How to Change Your ANZ Internet Banking Username

Securely Manage Your ANZ Login Details & CRN

Olesya Krasavtseva
Fact-checked by Olesya Krasavtseva
Content Editor at Prostobank Consulting Prostobank Consulting Logo
Updated: 01.09.2026
Table of Contents

Many customers wonder how to change their ANZ Internet Banking username to something more memorable. However, for strict security and fraud prevention reasons, ANZ does not use customizable usernames. Instead, your primary digital login ID is your permanently assigned Customer Registration Number (CRN), which cannot be altered.

While you cannot create a custom alias for your main login, you can easily recover a forgotten CRN, securely reset your password, or personalize the individual account names visible on your dashboard. The guide below outlines exactly how to locate your login details and manage your digital banking profile.

Step-by-Step Guide: How to Locate Your CRN

Since your "username" is your permanent CRN, you do not need to change it if you forget it. You can retrieve it instantly by following this authorized sequence:

  • Open the official ANZ App on your registered mobile device.
  • Tap the Profile icon (usually located at the bottom of the home screen).
  • Select your Name at the top of the profile menu.
  • Your unique Customer Registration Number (CRN) will be displayed on the screen.
  • If using a desktop, navigate to the ANZ Internet Banking portal, click the Forgot login details? link, and follow the prompts to recover your CRN via SMS verification.

Pro-Tip: While you cannot change your core login ID, you can customize how your internal accounts appear. Inside Internet Banking, navigate to the Settings menu and select Personalise accounts to rename them (e.g., "Holiday Savings") for easier visual management.

Troubleshooting Common Login Issues

Category Details
MFA Delays If you are recovering your CRN and the SMS code is delayed, check your network reception. Alternatively, use the ANZ Shield app to generate an instant offline security code.
Browser Errors If the login recovery page fails to load on a desktop, clear your browser cache and cookies, or attempt the retrieval process using a Private/Incognito window.
Locked ID Entering an incorrect CRN or password multiple times will lock your profile. Tap “Forgot password” or the “Forgot login details?” link to trigger a secure reset protocol.

Efficiency and Security Hack

If you prefer not to memorize a lengthy numerical CRN, consider opening an ANZ Plus account. Within the newer ANZ Plus digital ecosystem, customers typically log in using their mobile number instead of a CRN Instead, your "username" simply becomes your registered Mobile Phone Number, making the login process significantly faster and easier to remember without compromising bank-grade security.

Frequently Asked Questions

Can I create a custom username for ANZ Internet Banking?

No. ANZ requires all personal banking customers to log in using their system-generated Customer Registration Number (CRN) to ensure maximum identity protection and security across its platforms.

Where can I find my CRN if I am not registered for the ANZ App?

If you cannot access the mobile application, your CRN is typically printed on the first page of your physical or digital account statements. You can also retrieve it by contacting ANZ customer support and completing identity verification.

Official Bank Information

ANZ Bank

Support: 13-13-14

SWIFT Code: ANZBAU3M

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Minimum credit limit is $1,000Up to 55 interestfree days on purchases when the closing balance is paid in full by the due dateNo ANZ Reward or Qantas Points benefitsNo complimentary insurancesEligibility: 18+ and Australian/New Zealand citizen, permanent resident, or valid visa holder with more than 12 months remainingBalance transfer offer may include 0% p.a. for 26 months, with the promotional period starting when the Letter of Offer is issuedBalance transfer promotional offer reverts to the standard balance transfer rate after the promotional periodCreditback offer available on selected promotions, subject to spending conditions

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Linked Account: Must be linked to an ANZ Plus Everyday accountDigital Integration: Can be added to digital wallets on phones, watches, or wearablesGlobal Acceptance: Useable online, over the phone, or overseas wherever Visa is acceptedSecurity: Monitored by ANZ Falcon with a Fraud Money Back GuaranteeSpecial Features: Includes builtin accessibility features

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Available only to recipients of eligible Centrelink or Veterans’ Affairs pensions or allowancesMust be an Australian resident with a valid residential addressInterest is tiered and paid quarterly based on balanceOptional ANZ Access Visa Debit card for payments and withdrawalsAccess to ANZ App, Internet Banking, ATMs and Phone BankingIncludes budgeting tool (ANZ Spendi) and fraud protectionAbility to link to savings accounts for better interest optimization

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Minimum Age: 18+ yearsBusiness Location: Must be an Australian businessOwnership: Applicant must be the owner or directorID Requirements: Two forms of ID and ABN or ACN required for verificationInterest: Paid on balances of $5,000 and over at 0.01% p.a.Software Integration: Compatible with retail/commercial accounting software via ANZ Internet BankingDebit Card: ANZ Business Visa Debit card included at no extra cost

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Notice Period: A mandatory 31day notice is required for any withdrawal before the end of the termInvestment Amount: Rates provided for investments between $5,000 and $99,999; amounts above $99,999 are negotiablePayment Frequency: Interest can be paid monthly, quarterly, halfyearly, annually, or at maturity depending on the termMaturity Options: Funds can be paid out or reinvested into another ANZ term depositWithdrawal Restrictions: Early access is restricted except in cases of hardship

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