Commercial credit cards

Discover the top business credit cards in Australia

Updated: 01.09.2026

Compare various business credit cards offered by Australian banks and credit unions. Look for cards that offer the features and benefits that align with your business needs.

Most business credit cards require you to have an established business. Banks may require a certain credit score, proof of business income, and business registration details.

Gather required documentation like business registration or incorporation documents, recent financial statements or proof of business income, personal identification for the business owner(s), business tax ID.

Fill out the application form online, at a branch, or via a paper form. Provide all required information accurately to avoid delays. Submit the application along with all required documentation.

Approval times can vary; it may take a few days to a couple of weeks. Once approved, you will receive your business credit card in the mail.