Does Kia provide financing in Australia?
Yes, Kia provides financing options through Kia Finance, which is a service offered by St.George Bank, a division of Westpac Banking Corporation, similar to Hyundai Finance. Kia Finance offers a range of tailored financial products to help you purchase a new or used Kia vehicle, like:
- Consumer Loans allows you to purchase a new or used Kia with flexible repayment options.
- Chattel Mortgage is suitable for business use, providing a loan for purchasing a vehicle with the vehicle itself serving as security.
- Finance Lease is developed for businesses, where Kia retains ownership of the vehicle, and you pay lease installments over a fixed term.
- Novated Leases is a three-way agreement between you, your employer, and Kia Finance, allowing you to include your vehicle costs in your salary package.
As an alternative, you can also take out a personal loan. Your possible expenses:
Personal loan calculations for 1 year (example)
| Amount, $ | Rate, % | Accrued %, $ |
| 5,000 | 8.85% | 240 |
| 5,000 | 15.85% | 429 |
| 5,000 | 12.85% | 348 |
| 10,000 | 9.35% | 506 |
| 10,000 | 15.35% | 831 |
| 10,000 | 23.35% | 1,265 |
| 20,000 | 9.85% | 1,067 |
| 20,000 | 16.85% | 1,825 |
| 20,000 | 23.65% | 2,562 |
| 30,000 | 10.35% | 1,682 |
| 30,000 | 17.35% | 2,819 |
| 30,000 | 24.35% | 3,957 |
What is the interest rate for Kia finance?
The interest rates for Kia finance can vary depending on the specific model and the type of financing you choose. As a rule the rates varies from 2% to 4% annually.
See the similar FAQ about Australian banks:
- Bank of Melbourne - Apple Pay
- Bank of Melbourne - Google Pay
- Bank of Melbourne - Samsung Pay
- Bank of Melbourne ATM withdrawal limit
- Bank of Melbourne BPAY service, how to use
Details of companies offering the financial services:
ANZ Bank
Head office’s address: 833 Collins Street
Contact center: 13-13-14
Phone: 61-3-9683-9999
Mail address: 833 Collins Street Docklands, Melbourne
Web-site: http://www.anz.com
Swift code: ANZBAU3M
Financial institution code: ANZ
Stock code: ANZ
ABN: 11 005 357 522
BSB: 015-891
CommBank
Head office’s address: 201 Sussex Street
Contact center: 13-22-21
Phone: 61-2-8055-4001
Mail address: Level 10, Tower One, Darling Park, 201 Sussex Street
Web-site: https://www.commbank.com.au/
Swift code: CTBAAU2S
Stock code: CBA
ABN: 48 123 123 124
Great Southern Bank (former CUA)
Head office’s address: Brisbane
Phone: 1300-705-750
Web-site: https://www.greatsouthernbank.com.au/
BSB: 814-282
NAB
Head office’s address: 800 Bourke Street
Contact center: 13-22-65
Phone: 61-3-8566-7023
Mail address: Level 4, 800 Bourke Street, Docklands, VIC
Web-site: http://www.nab.com.au/
Swift code: NATAAU3303M
Financial institution code: NAB
Stock code: NAB
BSB: 086-027
Responsive Lending
Head office’s address: 7 Scholar Drive
Phone: 133-156
Web-site: https://www.responsivelending.com.au/
Westpac Bank
Head office’s address: 275 Kent Street
Contact center: 13-20-32
Phone: 61-2-9155-7700
Mail address: 275 Kent Street, Sydney, NSW
Web-site: https://www.westpac.com.au/
Swift code: WPACAU2S
Financial institution code: WBC
Stock code: WBC
ABN: 33 007 457 141
BSB: 032-063