How to Update Your CommBank Password

Steps to securely update your Commonwealth Bank login

Olesya Krasavtseva
Fact-checked by Olesya Krasavtseva
Content Editor at Prostobank Consulting Prostobank Consulting Logo
Updated: 01.09.2026

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Table of Contents

Updating Your CommBank Security Credentials

Maintaining strong login credentials is a standard part of keeping your finances secure. Whether you are performing a regular security update or you suspect your password has been compromised, changing your CommBank password can be managed through the bank's digital platforms. You do not need to visit a branch to make this change, provided you have access to your registered mobile device to verify the request.

The process differs slightly depending on whether you are logged in or have forgotten your details. If you know your current password, you can update it through the settings menu. If you are locked out, the bank provides a specific recovery flow that relies on verifying your identity using your CommBank card and your registered mobile phone number.

Key Details for Updating Your Credentials

Category Details
Available Methods CommBank app, NetBank (online), or phone support.
Processing Time Changes typically take effect immediately upon successful verification.
Eligibility Existing CommBank customers with an active account.
Key Requirements Client number, current password (if known), and access to registered mobile device.

A client can change the password for access to Internet Banking in the following way:

  • download the NetBank log-on page from the bank's website
  • select I’ve forgotten my log-on details option
  • fill in your card number and its PIN
  • tick I need to reset my NetBank password
  • press Next
  • create a new password and follow the prompts

Troubleshooting Login and Access Issues

MFA / Login Issues

If you do not receive the NetCode SMS required to verify your password change, this is often caused by temporary mobile network delays. A simple fix is to toggle your phone’s airplane mode on and off to refresh the connection to your service provider. If the code still does not arrive, check that your registered mobile number is current; if it is not, you will need to call the bank to update your contact details.

Browser or App Errors

Sometimes the screen may freeze or fail to save your new password. This generally happens when the browser cache is cluttered or the app version is outdated. Try clearing your browser’s cache or ensuring your app is updated to the latest version in the app store. If the problem persists, try using a different web browser or device to complete the update.

Locked Account / ID Issues

Entering an incorrect password multiple times will lock your account to protect against unauthorized access. If you are locked out, you cannot update your password via standard settings. Instead, use the 'I forgot my password' link on the login page. This process will require your CommBank card number and PIN to verify your identity before allowing you to set a new password.

Pro-Tip: Using a password manager is a more effective way to maintain security than trying to memorize complex passwords. Most reputable password managers allow you to generate and store unique, high-strength passwords for your banking profile, reducing the risk of using weak or reused credentials across different services.

Frequently Asked Questions

What if I don't know my current password?

If you cannot remember your password, you do not need to change it through the 'Settings' menu. Instead, navigate to the main login screen on the app or website and select the 'I forgot my password' option. The system will then guide you through a verification process that uses your CommBank card details and PIN. Note that if you do not have your physical card, you will not be able to complete this self-service reset and will need to contact the bank's support team for alternative verification.

Why was my new password rejected?

The system has specific complexity requirements to ensure your account remains protected against automated guessing attempts. If your password is rejected, it likely does not meet the criteria, such as including a mix of uppercase letters, numbers, or specific character lengths. The bank typically displays the exact requirements on the change password screen. Review these guidelines and ensure your new entry matches every rule, then attempt to save it again.

Official Bank Information

Commonwealth Bank (CBA)

Support: 13 22 21

SWIFT Code: CTBAAU2S

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Bank's Services and Products

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Personal Banking

Personal credit cards

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Credit limit range: 400 dol to 1500 dol No physical card provided (digital only) Monthly minimum repayments: 40 dol or less Access to CommBank Yello Cashback Offers No additional cardholders allowed Does not earn Awards points

Personal debit cards

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Applicant must be at least 18 years old Must have an Australian residential address Must hold an existing linked standard Debit Mastercard to upgrade Must be linked to an eligible CommBank transaction account Includes complimentary international travel insurance for trips up to 21 days (requires activation) Includes two complimentary airport lounge passes worldwide via Mastercard Travel Pass Features Price Guarantee, Purchase Security, and Extended Warranty insurances

Personal savings accounts

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Must be 14 years or older to apply Requires a linked eligible CommBank transaction account Introductory bonus rate of 4,95% p.a. applies for the first 5 months

Personal transaction accounts

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Must be 14 years or older Requires identity verification at a branch within 20 days if applying from overseas Includes physical and digital Debit Mastercard Eligible for CommBank Yello rewards with 5+ transactions monthly Access to digital tools like Bill Sense and Spend Tracker

Loans & Mortgages

Personal Car loans

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No vehicle security or collateral is required Offers complete flexibility to make unlimited extra repayments without any fee Includes a redraw facility to access available funds if needed

Personal Home Loans

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Discount margins vary based on Loan to Value Ratio (LVR) tiers up to 95% Freedom to split the loan and utilize multiple Everyday Offset accounts Interest Only payments available for up to 5 years (Owner Occupied) or 15 years (Investment) Minimum topup amount is 10000 AUD Variable rate is not protected from interest rate increases

Personal loans

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No security or collateral required Includes a redraw facility to access extra funds paid into the loan Discounted rates available for eligible energyefficient purchases Repayments may fluctuate if the interest rate changes Repayment frequencies available: weekly, fortnightly, or monthly

Business Solutions

Business accounts

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Must have an Australian Business Number (ABN) or Australian Company Number (ACN)Applicant must be at least 18 years oldRequires an existing eligible Commonwealth Bank AUD accountAccount must be used strictly for business purposesInterest is paid monthly on selected currencies based on balance tiersOnline application available for sole traders, Pty Ltd companies, SMSFs, and partnerships

Business car loans

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Must have a current ABN and a minimum of 12 months trading history The financed vehicle or equipment serves as the loan security Optional balloon payments available to reduce ongoing monthly commitments Repayments can be customized to align with seasonal business cashflows Discount of up to 1,00% p.a. available for eligible green and efficient vehicles

Business credit cards

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Up to 55 days interestfree period on purchases Minimum unsecured credit limit of 500 AUD, maximum up to 50000 AUD Includes Transit Accident Insurance and Unauthorised Transaction Insurance Access to personalized CommBank Yello Cashback Offers Features 24/7 emergency overseas assistance

Business loans

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Must have a current ABN and a minimum of 12 months trading history The financed vehicle or equipment serves as the loan security Optional balloon payments available to reduce ongoing monthly commitments Repayments can be customized to align with seasonal business cashflows

Business savings

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Allows early withdrawal of up to 20% of the balance without penalty fees or interest adjustmentsRequires a CommBank business transaction account in the same business nameMust have an Australian Business Number (ABN)

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