Home / Business loans

Loans for companies

Discover the top business loans in Australia

Banking guarantees for companies

See a list of the top bank guarantees

Business equipment financing

See a list of the top equipment finance offers

Business loans for property - real estate financing

See a list of the top commercial loans for investment property

Cash flow loans for companies

See a list of the top cash flow loans for business

Commercial lines of credit

See a list of the top small business lines of credit

Commercial loans

See a list of the top business and short-term loans

Commercial loans for bad credit or no credit check for small companies

See a list of the top small business loans for people with poor credit

Commercial loans for new companies

See a list of the top business loans for startups

Commercial loans for women

See a list of the top business loans for women

Commercial overdrafts

See a list of the top business overdrafts

Commercial refinance loans

See a list of the top small business refinance loans

Commercial renovation loans

See a list of the top business renovation loans

Construction loans

See a list of the top construction loans for homes

Debt consolidation loans for compenies

See a list of the top business debt consolidation loans

Dental business loans

See a list of the top dental business loans

Farm loans: for equipment, beginning farmers

See a list of the top agribusiness loans

Invoice finance offers

See a list of the top invoice finance offers

Loans for assets purchases

See a list of the top commercial loans for assets

Loans for small companies for people on Centrelink benefits

See a list of the top small commercial loans on Centrelink benefits

Online business lending

Discover the top commercial loan offers with online applications

Retail financing

See a list of the top retail financing offers

Small Business Loans

See a list of the top small business loans in Australia

Trade finance offers

See a list of the top international trade finance offers

Unsecured loans for small companies

See a list of the top unsecured small business loans

Working capital financing offers

See a list of the top working capital loans

Befor applying for a business loan, identify why you need the loan (e.g., working capital, equipment purchase, expansion). Determine how much you need to borrow. Choose the type of loan that best suits your needs (e.g., term loan, line of credit, equipment finance).

Ensure your business and personal credit scores are in good shape. Lenders typically prefer businesses that have been operating for at least a year or two. Ensure your business has a steady revenue stream and healthy financials.

Look at banks, credit unions, online lenders, and alternative financing options. Compare interest rates, loan terms, fees, and repayment conditions. Check the eligibility criteria for each lender.

Prepare the documents, like recent business and personal tax returns, bank statements from the last 6-12 months, business registration, licenses, and any other relevant legal documents, government-issued ID (driver’s license, passport).

Many lenders offer online applications through their websites. You can also apply in person at a bank or financial institution. Some lenders provide assistance through business banking managers or advisors.

The lender will review your application and may contact you for additional information or clarification. A credit check will be conducted on your business and possibly on you personally. Approval times vary; some lenders may provide a decision within a few days, while others might take longer.

If approved, you will receive a loan agreement outlining the terms and conditions. Funds are typically disbursed directly to your business bank account.

Set up a repayment plan according to the loan terms. Ensure timely repayments to avoid penalties and to maintain a good credit rating.