How to Change Your Address with CommBank

Guide to Updating Your CommBank Contact Details

Olesya Krasavtseva
Fact-checked by Olesya Krasavtseva
Content Editor at Prostobank Consulting Prostobank Consulting Logo
Updated: 01.09.2026

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Moving to a new home means updating your contact information across multiple services, and your bank should be high on that list. Keeping your Commonwealth Bank (CommBank) address current ensures you continue receiving essential documents, replacement debit cards, and official notices without interruption.

You can typically update your details directly through your digital banking platforms. The process relies on secure authentication, meaning you will need access to your registered phone or app to verify the change.

Address Update Information

Category Details
Methods CommBank app, NetBank, branch, or phone support
Processing time Updates typically reflect immediately on your profile
Eligibility Active account holders with secure login credentials
Key requirements NetBank Client Number, password, and active NetCode access

To change the address in Commbank details, a customer should log in to online banking and take the following steps:

  • switch to Settings
  • choose My contact details
  • enter NetCode which will be sent to your financial mobile number
  • click Next
  • fill in your new address
  • confirm the changes

Troubleshooting Common Issues

  • NetCode SMS Not Arriving: Cause: Network delays or an outdated phone number on your profile prevent the security code from reaching you. Fix: Toggle your phone into airplane mode for a few seconds to reset the network connection, then request a new code. Fallback: If your phone number is also outdated, call CommBank support at 13 2221 to update your details manually.
  • App or Browser Errors: Cause: Outdated app versions or cached data conflicting with the current banking session. Fix: Clear your browser cache or update the CommBank app from the App Store or Google Play. Fallback: Switch to a different device or use NetBank on a desktop computer instead of the mobile app.
  • Locked Account Access: Cause: Entering an incorrect NetBank password multiple times triggers a security lockout. Fix: Use the 'Forgot password' link on the login screen to reset your credentials using your card and PIN. Fallback: Visit a local CommBank branch with your photo ID to restore account access.

Pro-Tip: Update your mailing address at least two weeks before moving if you are expecting a replacement bank card. This reduces the risk of sensitive mail arriving at an inaccessible mailbox where someone else might intercept it.

Frequently Asked Questions

Why is my old address still showing on my joint account?

When you update your personal contact details, the system generally applies this to accounts held solely in your name. For joint accounts, the banking platform occasionally requires both account holders to authorize modifications, or it may treat the joint entity separately. If you notice your joint account statements still reflect your old address, one practical step is to check the specific account settings in NetBank or have both account holders contact phone support to finalize the change.

Can I change my address if I have moved overseas?

You can update your address to an international location, but the main hurdle is passing the NetCode verification if your Australian phone number is no longer active. The security system relies on SMS or in-app tokens to authorize profile changes. If you are abroad and cannot receive SMS, try using the CommBank app's built-in NetCode generator. If that fails, your next step is to call the CommBank international support line to securely verify your identity over the phone.

Official Bank Information

Commonwealth Bank (CBA)

Support: 13 22 21

SWIFT Code: CTBAAU2S

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Personal Banking

Personal credit cards

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Credit limit range: 400 dol to 1500 dol No physical card provided (digital only) Monthly minimum repayments: 40 dol or less Access to CommBank Yello Cashback Offers No additional cardholders allowed Does not earn Awards points

Personal debit cards

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Applicant must be at least 18 years old Must have an Australian residential address Must hold an existing linked standard Debit Mastercard to upgrade Must be linked to an eligible CommBank transaction account Includes complimentary international travel insurance for trips up to 21 days (requires activation) Includes two complimentary airport lounge passes worldwide via Mastercard Travel Pass Features Price Guarantee, Purchase Security, and Extended Warranty insurances

Personal savings accounts

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Must be 14 years or older to apply Requires a linked eligible CommBank transaction account Introductory bonus rate of 4,95% p.a. applies for the first 5 months

Personal transaction accounts

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Must be 14 years or older Requires identity verification at a branch within 20 days if applying from overseas Includes physical and digital Debit Mastercard Eligible for CommBank Yello rewards with 5+ transactions monthly Access to digital tools like Bill Sense and Spend Tracker

Loans & Mortgages

Personal Car loans

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No vehicle security or collateral is required Offers complete flexibility to make unlimited extra repayments without any fee Includes a redraw facility to access available funds if needed

Personal Home Loans

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Discount margins vary based on Loan to Value Ratio (LVR) tiers up to 95% Freedom to split the loan and utilize multiple Everyday Offset accounts Interest Only payments available for up to 5 years (Owner Occupied) or 15 years (Investment) Minimum topup amount is 10000 AUD Variable rate is not protected from interest rate increases

Personal loans

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No security or collateral required Includes a redraw facility to access extra funds paid into the loan Discounted rates available for eligible energyefficient purchases Repayments may fluctuate if the interest rate changes Repayment frequencies available: weekly, fortnightly, or monthly

Business Solutions

Business accounts

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Must have an Australian Business Number (ABN) or Australian Company Number (ACN)Applicant must be at least 18 years oldRequires an existing eligible Commonwealth Bank AUD accountAccount must be used strictly for business purposesInterest is paid monthly on selected currencies based on balance tiersOnline application available for sole traders, Pty Ltd companies, SMSFs, and partnerships

Business car loans

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Must have a current ABN and a minimum of 12 months trading history The financed vehicle or equipment serves as the loan security Optional balloon payments available to reduce ongoing monthly commitments Repayments can be customized to align with seasonal business cashflows Discount of up to 1,00% p.a. available for eligible green and efficient vehicles

Business credit cards

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Up to 55 days interestfree period on purchases Minimum unsecured credit limit of 500 AUD, maximum up to 50000 AUD Includes Transit Accident Insurance and Unauthorised Transaction Insurance Access to personalized CommBank Yello Cashback Offers Features 24/7 emergency overseas assistance

Business loans

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Must have a current ABN and a minimum of 12 months trading history The financed vehicle or equipment serves as the loan security Optional balloon payments available to reduce ongoing monthly commitments Repayments can be customized to align with seasonal business cashflows

Business savings

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Allows early withdrawal of up to 20% of the balance without penalty fees or interest adjustmentsRequires a CommBank business transaction account in the same business nameMust have an Australian Business Number (ABN)

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