Commonwealth Bank (CBA) in Australia
Commonwealth Bank (CBA) information: site, contacts
HEADQUARTERS LOCATION:
Commonwealth Bank Place South, 1 Harbour St, Sydney
BANK DETAILS:
BSB Number:
062-000
SWIFT / BIC:
CTBAAU2S
REGULATION & INFO:
ABN:48 123 123 124
AFSL:234945
Status:ASIC Regulated
Bank Group:Australian-owned Banks
More about CommBank:
Overview of Commonwealth Bank (CBA)
About Commonwealth Bank
Commonwealth Bank (CommBank) is Australia’s largest financial institution, providing retail, business, and institutional banking services to millions of customers. Known for its market-leading digital platforms and extensive branch network, CBA is a cornerstone of the Australian economy. Their headquarters at Darling Harbour is a hub of financial innovation and customer-centric service excellence.
Main areas of activity:
- Retail Banking: Comprehensive personal accounts and home loans.
- Digital Innovation: The award-winning CommBank app and NetBank platform.
- Business Finance: Specialized lending and cash management for all industry sectors.
How to reach the head office:
On foot: Located at 1 Harbour St (Commonwealth Bank Place South). It is a 6-minute walk from Town Hall Station via Druitt Street.
By car: Accessible via Harbour Street. Parking is available at Wilson Parking - Darling Quarter, located directly beneath the building.
Bank's Services and Products
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Personal Banking
Personal credit cards
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Credit limit range: 400 dol to 1500 dol No physical card provided (digital only) Monthly minimum repayments: 40 dol or less Access to CommBank Yello Cashback Offers No additional cardholders allowed Does not earn Awards points
Personal debit cards
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Applicant must be at least 18 years old Must have an Australian residential address Must hold an existing linked standard Debit Mastercard to upgrade Must be linked to an eligible CommBank transaction account Includes complimentary international travel insurance for trips up to 21 days (requires activation) Includes two complimentary airport lounge passes worldwide via Mastercard Travel Pass Features Price Guarantee, Purchase Security, and Extended Warranty insurances
Personal savings accounts
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Must be 14 years or older to apply Requires a linked eligible CommBank transaction account Introductory bonus rate of 4,95% p.a. applies for the first 5 months
Personal transaction accounts
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Must be 14 years or older Requires identity verification at a branch within 20 days if applying from overseas Includes physical and digital Debit Mastercard Eligible for CommBank Yello rewards with 5+ transactions monthly Access to digital tools like Bill Sense and Spend Tracker
Loans & Mortgages
Personal Car loans
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No vehicle security or collateral is required Offers complete flexibility to make unlimited extra repayments without any fee Includes a redraw facility to access available funds if needed
Personal Home Loans
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Discount margins vary based on Loan to Value Ratio (LVR) tiers up to 95% Freedom to split the loan and utilize multiple Everyday Offset accounts Interest Only payments available for up to 5 years (Owner Occupied) or 15 years (Investment) Minimum topup amount is 10000 AUD Variable rate is not protected from interest rate increases
Personal loans
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No security or collateral required Includes a redraw facility to access extra funds paid into the loan Discounted rates available for eligible energyefficient purchases Repayments may fluctuate if the interest rate changes Repayment frequencies available: weekly, fortnightly, or monthly
Business Solutions
Business accounts
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Must have an Australian Business Number (ABN) or Australian Company Number (ACN)Applicant must be at least 18 years oldRequires an existing eligible Commonwealth Bank AUD accountAccount must be used strictly for business purposesInterest is paid monthly on selected currencies based on balance tiersOnline application available for sole traders, Pty Ltd companies, SMSFs, and partnerships
Business car loans
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Must have a current ABN and a minimum of 12 months trading history The financed vehicle or equipment serves as the loan security Optional balloon payments available to reduce ongoing monthly commitments Repayments can be customized to align with seasonal business cashflows Discount of up to 1,00% p.a. available for eligible green and efficient vehicles
Business credit cards
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Up to 55 days interestfree period on purchases Minimum unsecured credit limit of 500 AUD, maximum up to 50000 AUD Includes Transit Accident Insurance and Unauthorised Transaction Insurance Access to personalized CommBank Yello Cashback Offers Features 24/7 emergency overseas assistance
Business loans
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Must have a current ABN and a minimum of 12 months trading history The financed vehicle or equipment serves as the loan security Optional balloon payments available to reduce ongoing monthly commitments Repayments can be customized to align with seasonal business cashflows
Business savings
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Allows early withdrawal of up to 20% of the balance without penalty fees or interest adjustmentsRequires a CommBank business transaction account in the same business nameMust have an Australian Business Number (ABN)
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