Opening a family or joint account with ANZ allows multiple users to manage funds together efficiently. This guide explains how to set up, access, and manage these accounts.
Types of Joint and Family Accounts
ANZ offers several options for multiple account holders:
- Joint Accounts: Shared access for two or more adults.
- Family Accounts: Allows parents and dependents to manage funds together.
Setting Up a Joint or Family Account
Follow these steps to open a joint or family account:
- Visit ANZ Joint Accounts or a branch.
- Provide identification for all account holders (passport, driver’s license, or other government-issued ID).
- Complete the application form and specify account access levels.
- Deposit initial funds as required.
- Receive account details and online access for all holders.
Managing Joint and Family Accounts
Once the account is active, you can:
- Set spending limits or permissions for each holder.
- Monitor account activity via ANZ Internet Banking or the ANZ App.
- Receive statements and notifications for all account holders.
Important Considerations
- All holders have equal access to the funds unless otherwise agreed.
- Ensure all users understand the account responsibilities.
- Changes to account holders or permissions must be done through ANZ.
Contacting ANZ for Assistance
If you need help setting up or managing a joint/family account:
- Phone: 13 13 14
- Website: ANZ Support Centre
- Visit a branch for in-person support and advice
Frequently Asked Questions (FAQ)
- Can I open a joint account with someone who is not a family member?
- Yes, joint accounts can be opened with any adult you trust to manage the funds responsibly.
- How are deposits and withdrawals managed?
- All holders can deposit or withdraw funds unless specific limits are set by the account agreement.
- Can I add or remove account holders later?
- Yes, any changes to account holders require approval and documentation submitted to ANZ.
- Are statements shared with all holders?
- Yes, all account holders can access statements and transaction history.
- Is online access available for all holders?
- Yes, each holder can register for ANZ Internet Banking or the ANZ App individually.