Borrowing capacity or borrowing power in Bankwest evaluates the maximum sum the bank can borrow to a client in the form of a credit line to its card, car, or home loans.
The index depends on a customer’s financial situation (the level of his, income, expenditures, current liabilities) and his personal information (age, experience, dependents, etc.).
You can use the borrowing power calculator from Bankwest at the link.