Prepaid credit card

Discover the top prepaid credit card in Australia

Updated: 01.09.2026

Full Products Review

In-depth analysis of available financial offers. Compare detailed terms and explore expert insights to choose the most suitable option for your needs.

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CashPassport

Cash Passport Platinum Mastercard

📋 Important Terms

11 currencies, locked in rates

Accepted at millions of locations

No load fees

Commonwealth Bank (CBA)

Travel Money Card

💰 Fees & Rates

Card issue fee: 0 Initial load or reload fee: 0 International transaction fee: 0 Cash withdrawal fee (outside Australia): 3,50 AUD Transfer funds to eligible CommBank account: 0

📋 Important Terms

Prepaid Visa card accepted worldwide in-store and online Ability to load and lock in exchange rates for up to 16 foreign currencies including USD, EUR, GBP, and JPY Includes two cards to provide a back-up if one is lost or stolen Emergency 24/7 phone support and cash/card replacement Free Purchase Security Insurance cover included Instant card lock and unlock via the CommBank app

💡 Adviser’s Tip

Olesya Krasavtseva
Olesya Krasavtseva Analytic & Editor at Prostobank Consulting
The primary advantage of the Travel Money Card is the ability to lock in exchange rates for 16 major currencies, protecting your travel budget from market fluctuations. It is highly competitive due to having no international transaction fees and offering a free secondary back-up card for emergencies. The main disadvantage is the 3,50 AUD fee for overseas ATM withdrawals, which can be costly for frequent cash users. Compared to similar offerings from NAB or ANZ, CommBank's integration with their top-rated mobile app for instant reloads provides a more seamless user experience. This product is best suited for international travelers visiting supported currency zones who prioritize security and budget certainty over cash access.

Travelex

The Travelex Money Card

Sum: $50,000

📋 Important Terms

Highly competitive exchange rates

$0 ATM Fees

$0 Currency Conversion Fees

$0 Online Shopping Fees

Westpac Bank

Travel money card

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How bankchart.com.au can help you in choosing the best prepaid debit card?

How and where can I buy a credit card online at a bank or financial company near me? We have compiled a list of financial organizations that offer prepaid cards for everyday expenses, travel purposes, giving gifts, money transfers, with reward benefits, etc.

When choosing a prepaid card, pay attention to:

  • the possibility of replenishing the card several times
  • card payment system
  • purchasing, loading, and currency conversion commissions
  • card currency
  • the maximum amount that can be put on the card
  • reward programs

We cooperate with reliable and trusted banking and financial organizations that have the appropriate licenses for providing prepaid cards. Therefore, if you need the best prepaid credit card, use this webpage and you will find out who offers the cards under the best conditions.

You can also place free funds on a savings account.

Calculate your future income on a savings account (example): 

Amount, $ Rate, % Accrued %, $
25,000 3.20% 800
25,000 3.25% 813
25,000 3.30% 825
60,000 3.35% 2,010
60,000 3.40% 2,040
60,000 3.45% 2,070
120,000 3.50% 4,200
120,000 3.55% 4,260
120,000 3.60% 4,320
240,000 3.65% 8,760
240,000 3.70% 8,880
240,000 3.75% 9,000

You can also see the similar FAQ about Australian banks at the links:

Contacts of companies offering the financial services:

CashPassport

Contact: 1800-098-231

Web: www.cashpassport.com.au

Commonwealth Bank (CBA)

Address: 1 Harbour St

Contact: 13 22 21

Web: www.commbank.com.au

SWIFT: CTBAAU2S

Stock: CBA

Travelex

Address: 20 Bond Street

Web: www.travelex.com.au

Westpac Bank

Address: 275 Kent Street

Contact: 13 20 32

Web: www.westpac.com.au

SWIFT: WPACAU2S

Stock: WBC

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