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Term Deposit Rates For 3 Months

See a list of the term-deposits for 3 months in Australian banks

AMP Bank

AMP Bank

AMP Bank’s Term Deposit

Interest Rate: from 4.40% to 4.75%

Sum: from 5,000.00$ to 10,000,000.00$

Interest paid at maturity, monthly, quarterly, or semiannually

Australia and New Zealand (ANZ)

ANZ Bank

ANZ Advance Notice Term Deposit

Interest Rate: from 3.49% to 3.50%

Sum: from 5,000.00$

Term, days: from 90.00 to 120.00

Interest paid monthly or at maturity

Australian Military Bank

Australian Military Bank

Term Deposit

Interest Rate: from 3.40% to 3.50%

Sum: from 1,000.00$

Term, days: from 90.00 to 150.00

Interest paid monthly or at maturity

Australian Mutual Bank

Australian Mutual Bank

Term Deposit

Interest Rate: from 3.70% to 3.80%

Sum: from 5,000.00$ to 999,999.99$

Term deposit with interest paid fortnightly or monthly

Interest calculated daily

Higher interest on higher amounts

Bank Australia

Bank Australia

Term Deposit

Interest Rate: from 4.70%

Sum: from 500.00$ to 1,000,000.00$

Rates are subject to change at anytime

Interest is calculated daily on whole balances and paid at maturity or at the frequency selected

Bank First

Bank First

Term Deposit

Interest Rate: from 4.60%

Sum: from 500.00$

Fixed return on your investments

Deposit protection

Flexible terms

Open your Term Deposit in minutes via Internet Banking

Bank of Melbourne

Term Deposits

Interest Rate: from 3.55% to 3.65%

Sum: from 1,000.00$ to 2,000,000.00$

Get a fixed interest rate for your fixed term investment

Online bonus rates

Secured savings

Bank of Queensland

Bank of Queensland

Term Deposit

Interest Rate: from 0.10% to 2.25%

Sum: from 1,000.00$

Term, days: from 89.00 to 119.00

Competitive interest rates

Flexible terms, flexible interest payments

Low investment amount

Bank SA

Bank SA

Term Deposit

Interest Rate: from 3.55% to 3.65%

Sum: from 1,000.00$ to 2,000,000.00$

Predictable earnings

Online bonus rates

Secured savings

Options at maturity

BankVic

BankVic

Term Deposit

Interest Rate: from 3.60%

Sum: from 5,000.00$

Flexible Interest Payments

Minimum Deposits

Bankwest

Term Deposits

Interest Rate: from 3.75%

Sum: from 1,000.00$ to 10,000,000.00$

Online convenience

Consider your options

Start small

Bendigo and Adelaide Bank

Term Deposits

Interest Rate: from 0.05% to 3.50%

Sum: from 1,000.00$ to 5,000,000.00$

Invest any amount from $1,000

Interest rates calculated daily

Flexible interest payment options

Bendigo and Adelaide Bank

Bendigo and Adelaide Bank

Term Deposit

Interest Rate: from 0.05% to 3.50%

Sum: from 1,000.00$ to 5,000,000.00$

Invest any amount from $1,000

Interest rates calculated daily

Flexible interest payment options

BOQ Specialist

BOQ Specialist

Term Deposit

Interest Rate: from 4.60%

Consistently competitive ongoing term deposit interest rates on new funds and rollovers

Flexibility to re-invest, add extra money or withdraw at the end of the term

Manage your own term deposit prior to maturity via online banking

Commonwealth Bank of Australia

CommBank

Term Deposits

Interest Rate: from 3.40% to 3.50%

Sum: from 5,000.00$ to 1,999,999.00$

Fixed return on your investment

Safe and secure

Flexible

Defence Bank

Defence Bank

Term Deposit

Interest Rate: from 4.25%

Sum: from 1,000.00$ to 1,000,000.00$

Fixed interest rate

A choice of terms and rates up to 24 months

$1,000 initial deposit

Gateway Bank

Gateway Bank

Term Deposit

Interest Rate: from 4.90%

Sum: from 1,000.00$

Interest is calculated daily

No setup or monthly service fees

Open online instantly through Online Banking

G&C Mutual Bank

G&C Mutual Bank

Term Deposit

Interest Rate: from 4.65% to 4.70%

Sum: from 1,000.00$

Start saving today with as little as $1,000

Reinvest or change your term and interest rate at maturity

Greater Bank

Greater Bank

Term Deposit

Interest Rate: from 0.01% to 3.50%

Sum: from 1,000.00$

Invest with confidence

Interest options

Manage your money 24/7

Heritage Bank

Heritage Bank

Term Deposit

Interest Rate: from 3.95%

Sum: from 1,000.00$

Term, days: from 90.00

Interest can be paid on maturity, up front, fortnightly, monthly, quarterly, half yearly, or yearly

Hume Bank

Term Deposits

Interest Rate: from 3.35%

Sum: from 1,000.00$

No fees

Short term options

Guaranteed interest

Judo Bank

Judo Bank

Term Deposit

Interest Rate: from 4.75% to 4.85%

Sum: from 1,000.00$

Interest paid monthly or at maturity

Macquarie Bank

Term Deposits

Interest Rate: from 4.48% to 4.80%

Sum: from 5,000.00$

A secure investment

Easy account management

A connected, digital experience

Members Equity Bank (ME Bank)

Members Equity Bank (ME Bank)

Term Deposit

Interest Rate: from 2.20% to 2.25%

Sum: from 5,000.00$ to 2,000,000.00$

No set-up fees, no account-keeping fees

Your term deposit savings are protected

Get fixed returns

MyState Bank

MyState Bank

Term Deposit

Interest Rate: from 2.50%

Sum: from 5,000.00$

Savings guaranteed up to $250,000

No monthly account fee

National Australia Bank

NAB

NAB Term Deposit

Interest Rate: from 3.50%

Sum: from 5,000.00$ to 1,999,999.00$

Term, days: from 90.00

Choose a fixed term to suit your needs

No monthly account and application fees

Reinvest your term deposit via the NAB app

P&N Bank

P&N Bank

Term Deposits

Interest Rate: from 4.40%

Sum: from 5,000.00$ to 1,000,000.00$

Lock in a great term deposit rate

Pick a term that suits you

No monthly fees

Fixed Term Deposit

Queensland Country Bank Limited

Fixed Term Deposit

Interest Rate: from 3.75%

Sum: from 1,000.00$ to 1,000,000.00$

Term, days: from 90.00 to 150.00

No monthly account service fee

A choice of terms

Minimum deposit

RACQ Bank Term Deposit

RACQ

RACQ Bank Term Deposit

Interest Rate: from 4.80%

Sum: from 1,000.00$ to 1,000,000.00$

Put your investment on auto-pilot with a fixed return

Rural Bank

Term Deposits

Interest Rate: from 0.05% to 3.50%

Sum: from 500.00$ to 500,000.00$

Competitive fixed interest rates

No set up or ongoing fees

Interest rates calculated daily

Available for personal and business customers

St. George Bank

St. George Bank

Term Deposit

Interest Rate: from 3.55% to 3.65%

Sum: from 1,000.00$ to 5,000,000.00$

Predictable earnings

Online bonus rates

Secured savings

Suncorp Bank

Suncorp Bank

Term Deposit

Interest Rate: from 2.95% to 3.10%

Sum: from 5,000.00$ to 1,999,999.00$

Term, days: from 90.00

Easy to open and manage online or in-App

No set up or establishment fees

Low risk investment

Westpac Bank

Westpac Bank

Term Deposit

Interest Rate: from 3.50% to 3.60%

Sum: from 5,000.00$ to 5,000,000.00$

interest paid monthly or at maturity

Video Guide

Useful video Play

Deposit Calculator

Is there a fixed deposit for 3 months?

Yes, 3-month deposits are available in the product line of many banks and credit companies in Australia, but keep in mind that interest rates on them are lower than on deposits for a longer period, but higher than on current accounts.

What is the best 3-month term-deposit rate in Australia?

On the deposit market, you can find offers with rates of about 5% and even higher.

How can Bankchart.com.au help you in choosing a 3-month term deposit in Australia?

You can see the best 3-month term deposit rates in Australia in the table above. Just follow the links and select the offer that suits you the most. 

Example of calculating future income on a 3-month term deposit:

Amount, $ Rate, % Accrued %, $
15 000 2,10% 78,75
15 000 2,20% 82,50
15 000 2,30% 86,25
25 000 2,80% 175,00
25 000 2,90% 181,25
25 000 3,05% 190,63
90 000 3,25% 731,25
90 000 3,35% 753,75
90 000 3,45% 776,25
180 000 3,90% 1 755,00
180 000 4,00% 1 800,00
180 000 4,00% 1 800,00
740 000 4,35% 8 047,50
740 000 4,40% 8 140,00
740 000 4,45% 8 232,50

See the similar FAQ about Australian banks:

Details of companies offering the financial services:

AMP Bank

Head office’s address: 2-12 Macquarie St

Contact center: 131-267

Phone: 61-2-8048-8249

Mail address: AMP Bank Reply Paid 79702 Parramatta NSW 2124

Web-site: https://www.amp.com.au/

Swift code: AMPBAU2SRET.

Stock code: AMP

BSB: 939-200

ANZ Bank

Head office’s address: 833 Collins Street

Contact center: 13-13-14

Phone: 61-3-9683-9999

Mail address: 833 Collins Street Docklands, Melbourne

Web-site: http://www.anz.com

Swift code: ANZBAU3M

Financial institution code: ANZ

Stock code: ANZ

ABN: 11 005 357 522

BSB: 015-891

Australian Military Bank

Head office’s address: 45 Clarence Street

Contact center: 1300 13 23 28

Phone: +61 2 9240 4122

Mail address: PO Box H151, Australia Square, NSW 1215

Web-site: https://www.australianmilitarybank.com.au

Swift code: AUMLAU21

ABN: 48 087 649 741

BSB: 642 170

Australian Mutual Bank

Head office’s address: 59 Buckingham Street

Contact center: 13 61 91

Phone: +61 2 9678 2111

Mail address: PO Box 881 Haymarket NSW 1240

Web-site: https://australianmutual.bank/

Swift code: CUSCAU2S

ABN: 93 087 650 726

BSB: 611 100

Bank Australia

Head office’s address: 222 High Street

Contact center: 61-132888

Phone: 61-3-9854-4666

Mail address: Bank Australia Locked Bag 2035, Collingwood VIC 3066 Australia

Web-site: https://bankaust.com.au/personal

ABN: 21 087 651 607

BSB: 313 140

Bank First

Head office’s address: 117 Camberwell Rd

Contact center: 1300-654-822

Phone: 61-3-9834-8560

Mail address: PO Box 338 Camberwell Vic 3124

Web-site: https://www.bankfirst.com.au/

ABN: 44 087 651 769

BSB: 704-191

Bank of Melbourne

Head office’s address: 525 Collins Street

Contact center: 61-132266

Phone: 61-3-9982-4186

Mail address: 525 Collins Street Melbourne

Web-site: https://www.bankofmelbourne.com.au/

Swift code: SGBLAU2S

ABN: 33 007 457 141

BSB: 193-879

Bank of Queensland

Head office’s address: 100 Skyring Ter

Contact center: 61-1300-557-272

Mail address: 100 Skyring Ter L 6, Newstead, Queensland, 4006

Web-site: http://www.boq.com.au/

Stock code: BOQ

ABN: 32 009 656 740

BSB: 124-001

Bank SA

Head office’s address: 97 King William Street

Contact center: 13-13-76

Phone: 61-2 9155-7850

Mail address: 97 King William Street, Adelaide, SA

Web-site: http://www.banksa.com.au/

Swift code: SGBLAU2S

ABN: 33 007 457 141

BankVic

Head office’s address: 505 Little Collins Street

Contact center: 61-136373

Phone: 61-136373

Mail address: Level 8, 505 Little Collins Street, Melbourne

Web-site: http://bankvic.com.au/

ABN: 33 087 651 661

BSB: 704 230

Bankwest

Head office’s address: 300 Murray St

Contact center: 61-131719

Phone: 61-8-9449-2840

Mail address: Bankwest PO Box E237 Perth WA 6841

Web-site: http://www.bankwest.com.au/

Swift code: BKWAAU6P

ABN: 48 123 123 124

BSB: 325-185

Bendigo and Adelaide Bank

Head office’s address: The Bendigo Centre

Contact center: 1-300-361-911

Phone: 61-2-8023-5417

Mail address: The Bendigo Centre PO Box 480 Bendigo Vic 3552

Web-site: http://www.bendigobank.com.au/

Swift code: BENDAU3B

Stock code: BEN

ABN: 11 068 049 178

BSB: 633-300

Bendigo and Adelaide Bank

Head office’s address: The Bendigo Centre

Contact center: 1-300-361-911

Phone: 61-2-8023-5417

Mail address: The Bendigo Centre PO Box 480 Bendigo Vic 3552

Web-site: http://www.bendigobank.com.au/

Swift code: BENDAU3B

Stock code: BEN

ABN: 11 068 049 178

BSB: 633-300

BOQ Specialist

Head office’s address: 120 Collins Street

Contact center: 1300-160-160

Phone: 61-2-9293-2000

Mail address: GPO BOX 2539 Sydney 2001

Web-site: http://www.boqspecialist.com.au/

Swift code: QBANAU4B

Stock code: BOQ

BSB: 951-200

CommBank

Head office’s address: 201 Sussex Street

Contact center: 13-22-21

Phone: 61-2-8055-4001

Mail address: Level 10, Tower One, Darling Park, 201 Sussex Street

Web-site: https://www.commbank.com.au/

Swift code: CTBAAU2S

Stock code: CBA

ABN: 48 123 123 124

Defence Bank

Head office’s address: 31 Queen St

Contact center: 1-800-033-139

Phone: 61-3-8624-5888

Mail address: PO Box 14537 Melbourne VIC 8001

Web-site: http://www.defencebank.com.au/

Financial institution code: DBL

ABN: 57 087 651 385

BSB: 803205

Gateway Bank

Head office’s address: 68 York St

Contact center: 1300 302 474

Phone: +61 2 9307 4200

Mail address: GPO BOX 3176 SYDNEY NSW 2001

Web-site: https://www.gatewaybank.com.au/

Swift code: ASLLAU2CGTW

ABN: 47 087 650 093

BSB: 676-000

G&C Mutual Bank

Head office’s address: 201 Elizabeth Street

Contact center: 1-300-364-400

Phone: 61-2-9307-5400

Mail address: PO Box A253, Sydney South NSW 1235

Web-site: http://www.gcmutualbank.com.au/

Financial institution code: SGE

ABN: 72 087 650 637

BSB: 659-000

Greater Bank

Head office’s address: 103 Tudor Street

Contact center: 13 13 86

Phone: +612 4921 9111

Mail address: Greater Bank PO Box 173, Hamilton NSW 2303

Web-site: https://www.greater.com.au/

Swift code: ASLLAU2CGBS

ABN: 88 087 651 956

BSB: 637 000

Heritage Bank

Head office’s address: 400 Ruthven St

Contact center: 13-14-22

Phone: 61-7-4694-9000

Mail address: PO Box 190 TOOWOOMBA QLD 4350

Web-site: https://www.heritage.com.au

Swift code: HBSLAU4T

ABN: 32 087 652 024

BSB: 638-603

Hume Bank

Head office’s address: 492 Olive St

Contact center: 1-300-004-863

Mail address: PO Box 343 Albury NSW 2640

Web-site: https://www.humebank.com.au

Financial institution code: HUM

ABN: 85 051 868 556

BSB: 640-000

Judo Bank

Head office’s address: 40 Creek Street

Contact center: 61-135836

Mail address: Level 4, 40 Creek Street Brisbane, QLD 4000

Web-site: https://www.judo.bank

BSB: 725-888

Macquarie Bank

Head office’s address: 345 Queen Street

Contact center: 1800-442-370

Phone: 61-2-8232-3333

Mail address: GPO Box 2520 Sydney NSW 2001

Web-site: http://www.macquarie.com.au

Swift code: MACQAU2S

Financial institution code: MBL

Stock code: MQG

ABN: 46 008 583 542

BSB: 185-300

Members Equity Bank (ME Bank)

Head office’s address: 360 Elizabeth Street

Contact center: 13-15-63

Phone: 61-3-9708-4001

Mail address: PO Box 1345 Melbourne, VIC 3001

Web-site: http://www.mebank.com.au/

Swift code: MEQBAU3M

Financial institution code: MEB

ABN: 56 070 887 679

BSB: 944-300

MyState Bank

Head office’s address: 137 Harrington St

Contact center: 13-80-01

Phone: 61-3-6233-0679

Mail address: 137 Harrington St L 2, Hobart, Tasmania, 7000, Australia

Web-site: http://mystate.com.au/

Stock code: MYS

ABN: 89 067 729 195

BSB: 655-001

NAB

Head office’s address: 800 Bourke Street

Contact center: 13-22-65

Phone: 61-3-8566-7023

Mail address: Level 4, 800 Bourke Street, Docklands, VIC

Web-site: http://www.nab.com.au/

Swift code: NATAAU3303M

Financial institution code: NAB

Stock code: NAB

BSB: 086-027

P&N Bank

Head office’s address: 556 Wellington Street

Contact center: 13-25-77

Phone: 61-132577

Mail address: Police & Nurses Limited Level 6, 556 Wellington Street Perth WA 6000

Web-site: http://pnbank.com.au/

ABN: 69 087 651 876

Queensland Country Bank Limited

Head office’s address: 333 Ross River Road

Contact center: 1800 075 078

Phone: +61 7 4412 3526

Mail address: PO Box 679 Aitkenvale QLD 4814

Web-site: https://www.queenslandcountry.bank/

Swift code: QCCNAU41XXX

ABN: 77 087 651 027

BSB: 654 000

RACQ

Head office’s address: 7/515 St Pauls Terrace

Contact center: 13-19-05

Mail address: 7/515 St Pauls Terrace, Fortitude Valley QLD 4006, Australia

Web-site: https://www.racq.com.au/

Swift code: QTMBAU41

Financial institution code: QTM

ABN: 83 087 651 054

BSB: 514-000

Rural Bank

Head office’s address: 80 Grenfell Street

Contact center: 1-300-660-115

Phone: 61-8-7109-920

Mail address: Rural Bank PO Box 3660 Rundle Mall SA 5000

Web-site: http://www.ruralbank.com.au/

Swift code: BENDAU3B

Financial institution code: BBL

ABN: 74 083 938 416

BSB: 633-500

St. George Bank

Head office’s address: 275 Kent Street

Contact center: 13-33-30

Phone: 61-2-9553-5333

Mail address: St.George Bank Locked Bag 1 Kogarah NSW 1485

Web-site: http://www.stgeorge.com.au/

Swift code: SGBLAU2S

Financial institution code: STG

Stock code: SGB

ABN: 33 007 457 141

BSB: 112-908

Suncorp Bank

Head office’s address: 80 Ann Street

Contact center: 13-11-55

Phone: 61-7-3362-2222

Mail address: PO Box A50 Sydney South NSW 1235

Web-site: http://www.suncorpbank.com.au/

Swift code: METWAU4B

ABN: 66 010 831 722

BSB: 484-799

Westpac Bank

Head office’s address: 275 Kent Street

Contact center: 13-20-32

Phone: 61-2-9155-7700

Mail address: 275 Kent Street, Sydney, NSW

Web-site: https://www.westpac.com.au/

Swift code: WPACAU2S

Financial institution code: WBC

Stock code: WBC

ABN: 33 007 457 141

BSB: 032-063