How do I open a Bendigo Bank account online?

Here’s how a customer can open a Bendigo Bank account online, based on the latest information from the official Bendigo Bank site and other trusted sources.

Eligibility Requirements

To apply for a banking account online, you must be a resident or citizen of Australia and be over 16 years of age (for the Everyday Account). Minors aged 12–13 years need to apply in‑branch with a parent or guardian; those aged 14–15 can apply online as long as they meet the ID requirements.

Identification Documents

To apply online, you must have one primary photo ID such as an Australian or foreign passport (current or expired within the past two years), Australian driver’s licence, or Proof of Age card. Alternatively, a combination of primary non-photo ID and secondary ID is acceptable.

Process Overview

You can open a current (Everyday) account online:

• Click on the Apply now button on the Bendigo Bank website.
• Fill in your personal information: full name, date of birth, Australian address and phone number, and source of funds.
• Pass ID verification using the documents above.
• Choose your desired debit Mastercard.

The minimum opening deposit is just AUD 1.

Features & Account Benefits

• No monthly account‑keeping fee on the Everyday Account.
• Unlimited fee‑free access to Bendigo Bank ATMs in Australia and unlimited electronic transactions via e‑banking.
• Overseas ATM withdrawals attract a $5 fee; international transactions incur a 3% currency conversion fee.

Special Note for Students

For a student account, applicants must be at least 12 years old. Students aged 12–13 must apply in branch; full‑time students aged 14+ can apply online. Student accounts have no account‑keeping fees and come with a youth or standard Debit Mastercard depending on age.

In Summary

You can open a current (Everyday) account online, just click on the Apply now button, fill in your personal information, pass ID verification, and choose the desired card. You must have one valid ID (passport or driver’s licence) or equivalent. Be a resident or citizen of Australia and aged 16+ (or 14‑15 for a student account online). The minimum opening balance is AUD 1. No monthly fees, full access to e‑banking, and standard debit/mastercard issued.