How to update your contact number with Commonwealth Bank

Steps to update your mobile number with CommBank

Olesya Krasavtseva
Fact-checked by Olesya Krasavtseva
Content Editor at Prostobank Consulting Prostobank Consulting Logo
Updated: 01.09.2026

Video Guide

Table of Contents

Keeping your contact details current is important for your account security, as Commonwealth Bank uses your mobile number to send NetCode SMS verifications and security alerts. You can update these details through the CommBank app or NetBank, which are the most direct methods for maintaining your personal information.

If you have changed your phone number, updating it should be a priority to ensure you don't lose access to your online banking features. While digital methods work for most customers, there are scenarios—such as if you are locked out of your account—where you may need to speak with a bank representative to confirm your identity.

Category Details
Methods CommBank app, NetBank, or branch/phone support.
Processing Time Updates are typically processed within a few minutes.
Eligibility Active personal and business banking account holders.
Key Requirements Current NetBank access or valid photo ID for in-branch/phone assistance.

Steps to update your mobile number

You can change your registered mobile number using one of the following methods:

  • Using the CommBank app: Log in to your app and tap your profile icon or go to "Settings." Select "Contact details" and choose to edit your mobile number. Follow the prompts to verify the change using your current NetCode.
  • Using NetBank (Desktop): Sign in to the NetBank website and click on the "Settings" tab. Select "Contact details" from the menu. Update your mobile number and follow the on-screen instructions to confirm the update with a NetCode.
  • In-branch or phone support: If you are unable to use digital channels, visit a branch with your photo ID or call the bank's customer service line. A representative will verify your identity before updating the number on your behalf.

Troubleshooting common issues

MFA or login issues
If you cannot log in to update your number because your old phone is no longer active, you cannot receive the required NetCode. In this case, you must contact the bank's customer service line directly. A consultant will verify your identity using other security questions so they can update the number for you.

Browser or app errors
If the "Contact details" page fails to load or displays a system error, try clearing your browser's cache or checking for app updates in the store. If the problem persists, wait a few hours, as this can sometimes be due to scheduled system maintenance. If it continues, call the bank to confirm your profile status.

Locked account or access issues
If your account has been locked due to security protocols or too many failed login attempts, you will not be able to update your details online. This is a deliberate security measure. You will need to visit a branch with your identification or speak with a representative via phone to unlock your profile and update your contact information.

Pro-Tip: Before changing your old number, ensure you have access to both your old and new phone simultaneously if possible. If you are locked out, having your physical debit card and PIN ready when you call support will significantly speed up the identity verification process.

Frequently Asked Questions

Why can't I update my number if I am already locked out of my account?

For your security, Commonwealth Bank requires multi-factor authentication to change sensitive account details like a mobile number. If you are locked out, the system cannot verify it is truly you making the request via digital channels. This safeguard prevents unauthorized people from changing your contact details and intercepting your NetCodes. Your next step is to call the bank's support line, where a consultant can perform a manual identity verification to help you regain access and update your details.

Do I need to update my number for each of my accounts?

No, your mobile number is generally linked to your primary Customer ID rather than individual accounts. Once you update your mobile number in your profile settings, it should reflect across all accounts linked to your main profile. One exception is if you hold separate business and personal banking profiles; these may need to be updated individually. Your next step is to log into NetBank and check your profile summary to ensure the new number is showing correctly across your different account types.

Official Bank Information

Commonwealth Bank (CBA)

Support: 13 22 21

SWIFT Code: CTBAAU2S

Video Guides

Watch our expert video reviews to navigate Australian banking with ease.

Bank's Services and Products

Find and compare the best banking products tailored to your financial goals.

Personal Banking

Personal credit cards

Show details
Credit limit range: 400 dol to 1500 dol No physical card provided (digital only) Monthly minimum repayments: 40 dol or less Access to CommBank Yello Cashback Offers No additional cardholders allowed Does not earn Awards points

Personal debit cards

Show details
Applicant must be at least 18 years old Must have an Australian residential address Must hold an existing linked standard Debit Mastercard to upgrade Must be linked to an eligible CommBank transaction account Includes complimentary international travel insurance for trips up to 21 days (requires activation) Includes two complimentary airport lounge passes worldwide via Mastercard Travel Pass Features Price Guarantee, Purchase Security, and Extended Warranty insurances

Personal savings accounts

Show details
Must be 14 years or older to apply Requires a linked eligible CommBank transaction account Introductory bonus rate of 4,95% p.a. applies for the first 5 months

Personal transaction accounts

Show details
Must be 14 years or older Requires identity verification at a branch within 20 days if applying from overseas Includes physical and digital Debit Mastercard Eligible for CommBank Yello rewards with 5+ transactions monthly Access to digital tools like Bill Sense and Spend Tracker

Loans & Mortgages

Personal Car loans

Show details
No vehicle security or collateral is required Offers complete flexibility to make unlimited extra repayments without any fee Includes a redraw facility to access available funds if needed

Personal Home Loans

Show details
Discount margins vary based on Loan to Value Ratio (LVR) tiers up to 95% Freedom to split the loan and utilize multiple Everyday Offset accounts Interest Only payments available for up to 5 years (Owner Occupied) or 15 years (Investment) Minimum topup amount is 10000 AUD Variable rate is not protected from interest rate increases

Personal loans

Show details
No security or collateral required Includes a redraw facility to access extra funds paid into the loan Discounted rates available for eligible energyefficient purchases Repayments may fluctuate if the interest rate changes Repayment frequencies available: weekly, fortnightly, or monthly

Business Solutions

Business accounts

Show details
Must have an Australian Business Number (ABN) or Australian Company Number (ACN)Applicant must be at least 18 years oldRequires an existing eligible Commonwealth Bank AUD accountAccount must be used strictly for business purposesInterest is paid monthly on selected currencies based on balance tiersOnline application available for sole traders, Pty Ltd companies, SMSFs, and partnerships

Business car loans

Show details
Must have a current ABN and a minimum of 12 months trading history The financed vehicle or equipment serves as the loan security Optional balloon payments available to reduce ongoing monthly commitments Repayments can be customized to align with seasonal business cashflows Discount of up to 1,00% p.a. available for eligible green and efficient vehicles

Business credit cards

Show details
Up to 55 days interestfree period on purchases Minimum unsecured credit limit of 500 AUD, maximum up to 50000 AUD Includes Transit Accident Insurance and Unauthorised Transaction Insurance Access to personalized CommBank Yello Cashback Offers Features 24/7 emergency overseas assistance

Business loans

Show details
Must have a current ABN and a minimum of 12 months trading history The financed vehicle or equipment serves as the loan security Optional balloon payments available to reduce ongoing monthly commitments Repayments can be customized to align with seasonal business cashflows

Business savings

Show details
Allows early withdrawal of up to 20% of the balance without penalty fees or interest adjustmentsRequires a CommBank business transaction account in the same business nameMust have an Australian Business Number (ABN)

Find bank, branch or ATM

Locate the nearest financial services, interactive maps, and contact details across Australia.