Bendigo Bank in Australia
Bendigo Bank information: site, contacts
HEADQUARTERS LOCATION:
Bath Lane, The Bendigo Centre, Bendigo
MAIN OFFICE CONTACTS:
Hotline:
1 300 361 911
Phone:
+61 3 5445 0666
BANK DETAILS:
BSB Number:
633-300
SWIFT / BIC:
BENDAU3B
REGULATION & INFO:
ABN:11 068 049 178
AFSL:237879
Status:ASIC Regulated
Bank Group:Australian-owned Banks
More about Bendigo and Adelaide Bank:
Overview of Bendigo Bank
About Bendigo Bank
Bendigo Bank is the retail arm of Bendigo and Adelaide Bank, one of Australia's biggest banks and a leader in community-focused finance. Their world-famous "Community Bank" model allows local communities to partner with the bank to secure local services and reinvest profits back into local projects. Based in the heart of Bendigo, they remain committed to their mission of being Australia’s most customer-connected bank.
Main areas of activity:
- Community Banking: Profit-sharing model that funds thousands of local community projects.
- Rural Bank: Leading specialist in Australian agricultural finance and advice.
- Personal Banking: Comprehensive range of fair-value accounts and lending products.
How to reach the office:
On foot: Located at The Bendigo Centre on Bath Lane. It is a 10-minute walk from Bendigo Station through the town center.
By car: Accessible via Bath Lane or Mitchell St. Parking is available at the Hargreaves Street Multi-Storey Car Park.
Bank's Services and Products
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Personal Banking
Personal credit cards
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Must be 18 years of age or olderMust be an Australian citizen, permanent resident, or holder of eligible visa subclasses (188, 489, 491, 494, 482) with at least 12 months remainingMust receive a regular, verifiable income (PAYG, selfemployed, or superannuation)Must not be currently bankrupt or insolventIncludes up to 55 days interestfree on purchase transactionsIncludes complimentary international travel insurance for up to 3 consecutive months (for individuals under 81 years)Includes 90day purchase protection and extended warranty on covered purchases
Personal savings accounts
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Must be an Australian citizen or resident to applyNew customers signing up via the app require an Australian Driver's licence or Australian Passport for identity verificationEarns a straightforward ongoing variable base interest rate of 3.55% p.a. regardless of savings balance or transaction volumeInterest is calculated daily and paid monthlyJoint or business accounts cannot be opened via the mobile application and require visiting a physical branch
Personal transaction accounts
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Must be an Australian citizen or resident aged 55 years or aboveStrictly restricted to retirees, selffunded retirees, or recipients of a Centrelink aged pension or Department of Veterans Affairs (DVA) administered pensionNot available for business account structures (joint accounts must be opened inbranch)New customers applying via the app require an Australian Driver's licence or Australian Passport for identity verificationEarns a stepped interest rate calculated daily and paid monthly based on balance tiers: 0.35% p.a. on $0$9,999.99; 1.70% p.a. on $10,000$49,999.99; 2.20% p.a. on $50,000$249,999.99; and 2.50% p.a. on balances of $250,000 and aboveIncludes a Debit Mastercard with 24/7 fraud monitoring and robust security features
Loans & Mortgages
Personal Car loans
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Requires physical security (new or used car, or refinancing an existing car loan)Loan terms must be between 1 and 7 years (365 to 2555 days)Fixed interest rate of 9.54% p.a. with a comparison rate of 10.26% p.a.Offers flexible repayment options on a weekly, fortnightly, or monthly scheduleIncludes a free online redraw facility with unlimited extra repayments
Personal loans
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Loan must be used for eligible green purposes such as solar power systems, grey water treatment systems, or electric vehicle charging stationsMinimum loan amount is $2000Loan terms must range between 1 and 7 years (365 to 2555 days)Fixed interest rate of 8.24% p.a. with a comparison rate of 9.27% p.a.No security or physical collateral is required to secure the loanOffers flexible repayment options on a weekly, fortnightly, or monthly scheduleIncludes an online redraw facility with unlimited additional repayments
Business Solutions
Business accounts
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Designed for businesses with low transaction frequencyRequires registration for ebanking or phone banking services for digital transfersAllows linking an optional overdraft facility subject to approvalIntegrates with accounting software including MYOB and XeroProvides eligibility for Mastercard Easy Savings Specials partner discounts
Business credit cards
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Offers up to 44 days interest free on purchasesProvides flexible liability options: Company liability (for company structures), Individual liability (for sole traders or employees), and Joint and several liability (for partnerships)Allows individual spending limits to be set for each cardholderFeatures 24/7 fraud monitoring and zero liability for unauthorised transactionsSupports transaction uploads to accounting software such as MYOBIncludes access to business offers through Mastercard Easy Saver Specials
Business savings
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Applicants must be over the age of 18 and an Australian citizen or residentRequires a valid identity document such as an Australian Driver's licence, Medicare card, or PassportMinimum investment amount is $1000, while the special rate table applies to balances up to $5,000,000Investment terms range from 1 month (30 days) up to 60 months (2190 days)Interest payment frequency options include at maturity, monthly, quarterly, halfyearly, or yearly depending on the selected termDeposits are protected under the Financial Claims Scheme guarantee provisionsJoint or business accounts cannot be completed via the app and require visiting a physical branch
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