How do I make credit card balance transfer offer in St. George Bank?

Looking to transfer your credit card balances to a St.George Bank card? Here's how to make a balance transfer offer and simplify your debt management.

St.George Bank allows you to transfer balances from up to three non-St.George, Bank of Melbourne, or BankSA credit or store cards to a St.George credit card. You can transfer up to 80% of your approved credit limit on the new card or the available limit on your existing card.

How to Make a Balance Transfer Offer

Transferring to a New St.George Credit Card:

1. Apply for a new St.George credit card online.
2. During the application process, select the option to transfer balances from up to three non-St.George, Bank of Melbourne, or BankSA credit or store cards.
3. Provide the details of your old cards to pay off their debt.
4. Once your new card is activated, the balance transfer will be processed.

Transferring to an Existing St.George Credit Card:

1. Log in to St.George Internet Banking or the Mobile Banking app.
2. Navigate to "Transfers, payments & BPAY" and select "Other payment options."
3. Choose "Apply for a balance transfer" and follow the prompts.
4. Alternatively, you can download and complete the Balance Transfer Request form and mail it to Group Card Services, Reply Paid 1518, Adelaide SA 5001, or hand it in at any St.George Bank branch.

Important Notes:

• Balance transfers can only be made from Australian-issued credit or store cards other than St.George Credit Card Accounts. St.George will not accept the transfer of balances from loans, overdrafts, or business card accounts.
• St.George will not close your other card accounts. You are responsible for continuing to make payments on those accounts in accordance with their terms and conditions.
• There may be a balance transfer fee, and the interest rate on the transferred balance may differ from the promotional rate on a new card. Please refer to the specific card's terms and conditions for details.
• Balance transfers are usually processed in a few days but can take up to four weeks. It's important to continue making payments on your other card accounts during this time.

For more information and to apply, visit the official St.George Bank website or contact their customer service at 13 33 30.