Commonwealth Bank credit card travel insurance

The Commonwealth Bank of Australia (CBA) offers complimentary international travel insurance to eligible credit cardholders. This insurance provides coverage for various travel-related incidents, ensuring peace of mind during your travels.

Eligible Credit Cards

The following CBA credit cards include complimentary international travel insurance when certain conditions are met:

• Low Fee Gold
• Low Rate Gold
• Gold Awards
• Platinum Awards
• Diamond
• Ultimate Awards
• World Debit MasterCard

Activation Requirements

To activate the travel insurance, you must:

• Spend at least $500 in a single transaction on prepaid travel costs (e.g., flights, accommodation) using your eligible CBA credit card before departing Australia.
• Activate the insurance through NetBank, the CommBank app, or by contacting Cover-More at 1300 467 951.

Note: If activation occurs after leaving Australia, a 3-day waiting period applies before coverage begins.

Coverage Details

The travel insurance includes the following benefits:

• Emergency medical assistance and hospital expenses
• Trip cancellation and lost deposits
• Loss of luggage and personal belongings
• Travel delays and missed connections
• Personal liability

Additional coverage for activities such as skiing, motorbiking, or other adventure sports is available for an extra premium.

Important Considerations

• Coverage is available for you and up to 10 eligible family members traveling with you.
• Pre-existing medical conditions may be excluded unless declared and approved.
• Travel insurance is subject to eligibility criteria and terms outlined in the Product Disclosure Statement.

For more information or to make a claim, visit the official CBA travel insurance page or contact Cover-More directly at 1300 467 951.