NAB credit card application: how to make, who is eligible

Applying for a NAB credit card is a straightforward process that can be completed online or in person. Here's a step-by-step guide to help you through the application process.

How to Apply for a NAB Credit Card

1. Choose Your Card: Visit the NAB credit cards page and select the card that best suits your needs. Options include low-rate cards, rewards cards, and more.
2. Start Your Application: Click the “Apply now” button under your chosen card's description to begin the application process.
3. Fill Out the Application Form: Complete the online application form with your personal details. If you're an existing NAB customer, you can use your NAB ID to prefill some information.
4. Submit Supporting Documents: Depending on your income source, you may need to upload documents such as payslips, bank statements, or tax returns to verify your income.
5. Receive a Decision: NAB will assess your application and provide a response within 60 seconds. If additional information is needed, they will contact you.
6. Card Delivery: If approved, your physical card will arrive within five working days. You can activate it via the NAB app or Internet Banking.

Eligibility Criteria

To be eligible for a NAB credit card, you must:

• Be 18 years or older.
• Receive a regular income.
• Be an Australian resident for tax purposes.
• Be an Australian or New Zealand citizen, an Australian permanent resident, or a non-resident holding an acceptable Temporary Residency Visa. Note: Certain visa types, such as Visitor, Working Holiday, Student, and others, are not acceptable. Source

Existing NAB Customers

If you're already a NAB customer, you can apply directly through NAB Internet Banking or the NAB mobile app. This may allow for a quicker application process, as some of your information may be prefilled.

Need Assistance?

If you have any questions or need further assistance with your application, you can:

• Call NAB on 13 22 65 (or +61 3 8641 9083 from overseas).
• Visit your nearest NAB branch for in-person support. Find a branch near you

For more detailed information, refer to NAB's official guide on applying for a credit card: How to apply for a credit card online