Your Bank Advisor

Frequently asked questions and answers for Bank of Melbourne

See the careers, OSKO payments, phone banking, Apple Pay

Olesya Krasavtseva
Fact-checked by Olesya Krasavtseva
Content Editor at Prostobank Consulting Prostobank Consulting Logo
Updated: 01.09.2026
Table of Contents

Bank of Melbourne - Google Pay

See the requirements to use Google Pay in Bank of Melbourne

Bank of Melbourne settlement team contacts

See the Bank of Melbourne settlement team contacts

How do I make International transfers in Bank of Melbourne?

Discover the international transfers in Bank of Melbourne

Careers at Bank of Melbourne

Discover where you can find jobs in Bank of Melbourne

Where do I find the Bank of Melbourne currency exchange calculator?

Discover where you can find the Bank of Melbourne foreign exchange calculator

How do I open Bank of Melbourne joint account?

Discover how a customer can open a joint account in Bank of Melbourne

Bank of Melbourne Internet banking is down, what should I do

Discover what a client should do if the Bank of Melbourne website is down or the internet banking not working

Bank of Melbourne PayID Osko payments, how to use

Discover the Bank of Melbourne Osko payments

How do I deposit notes at smart ATMs?

Discover how you can deposit notes via smart ATMs of Bank of Melbourne

Bank of Melbourne – foundation’s activity

Find out the Bank of Melbourne foundation’s offfer

Bank of Melbourne phone banking

Discover the Bank of Melbourne phone banking

Cardless cash in Bank of Melbourne, how to use

Discover how to withdraw money without cash in Bank of Melbourne

Discover the ATM withdrawal limit in the Bank of Melbourne

Find the bank of Melbourne ATM withdrawal limit

Bank of Melbourne - Apple Pay

Discover how you can set up Apple Pay in Bank of Melbourne

Bank of Melbourne transfer times

See the Bank of Melbourne transfer times

Bank of Melbourne - Samsung Pay

See the requirements for using Samsung Pay in Bank of Melbourne

Bank of Melbourne opening hours

See the Bank of Melbourne trading hours

Where do I find my Bank of Melbourne access account number?

Discover where to find your customer access number in Bank of Melbourne

Bank of Melbourne cheque clearance time

See the Bank of Melbourne cheque clearance time

Bank of Melbourne mobile banking app

Discover the mobile bank app from Melbourne Bank

How do I close my Bank of Melbourne account?

Discover how to close your banking account in Bank of Melbourne

How do I get my Bank of Melbourne statement?

Discover how to get your account statement in Bank of Melbourne

Is the Bank of Melbourne a part of St. George?

See who owns the Bank of Melbourne

How to use BPAY in the Bank of Melbourne?

Discover how you can start working with Bank of Melbourne BPAY service

Bank of Melbourne Internet banking

Discover the internet banking from Bank of Melbourne

Where do I find my Bank of Melbourne biller code?

Discover how to find your Bank of Melbourne biller code

How do I get my Bank of Melbourne IBAN account number?

Discover whether a customer can get his Bank of Melbourne IBAN number

What is the abbreviation of Bank of Melbourne at ASX

Discover the abbreviation of Bank of Melbourne at ASX

Vehicle insurance offer from the Bank of Melbourne

Discover the Bank of Melbourne car insurance proposal

Where do I find the Bank of Melbourne fraud contact?

Discover how to report to Bank of Melbourne about a fraud

Bank of Melbourne Amplify rewards terms

Discover the Bank of Melbourne rewards offers

Bank of Melbourne - credit card points

Discover what points an owner of credit cards from Bank of Melbourne can gain

Bank of Melbourne - lost card

Discover what a customer should do if he lost his card from Bank of Melbourne

Bank of Melbourne card activation

Discover how a customer can activate his Bank of Melbourne card

Bank of Melbourne travel insurance

Discover the Bank of Melbourne travel insurance proposal

Financial hardship - how do I contact the Bank of Melbourne?

Discover what a customer of Bank of Melbourne should do being in a financial hardship

Does Bank of Melbourne propose safety deposit boxes?

Discover whether Bank of Melbourne offers safety deposit boxes

Bank of Melbourne - share trading program

Discover the share trading program from Bank of Melbourne

How do I log in to the Bank of Melbourne broker portal?

Discover where a broker can log in to the servicing app on the Bank of Melbourne website

What time does the Bank of Melbourne pre-approval take?

Discover the pre-approval time in Bank of Melbourne

How do I get the Bank of Melbourne property report?

Find out what a customer can get known from the Bank of Melbourne property report

Does the Bank of Melbourne propose to redraw money for a home loan?

Discover whether Bank of Melbourne offer to redraw money for a mortgage

Where do I get the borrowing power calculator from the Bank of Melbourne?

Discover how to find the borrowing power calculator from Bank of Melbourne

Bank of Melbourne home insurance

See the Bank of Melbourne home and contents insurance offers

Where do I get the Bank of Melbourne discharge form?

Discover where to find the Bank of Melbourne discharge form

Where do I find financial calculators from the Bank of Melbourne?

Discover the financial calculators from Bank of Melbourne

Bank of Melbourne business banking

Discover the business banking online program from Bank of Melbourne

 

More about the bank: 

The Bank of Melbourne was founded in July 1989 and became a subsidiary of Westpac since 25 July 2011. The bank operates mainly Melbourne and other primary urban centres including Ballarat, Bendigo, Geelong and Shepparton.

Read Also

Expert Guide

How to Find Your Bank of Melbourne Access Account Number

Find Your Bank of Melbourne Access Number Fast...

→
Expert Guide

How to Find Your Bank of Melbourne IBAN or SWIFT Details

Find IBAN or SWIFT for International Transfers...

→
Expert Guide

How to Download Your Bank of Melbourne Statement

Get Your Bank of Melbourne Statements Fast...

→
Expert Guide

Does Bank of Melbourne Offer Safety Deposit Boxes?

Secure Valuables with Bank of Melbourne Safe Custody...

→
Expert Guide

Where to Find the Bank of Melbourne Currency Exchange Calculator

Find Bank of Melbourne Currency Exchange Rates Fast...

→
Expert Guide

Locate Your BPAY Codes and Streamline Repayments

<h3>Understanding Bank of Melbourne BPAY Codes</h3> <p>Transferring funds from an external financial...

→
Official Bank Information

Bank of Melbourne

Support: 13 22 66

SWIFT Code: SGBLAU2S

View Profile & Products

Video Guides

Watch our expert video reviews to navigate Australian banking with ease.

Expert video review: Video Guides
Canadian banking video guide
Canadian banking video guide
View all expert video reviews on our channel →

Bank's Services and Products

Find and compare the best banking products tailored to your financial goals.

Personal Banking

Personal credit cards

Show details
Amplify Points membership is required to earn and redeem points.Earn rate: 2 Amplify Points per AUD 1 on international spend, 1.25 points per AUD 1 on everyday spend, and 1 point per AUD 1 on all other purchases.Everyday spend categories include supermarkets, department stores, petrol stations, dining and utilities.After AUD 5,000 of eligible spend in a statement cycle, earn 0.5 Amplify Points per AUD 1 on further eligible purchases.Up to 55 days interestfree on purchases if the monthly payment balance is paid in full by the due date.Bonus offer: up to 100,000 Amplify Points total, with 75,000 points after spending AUD 3,000 on eligible purchases within 90 days of approval and an additional 25,000 points after the first eligible purchase in year 2.Points never expire and can be redeemed for gift cards, travel, shopping, donations, or transferred to partner programs and airline frequent flyer programs.Eligible purchases exclude interest, fees and charges, cash advances, gambling, government payments, BPAYtype transactions, refunds and balance transfers.Applicant must be 18 or over, live at a fixed Australian address, and receive regular verifiable Australian taxable income.Includes complimentary insurances, additional cardholder option, fraud protection, Visa Luxury Hotels access, and secure payment tools.
Compare & View

Personal debit cards

Show details
The card is linked to a Bank of Melbourne everyday transaction account and uses your own funds.Available to customers aged 14 or over when opening an eligible everyday account.Tap and pay is available for purchases under $200 with Visa payWave, subject to terminal support.Fraud Money Back Guarantee applies if you report unauthorised transactions promptly and did not contribute to the loss.eftpos Secure and Visa Secure support safer online shopping.Mobile banking alerts can help track balances, withdrawals, authorisations and deposits.ATM cash withdrawals are free at major bank ATMs in Australia and at Global ATM Alliance and partner ATMs, subject to any other fees.
Compare & View

Personal savings accounts

Show details
Bonus Interest: Earn 4.80% p.a. variable bonus rate (total 4.90% p.a.) by growing your balance each month.Eligibility (21+ years): Balance must stay at or above $0 and grow by at least $50 during the month.Eligibility (Under 21 years): Balance must stay at or above $0 and grow by at least $0.01 during the month.Deadline: Deposits must be settled by 9:59pm (Sydney time) on the last business day of the month.Standard Rate: A base rate of 0.10% p.a. applies if balance growth requirements are not met.
Compare & View

Personal transaction accounts

Show details
$50 cashback when opening both eligible everyday and savings accountsMinimum deposit of $50 within 10 daysAvailable only for new customers (no similar account in past 2 years)Digital card with dynamic CVV updated every 24 hours$0 international transfer fees via Internet BankingAccess to rewards, discounts, and cashback offersFraud protection with 100% reimbursement if reported promptly
Compare & View

Loans & Mortgages

Personal Car loans

Show details
Fixed interest rate loanLoan term from 1 to 7 yearsNo balloon payment requiredExtra repayments allowed with no additional feeInterest rate depends on vehicle value and credit assessmentHigher approval chances for existing customers (6+ months relationship)
Compare & View

Personal Home Loans

Show details
Minimum loan amount: $150,000.Owner occupier Standard variable discount: 2.30% p.a.Investor Standard variable discount: 2.68% p.a.Fixed interest rate discount: 0.20% p.a.Home/Landlord Insurance: Up to 10% premium discount.
Compare & View

Personal loans

Show details
Secured personal loan backed by an eligible carBorrowing amount from $10,000 to $130,000Loan term from 1 to 7 yearsNo balloon payment at the end of the termMay be able to borrow extra for insurance, registration, and optional extrasApplicant must be 18+ and hold a current Australian driver licence or learner permitApplicant must have a fixed, verifiable Australian addressApplicant must receive a regular, verifiable Australian taxable incomeApplicant must be an Australian or New Zealand citizen, or hold an acceptable visa/residency status
Compare & View

Business Solutions

Business accounts

Show details
Target Audience: Exclusively for nonprofit organisations including schools, charities, sporting groups, and government agencies.Transaction Limits: Unlimited monthly deposits and withdrawals at no extra cost.Interest: Earned on balances and paid monthly.Access Features: Includes a Deposit Only card for approved office bearers and optional chequebook.Statements: Paper statements provided automatically every 6 months.
Compare & View

Business car loans

Show details
ABN Requirement: Must be registered for at least 2 years.Tax Status: Business must be GST registered.Documentation: 2 years of financial statements (balance sheet, P&L) and tax returns required.Usage: Vehicle must be mainly for business purposes.Vehicle Type: Covers new or used cars, utes, vans, trucks, trailers, and buses.Security: Structured as a chattel mortgage where the business owns the vehicle from the start.
Compare & View

Business credit cards

Show details
This is a personal liability business credit card.Up to 4 cards can be issued in total, including up to 3 additional cardholders.Earn uncapped points on eligible business purchases.Double points apply on international spending.Rewards can be redeemed through Amplify Rewards or Amplify Qantas.Up to 55 days interestfree on purchases when the Closing Balance, or Monthly Payment Balance after a balance transfer, is paid on time.Complimentary insurance includes Transit Accident Insurance and Unauthorised Transaction Insurance, subject to the terms and conditions.Expense data can be exported to MYOB and BAS or downloaded to Excel for tax and bookkeeping purposes.
Compare & View

Business loans

Show details
Eligibility: Must be an Australian domiciled business entity or individual (18+).Purpose: Strictly for business or nonresidential investment purposes.Rate Structure: Interest rates are linked to the Bank Bill Swap Rate (BBSW).Rollover Options: Flexible cycles of 30, 60, 90, 120, 150, or 180 days.Repayment: Options for Interest Only or Principal and Interest.
Compare & View

Business savings

Show details
Special Offer: 5.20% p.a. available for 12 and 24month terms.Online Bonus: Add 0.10% p.a. to standard rates for existing customers opening or renewing online.Interest Payment: Options include monthly, halfyearly, annually, or at maturity.Eligibility: Must be an existing Bank of Melbourne customer and 18+ years old.Liquidity: No immediate access to funds during the term; requires a fixed lockaway period.
Compare & View

Find bank, branch or ATM

Locate the nearest financial services, interactive maps, and contact details across Australia.

Australia Bank Map
Australian Banks →
Bank Branches →
ATMs →
Finacial Companies →
Bank Details →