What finance does Mazda use in Australia?
Mazda provides financing in Australia through Mazda Finance, which is offered in partnership with St.George Bank. The company offers a variety of financing options to suit different customer needs, including personal loans for individuals and various financing solutions for businesses.
Mazda Finance Options:
- Personal Fixed Rate Car Loans come with a fixed interest rate, providing stability and predictability in repayments over the term of the loan. Mazda finance often runs promotional interest rates and offers, which can include lower interest rates or special deals on specific models.
- Chattel Mortgage suitable for businesses looking to purchase a vehicle, where the vehicle itself serves as security for the loan. This option offers potential tax benefits.
- Finance Lease allows businesses to lease a vehicle for a fixed term, with the option to purchase the vehicle at the end of the lease period.
- Novated Lease is a salary packaging arrangement where the employer makes lease payments on behalf of the employee from their pre-tax income, potentially offering tax savings.
As an alternative, you can also take out a personal loan. Your possible expenses:
Personal loan calculations for 1 year (example)
| Amount, $ | Rate, % | Accrued %, $ |
| 5,000 | 8.30% | 225 |
| 5,000 | 15.30% | 414 |
| 5,000 | 22.30% | 604 |
| 10,000 | 8.80% | 477 |
| 10,000 | 15.80% | 856 |
| 10,000 | 22.80% | 1,235 |
| 15,000 | 9.30% | 756 |
| 15,000 | 16.30% | 1,324 |
| 15,000 | 23.30% | 1,893 |
| 20,000 | 9.80% | 1,062 |
| 20,000 | 16.80% | 1,820 |
| 20,000 | 23.80% | 2,578 |
You can also get more detailed calculations by using our financial calculators.
How do I calculate my future borrowing costs on Mazda finance?
To calculate your future borrowing costs, you should follow the steps:
- Determine the total amount you need to borrow to purchase the Mazda vehicle. It includes the car price minus any deposit or trade-in value you provide.
- Visit the Mazda Finance website or contact a Mazda dealership to get the current interest rates for Mazda Finance.
- Decide on the duration over which you want to repay the loan. Common loan terms are 3, 5, or 7 years.
- Use our Car Loan Calculator to estimate the future costs
- Consider Additional Expenses such as application fees, monthly account fees, and insurance costs if applicable.
You can see the similar FAQs at the link:
- St. George Bank car finance contact
- St. George Bank car insurance: list of offers, contacts
- Westpac auto assist
- Westpac open-air cinema
- What car finance programs does CBA offer?
Details of companies offering the financial services:
ANZ Bank
Head office’s address: 833 Collins Street
Contact center: 13-13-14
Phone: 61-3-9683-9999
Mail address: 833 Collins Street Docklands, Melbourne
Web-site: http://www.anz.com
Swift code: ANZBAU3M
Financial institution code: ANZ
Stock code: ANZ
ABN: 11 005 357 522
BSB: 015-891
CommBank
Head office’s address: 201 Sussex Street
Contact center: 13-22-21
Phone: 61-2-8055-4001
Mail address: Level 10, Tower One, Darling Park, 201 Sussex Street
Web-site: https://www.commbank.com.au/
Swift code: CTBAAU2S
Stock code: CBA
ABN: 48 123 123 124
Great Southern Bank (former CUA)
Head office’s address: Brisbane
Phone: 1300-705-750
Web-site: https://www.greatsouthernbank.com.au/
BSB: 814-282
NAB
Head office’s address: 800 Bourke Street
Contact center: 13-22-65
Phone: 61-3-8566-7023
Mail address: Level 4, 800 Bourke Street, Docklands, VIC
Web-site: http://www.nab.com.au/
Swift code: NATAAU3303M
Financial institution code: NAB
Stock code: NAB
BSB: 086-027
Responsive Lending
Head office’s address: 7 Scholar Drive
Phone: 133-156
Web-site: https://www.responsivelending.com.au/
Westpac Bank
Head office’s address: 275 Kent Street
Contact center: 13-20-32
Phone: 61-2-9155-7700
Mail address: 275 Kent Street, Sydney, NSW
Web-site: https://www.westpac.com.au/
Swift code: WPACAU2S
Financial institution code: WBC
Stock code: WBC
ABN: 33 007 457 141
BSB: 032-063
