Term Deposit Rates For 1 Year (12 Months)

What are the best 12-month term deposits in Australia?

You can find the highest interest rate offers for 12-month deposits in the comparison table on this page. Just follow the links and select the bank that best suits your requirements.

What are the 12-month term deposit rates?

Interest rates on 1-year deposits with Australian banks are typically around 5%.

For what period do term deposits have the highest interest rates?

Interest rates on fixed deposits for 1 year usually have the highest % compared to other periods.

Calculate future income on a 1-year term deposit (example): 

See the similar FAQ about Australian banks:

• Bendigo Bank staff super contribution rate
• CBA brokerage fee
• CBA dividend policy
• CBA link market services
• CBA managed funds contact number

Details of companies offering the financial services:

AMP Bank

Head office’s address: 2-12 Macquarie St

Contact center: 131-267

Phone: 61-2-8048-8249

Mail address: AMP Bank Reply Paid 79702 Parramatta NSW 2124

Web-site: https://www.amp.com.au/

Swift code: AMPBAU2SRET.

Stock code: AMP

BSB: 939-200

ANZ Bank

Head office’s address: 833 Collins Street

Contact center: 13-13-14

Phone: 61-3-9683-9999

Mail address: 833 Collins Street Docklands, Melbourne

Web-site: http://www.anz.com

Swift code: ANZBAU3M

Financial institution code: ANZ

Stock code: ANZ

ABN: 11 005 357 522

BSB: 015-891

Australian Military Bank

Head office’s address: 45 Clarence Street

Contact center: 1300 13 23 28

Phone: +61 2 9240 4122

Mail address: PO Box H151, Australia Square, NSW 1215

Web-site: https://www.australianmilitarybank.com.au

Swift code: AUMLAU21

ABN: 48 087 649 741

BSB: 642 170

Australian Mutual Bank

Head office’s address: 59 Buckingham Street

Contact center: 13 61 91

Phone: +61 2 9678 2111

Mail address: PO Box 881 Haymarket NSW 1240

Web-site: https://australianmutual.bank/

Swift code: CUSCAU2S

ABN: 93 087 650 726

BSB: 611 100

Bank Australia

Head office’s address: 222 High Street

Contact center: 61-132888

Phone: 61-3-9854-4666

Mail address: Bank Australia Locked Bag 2035, Collingwood VIC 3066 Australia

Web-site: https://bankaust.com.au/personal

ABN: 21 087 651 607

BSB: 313 140

Bank First

Head office’s address: 117 Camberwell Rd

Contact center: 1300-654-822

Phone: 61-3-9834-8560

Mail address: PO Box 338 Camberwell Vic 3124

Web-site: https://www.bankfirst.com.au/

ABN: 44 087 651 769

BSB: 704-191

Bank of Melbourne

Head office’s address: 525 Collins Street

Contact center: 61-132266

Phone: 61-3-9982-4186

Mail address: 525 Collins Street Melbourne

Web-site: https://www.bankofmelbourne.com.au/

Swift code: SGBLAU2S

ABN: 33 007 457 141

BSB: 193-879

Bank of Queensland

Head office’s address: 100 Skyring Ter

Contact center: 61-1300-557-272

Mail address: 100 Skyring Ter L 6, Newstead, Queensland, 4006

Web-site: http://www.boq.com.au/

Stock code: BOQ

ABN: 32 009 656 740

BSB: 124-001

Bank SA

Head office’s address: 97 King William Street

Contact center: 13-13-76

Phone: 61-2 9155-7850

Mail address: 97 King William Street, Adelaide, SA

Web-site: http://www.banksa.com.au/

Swift code: SGBLAU2S

ABN: 33 007 457 141

BankVic

Head office’s address: 505 Little Collins Street

Contact center: 61-136373

Phone: 61-136373

Mail address: Level 8, 505 Little Collins Street, Melbourne

Web-site: http://bankvic.com.au/

ABN: 33 087 651 661

BSB: 704 230

Bankwest

Head office’s address: 300 Murray St

Contact center: 61-131719

Phone: 61-8-9449-2840

Mail address: Bankwest PO Box E237 Perth WA 6841

Web-site: http://www.bankwest.com.au/

Swift code: BKWAAU6P

ABN: 48 123 123 124

BSB: 325-185

Bendigo and Adelaide Bank

Head office’s address: The Bendigo Centre

Contact center: 1-300-361-911

Phone: 61-2-8023-5417

Mail address: The Bendigo Centre PO Box 480 Bendigo Vic 3552

Web-site: http://www.bendigobank.com.au/

Swift code: BENDAU3B

Stock code: BEN

ABN: 11 068 049 178

BSB: 633-300

Beyond Bank Australia

Head office’s address: 100 Waymouth St

Contact center: 13-25-85

Phone: 61-8-8205-8888

Mail address: GPO Box 1430 Adelaide SA 5001

Web-site: http://www.beyondbank.com.au

Swift code: CUSCAU2S

ABN: 15 087 651 143

BSB: 805022

BOQ Specialist

Head office’s address: 120 Collins Street

Contact center: 1300-160-160

Phone: 61-2-9293-2000

Mail address: GPO BOX 2539 Sydney 2001

Web-site: http://www.boqspecialist.com.au/

Swift code: QBANAU4B

Stock code: BOQ

BSB: 951-200

CommBank

Head office’s address: 201 Sussex Street

Contact center: 13-22-21

Phone: 61-2-8055-4001

Mail address: Level 10, Tower One, Darling Park, 201 Sussex Street

Web-site: https://www.commbank.com.au/

Swift code: CTBAAU2S

Stock code: CBA

ABN: 48 123 123 124

Defence Bank

Head office’s address: 31 Queen St

Contact center: 1-800-033-139

Phone: 61-3-8624-5888

Mail address: PO Box 14537 Melbourne VIC 8001

Web-site: http://www.defencebank.com.au/

Financial institution code: DBL

ABN: 57 087 651 385

BSB: 803205

Gateway Bank

Head office’s address: 68 York St

Contact center: 1300 302 474

Phone: +61 2 9307 4200

Mail address: GPO BOX 3176 SYDNEY NSW 2001

Web-site: https://www.gatewaybank.com.au/

Swift code: ASLLAU2CGTW

ABN: 47 087 650 093

BSB: 676-000

G&C Mutual Bank

Head office’s address: 201 Elizabeth Street

Contact center: 1-300-364-400

Phone: 61-2-9307-5400

Mail address: PO Box A253, Sydney South NSW 1235

Web-site: http://www.gcmutualbank.com.au/

Financial institution code: SGE

ABN: 72 087 650 637

BSB: 659-000

Greater Bank

Head office’s address: 103 Tudor Street

Contact center: 13 13 86

Phone: +612 4921 9111

Mail address: Greater Bank PO Box 173, Hamilton NSW 2303

Web-site: https://www.greater.com.au/

Swift code: ASLLAU2CGBS

ABN: 88 087 651 956

BSB: 637 000

Heritage Bank

Head office’s address: 400 Ruthven St

Contact center: 13-14-22

Phone: 61-7-4694-9000

Mail address: PO Box 190 TOOWOOMBA QLD 4350

Web-site: https://www.heritage.com.au

Swift code: HBSLAU4T

ABN: 32 087 652 024

BSB: 638-603

Hume Bank

Head office’s address: 492 Olive St

Contact center: 1-300-004-863

Mail address: PO Box 343 Albury NSW 2640

Web-site: https://www.humebank.com.au

Financial institution code: HUM

ABN: 85 051 868 556

BSB: 640-000

Judo Bank

Head office’s address: 40 Creek Street

Contact center: 61-135836

Mail address: Level 4, 40 Creek Street Brisbane, QLD 4000

Web-site: https://www.judo.bank

BSB: 725-888

Macquarie Bank

Head office’s address: 345 Queen Street

Contact center: 1800-442-370

Phone: 61-2-8232-3333

Mail address: GPO Box 2520 Sydney NSW 2001

Web-site: http://www.macquarie.com.au

Swift code: MACQAU2S

Financial institution code: MBL

Stock code: MQG

ABN: 46 008 583 542

BSB: 185-300

Members Equity Bank (ME Bank)

Head office’s address: 360 Elizabeth Street

Contact center: 13-15-63

Phone: 61-3-9708-4001

Mail address: PO Box 1345 Melbourne, VIC 3001

Web-site: http://www.mebank.com.au/

Swift code: MEQBAU3M

Financial institution code: MEB

ABN: 56 070 887 679

BSB: 944-300

MyState Bank

Head office’s address: 137 Harrington St

Contact center: 13-80-01

Phone: 61-3-6233-0679

Mail address: 137 Harrington St L 2, Hobart, Tasmania, 7000, Australia

Web-site: http://mystate.com.au/

Stock code: MYS

ABN: 89 067 729 195

BSB: 655-001

NAB

Head office’s address: 800 Bourke Street

Contact center: 13-22-65

Phone: 61-3-8566-7023

Mail address: Level 4, 800 Bourke Street, Docklands, VIC

Web-site: http://www.nab.com.au/

Swift code: NATAAU3303M

Financial institution code: NAB

Stock code: NAB

BSB: 086-027

P&N Bank

Head office’s address: 556 Wellington Street

Contact center: 13-25-77

Phone: 61-132577

Mail address: Police & Nurses Limited Level 6, 556 Wellington Street Perth WA 6000

Web-site: http://pnbank.com.au/

ABN: 69 087 651 876

Queensland Country Bank Limited

Head office’s address: 333 Ross River Road

Contact center: 1800 075 078

Phone: +61 7 4412 3526

Mail address: PO Box 679 Aitkenvale QLD 4814

Web-site: https://www.queenslandcountry.bank/

Swift code: QCCNAU41XXX

ABN: 77 087 651 027

BSB: 654 000

RACQ

Head office’s address: 7/515 St Pauls Terrace

Contact center: 13-19-05

Mail address: 7/515 St Pauls Terrace, Fortitude Valley QLD 4006, Australia

Web-site: https://www.racq.com.au/

Swift code: QTMBAU41

Financial institution code: QTM

ABN: 83 087 651 054

BSB: 514-000

Rural Bank

Head office’s address: 80 Grenfell Street

Contact center: 1-300-660-115

Phone: 61-8-7109-920

Mail address: Rural Bank PO Box 3660 Rundle Mall SA 5000

Web-site: http://www.ruralbank.com.au/

Swift code: BENDAU3B

Financial institution code: BBL

ABN: 74 083 938 416

BSB: 633-500

St. George Bank

Head office’s address: 275 Kent Street

Contact center: 13-33-30

Phone: 61-2-9553-5333

Mail address: St.George Bank Locked Bag 1 Kogarah NSW 1485

Web-site: http://www.stgeorge.com.au/

Swift code: SGBLAU2S

Financial institution code: STG

Stock code: SGB

ABN: 33 007 457 141

BSB: 112-908

Suncorp Bank

Head office’s address: 80 Ann Street

Contact center: 13-11-55

Phone: 61-7-3362-2222

Mail address: PO Box A50 Sydney South NSW 1235

Web-site: http://www.suncorpbank.com.au/

Swift code: METWAU4B

ABN: 66 010 831 722

BSB: 484-799

Westpac Bank

Head office’s address: 275 Kent Street

Contact center: 13-20-32

Phone: 61-2-9155-7700

Mail address: 275 Kent Street, Sydney, NSW

Web-site: https://www.westpac.com.au/

Swift code: WPACAU2S

Financial institution code: WBC

Stock code: WBC

ABN: 33 007 457 141

BSB: 032-063