How do I get my Bendigo Bank IBAN account number?

A customer may wonder whether Bendigo Bank provides an IBAN number. IBAN codes are primarily used in Europe, but Bendigo Bank is based in Australia, so let’s clarify the situation.

IBAN Availability

IBAN for banking accounts is primarily used in countries of Europe. Bendigo Bank is based in Australia, and Australia does not use the IBAN system for domestic or international transactions. Australia relies on BSB numbers and SWIFT (BIC) codes instead. Therefore, no IBAN number is issued for Bendigo Bank accounts.

SWIFT / BIC Code for Bendigo Bank

If you need to send money to a Bendigo Bank account from abroad, you will need the SWIFT (BIC) code. A commonly used head office code is BENDAU3BXXX (or shortened 8‑character form BENDAU3B).

Please bear in mind that Bendigo Bank may use different SWIFT/BIC codes depending on the type of banking service or specific branch, so always double-check with the recipient or directly with the bank before making a transfer.

Domestic Transfers in Australia

If you are sending money within Australia, you will need the recipient’s account number and BSB (Bank State Branch) number. In some transfer systems, the recipient’s phone number or email may be sufficient.

Summary Tables

Conclusion

In conclusion: IBAN codes are not provided by Bendigo Bank, since Australia does not use IBAN. For international transfers, you will need the SWIFT/BIC code (such as BENDAU3BXXX) plus the account number and BSB code. For domestic Australian transfers, the BSB and account number are sufficient (or sometimes email/phone depending on the service).