BankSA offers a range of car insurance options in partnership with Allianz, catering to various needs and budgets. Whether you're looking for comprehensive coverage or basic third-party protection, BankSA provides tailored policies to suit your requirements.
Types of Car Insurance Offered by BankSA
BankSA provides two primary types of car insurance:
- Comprehensive Car Insurance — Offers extensive coverage, including protection against accidental damage to your own vehicle, theft, and third-party property damage.
- Third Party Property Damage Insurance — Covers damage to other people's property caused by your vehicle, which is the minimum legal requirement for vehicle registration in Australia.
Benefits of Comprehensive Car Insurance
Opting for comprehensive car insurance with BankSA includes several advantages:
- Choice of Repairer — You can select your preferred repairer or choose from Allianz's network of approved repairers.
- Legal Liability Coverage — Provides coverage for legal liability up to $20 million for damage or injury caused by your vehicle.
- Accidental Damage or Theft — Covers accidental damage to or theft of your vehicle, regardless of fault.
- Emergency Accommodation and Transport — Offers coverage for emergency accommodation and transport expenses if your vehicle is immobilised more than 100 km from home.
- New Car Replacement — If your vehicle is less than two years old and written off, you may be eligible for a new car of the same make and model.
- Child Seat Replacement — Provides up to $500 for the replacement of child seats or capsules if damaged in an accident.
Benefits of Third Party Property Damage Insurance
This basic insurance option includes:
- Legal Liability Coverage — Covers legal liability up to $20 million for damage to other people's property caused by your vehicle.
- Legal Costs — Covers legal costs associated with defending claims against you.
How to Apply for Car Insurance
To obtain a quote or apply for car insurance with BankSA, you can:
- Get an online quote
- Call 1300 656 345 for assistance and to complete your application.
How to Make a Claim
If you need to make a claim:
- Submit a claim online
- Call 1300 656 345 to initiate the claims process.
Frequently Asked Questions (FAQ)
- Which type of insurance should I choose?
- If you want comprehensive protection for your vehicle, including coverage for accidental damage and theft, comprehensive insurance is recommended. If you're looking for basic coverage for damage to other people's property, third-party insurance may be suitable.
- What should I do if I have an accident?
- Immediately contact 1300 656 345 to begin the claims process. You can also submit a claim online through the BankSA website.
- How can I make changes to my policy?
- To make changes to your policy, contact 1300 656 345 or visit your nearest BankSA branch.
- What if I lose my insurance policy?
- Contact BankSA at 1300 656 345 to request a replacement copy of your policy.
- How can I cancel my insurance?
- To cancel your insurance, contact BankSA at 1300 656 345 or visit your nearest branch.
Read also: