Home / Personal term deposits / Term deposits - 1 month

Term Deposit Rates For 1 Month

See a list of the term-deposits for 1 month in Australian banks

AMP Bank

AMP Bank

AMP Bank’s Term Deposit

Interest Rate: from 0.10% to 0.10%

Sum: from 25,000.00$ to 10,000,000.00$

Interest paid at maturity, monthly, quarterly, or semiannually

Australia and New Zealand (ANZ)

ANZ Bank

Term Deposits

Interest Rate: from 1.25% to 1.25%

Sum: from 5,000.00$

Term, days: from 7.00 to 30.00

Interest paid at maturity

Bank of Melbourne

Term Deposits

Interest Rate: from 1.25% to 1.35%

Sum: from 1,000.00$ to 2,000,000.00$

Get a fixed interest rate for your fixed term investment

Online bonus rates

Secured savings

Bank of Queensland

Bank of Queensland

Term Deposits

Interest Rate: from 0.05% to 0.75%

Sum: from 1,000.00$

Term, days: from 28.00 to 58.00

Competitive interest rates

Flexible terms, flexible interest payments

Low investment amount

Bank SA

Bank SA

Term Deposits

Interest Rate: from 1.25% to 1.35%

Sum: from 1,000.00$ to 2,000,000.00$

Predictable earnings

Online bonus rates

Secured savings

Options at maturity

Bankwest

Term Deposits

Interest Rate: from 2.00%

Sum: from 1,000.00$ to 10,000,000.00$

Online convenience

Consider your options

Start small

Bendigo and Adelaide Bank

Term Deposits

Interest Rate: from 0.05% to 1.25%

Sum: from 1,000.00$ to 5,000,000.00$

Invest any amount from $1,000

Interest rates calculated daily

Flexible interest payment options

CommBank

Term Deposits

Interest Rate: from 1.20% to 1.25%

Sum: from 5,000.00$ to 1,999,999.00$

Fixed return on your investment

Safe and secure

Flexible

Greater Bank

Greater Bank

Term Deposits

Interest Rate: from 0.01% to 1.00%

Sum: from 1,000.00$

Invest with confidence

Interest options

Manage your money 24/7

Heritage Bank

Heritage Bank

Term Deposits

Interest Rate: from 1.25%

Sum: from 1,000.00$

Term, days: from 30.00 to 30.00

Interest can be paid on maturity, up front, fortnightly, monthly, quarterly, half yearly, or yearly

Macquarie Bank

Term Deposits

Interest Rate: from 0.05%

Sum: from 5,000.00$

A secure investment

Easy account management

A connected, digital experience

Members Equity Bank (ME Bank)

Members Equity Bank (ME Bank)

Term Deposits

Interest Rate: from 0.75%

Sum: from 5,000.00$ to 2,000,000.00$

No set-up fees, no account-keeping fees

Your term deposit savings are protected

Get fixed returns

MyState Bank

MyState Bank

Term Deposits

Interest Rate: from 0.50%

Sum: from 5,000.00$

Savings guaranteed up to $250,000

No monthly account fee

National Australia Bank

NAB

NAB Term Deposit

Interest Rate: from 1.25%

Sum: from 5,000.00$ to 1,999,999.00$

Term, days: from 30.00 to 30.00

Choose a fixed term to suit your needs

No monthly account and application fees

Reinvest your term deposit via the NAB app

RACQ Bank Term Deposit

RACQ

Term Deposits

Interest Rate: from 0.55%

Sum: from 1,000.00$ to 1,000,000.00$

Put your investment on auto-pilot with a fixed return

Rural Bank

Term Deposits

Interest Rate: from 0.05% to 1.25%

Sum: from 500.00$ to 500,000.00$

Competitive fixed interest rates

No set up or ongoing fees

Interest rates calculated daily

Available for personal and business customers

St. George Bank

Term Deposits

Interest Rate: from 1.25% to 1.35%

Sum: from 1,000.00$ to 5,000,000.00$

Predictable earnings

Online bonus rates

Secured savings

Suncorp Bank

Suncorp Bank

Term Deposits

Interest Rate: from 1.25% to 1.35%

Sum: from 5,000.00$ to 1,999,999.00$

Easy to open and manage online or in-App

No set up or establishment fees

Low risk investment

Westpac Bank

Westpac Bank

Term Deposits

Interest Rate: from 1.25% to 1.35%

Sum: from 5,000.00$ to 5,000,000.00$

interest paid monthly or at maturity

Video Guide

Useful video Play

Deposit Calculator

Can I fix a deposit for 1 month in Australia?

Such offers are quite difficult to find since usually the minimum period for a term deposit in Australia is 3 months. However, you can fix deposits for 1 month in Rabobank, MyState Bank and Bankwest.

What are the 1-month term deposit rates?

The size of interest rates varies depending on the policy of the financial organization and may change over time depending on the economic situation in the country, but usually does not exceed 2-2.5%.

What are alternatives to 1-month term deposits in Australia?

You can also use High-Interest Savings Accounts, Online Savings Accounts, Cash Management Accounts, and Notice Accounts to invest funds for a short period.

Calculate future income on a 1-month term deposit (example): 

Amount, $

Rate, %

Accrued %, $

17 000

2,30%

33

17 000

2,35%

33

17 000

2,40%

34

32 000

2,70%

72

32 000

2,75%

73

32 000

2,80%

75

114 000

2,90%

276

114 000

2,95%

280

114 000

3,00%

285

203 000

3,05%

516

203 000

3,10%

524

203 000

3,15%

533

488 000

3,50%

1 423

488 000

3,55%

1 444

488 000

3,60%

1 464

See the similar FAQ about Australian banks:

Details of companies offering the financial services:

AMP Bank

Head office’s address: 2-12 Macquarie St

Contact center: 131-267

Phone: 61-2-8048-8249

Mail address: AMP Bank Reply Paid 79702 Parramatta NSW 2124

Web-site: https://www.amp.com.au/

Swift code: AMPBAU2SRET.

Stock code: AMP

BSB: 939-200

ANZ Bank

Head office’s address: 833 Collins Street

Contact center: 13-13-14

Phone: 61-3-9683-9999

Mail address: 833 Collins Street Docklands, Melbourne

Web-site: http://www.anz.com

Swift code: ANZBAU3M

Financial institution code: ANZ

Stock code: ANZ

ABN: 11 005 357 522

BSB: 015-891

Bank of Melbourne

Head office’s address: 525 Collins Street

Contact center: 61-132266

Phone: 61-3-9982-4186

Mail address: 525 Collins Street Melbourne

Web-site: https://www.bankofmelbourne.com.au/

Swift code: SGBLAU2S

ABN: 33 007 457 141

BSB: 193-879

Bank of Queensland

Head office’s address: 100 Skyring Ter

Contact center: 61-1300-557-272

Mail address: 100 Skyring Ter L 6, Newstead, Queensland, 4006

Web-site: http://www.boq.com.au/

Stock code: BOQ

ABN: 32 009 656 740

BSB: 124-001

Bank SA

Head office’s address: 97 King William Street

Contact center: 13-13-76

Phone: 61-2 9155-7850

Mail address: 97 King William Street, Adelaide, SA

Web-site: http://www.banksa.com.au/

Swift code: SGBLAU2S

ABN: 33 007 457 141

Bankwest

Head office’s address: 300 Murray St

Contact center: 61-131719

Phone: 61-8-9449-2840

Mail address: Bankwest PO Box E237 Perth WA 6841

Web-site: http://www.bankwest.com.au/

Swift code: BKWAAU6P

ABN: 48 123 123 124

BSB: 325-185

Bendigo and Adelaide Bank

Head office’s address: The Bendigo Centre

Contact center: 1-300-361-911

Phone: 61-2-8023-5417

Mail address: The Bendigo Centre PO Box 480 Bendigo Vic 3552

Web-site: http://www.bendigobank.com.au/

Swift code: BENDAU3B

Stock code: BEN

ABN: 11 068 049 178

BSB: 633-300

CommBank

Head office’s address: 201 Sussex Street

Contact center: 13-22-21

Phone: 61-2-8055-4001

Mail address: Level 10, Tower One, Darling Park, 201 Sussex Street

Web-site: https://www.commbank.com.au/

Swift code: CTBAAU2S

Stock code: CBA

ABN: 48 123 123 124

Greater Bank

Head office’s address: 103 Tudor Street

Contact center: 13 13 86

Phone: +612 4921 9111

Mail address: Greater Bank PO Box 173, Hamilton NSW 2303

Web-site: https://www.greater.com.au/

Swift code: ASLLAU2CGBS

ABN: 88 087 651 956

BSB: 637 000

Heritage Bank

Head office’s address: 400 Ruthven St

Contact center: 13-14-22

Phone: 61-7-4694-9000

Mail address: PO Box 190 TOOWOOMBA QLD 4350

Web-site: https://www.heritage.com.au

Swift code: HBSLAU4T

ABN: 32 087 652 024

BSB: 638-603

Macquarie Bank

Head office’s address: 345 Queen Street

Contact center: 1800-442-370

Phone: 61-2-8232-3333

Mail address: GPO Box 2520 Sydney NSW 2001

Web-site: http://www.macquarie.com.au

Swift code: MACQAU2S

Financial institution code: MBL

Stock code: MQG

ABN: 46 008 583 542

BSB: 185-300

Members Equity Bank (ME Bank)

Head office’s address: 360 Elizabeth Street

Contact center: 13-15-63

Phone: 61-3-9708-4001

Mail address: PO Box 1345 Melbourne, VIC 3001

Web-site: http://www.mebank.com.au/

Swift code: MEQBAU3M

Financial institution code: MEB

ABN: 56 070 887 679

BSB: 944-300

MyState Bank

Head office’s address: 137 Harrington St

Contact center: 13-80-01

Phone: 61-3-6233-0679

Mail address: 137 Harrington St L 2, Hobart, Tasmania, 7000, Australia

Web-site: http://mystate.com.au/

Stock code: MYS

ABN: 89 067 729 195

BSB: 655-001

NAB

Head office’s address: 800 Bourke Street

Contact center: 13-22-65

Phone: 61-3-8566-7023

Mail address: Level 4, 800 Bourke Street, Docklands, VIC

Web-site: http://www.nab.com.au/

Swift code: NATAAU3303M

Financial institution code: NAB

Stock code: NAB

BSB: 086-027

RACQ

Head office’s address: 7/515 St Pauls Terrace

Contact center: 13-19-05

Mail address: 7/515 St Pauls Terrace, Fortitude Valley QLD 4006, Australia

Web-site: https://www.racq.com.au/

Swift code: QTMBAU41

Financial institution code: QTM

ABN: 83 087 651 054

BSB: 514-000

Rural Bank

Head office’s address: 80 Grenfell Street

Contact center: 1-300-660-115

Phone: 61-8-7109-920

Mail address: Rural Bank PO Box 3660 Rundle Mall SA 5000

Web-site: http://www.ruralbank.com.au/

Swift code: BENDAU3B

Financial institution code: BBL

ABN: 74 083 938 416

BSB: 633-500

St. George Bank

Head office’s address: 275 Kent Street

Contact center: 13-33-30

Phone: 61-2-9553-5333

Mail address: St.George Bank Locked Bag 1 Kogarah NSW 1485

Web-site: http://www.stgeorge.com.au/

Swift code: SGBLAU2S

Financial institution code: STG

Stock code: SGB

ABN: 33 007 457 141

BSB: 112-908

Suncorp Bank

Head office’s address: 80 Ann Street

Contact center: 13-11-55

Phone: 61-7-3362-2222

Mail address: PO Box A50 Sydney South NSW 1235

Web-site: http://www.suncorpbank.com.au/

Swift code: METWAU4B

ABN: 66 010 831 722

BSB: 484-799

Westpac Bank

Head office’s address: 275 Kent Street

Contact center: 13-20-32

Phone: 61-2-9155-7700

Mail address: 275 Kent Street, Sydney, NSW

Web-site: https://www.westpac.com.au/

Swift code: WPACAU2S

Financial institution code: WBC

Stock code: WBC

ABN: 33 007 457 141

BSB: 032-063