Setting Up Notifications in the ANZ App

Control Your ANZ Alerts: Instant App Notifications

Olesya Krasavtseva
Fact-checked by Olesya Krasavtseva
Content Editor at Prostobank Consulting Prostobank Consulting Logo
Updated: 01.09.2026
Table of Contents

Maintaining real-time visibility over your account activity is one of the most effective ways to manage your cash flow and detect unauthorized transactions instantly. By setting up push notifications in the ANZ App, you receive immediate alerts for salary deposits, large purchases, and upcoming bill payments, allowing you to react to financial changes as they happen without needing to manually refresh your dashboard.

ANZ utilizes encrypted push notification protocols to ensure that while your alerts are instant, your sensitive account data remains protected. Whether you are tracking transaction limits or monitoring low balance thresholds to avoid fees, the notification suite offers granular control over your digital banking experience. This guide details the exact steps to configure your alerts and troubleshoot common delivery issues.

ANZ Notification Categories

Category Details
Push Notifications Real-time alerts sent directly to your smartphone screen for account activity and security.
Balance Alerts Threshold-based triggers that notify you when funds drop below or rise above a set amount.
Payment Reminders Automated alerts for scheduled transfers, BPAY bills, and credit card payment due dates.

Step-by-Step Guide: How to Enable Notifications

To securely activate and customize your alert settings within the mobile environment, follow this exact sequence:

  • Step 1: Open the ANZ App and log in using your PIN or biometric Face ID / Touch ID.
  • Step 2: Tap the Profile icon located in the top navigation menu.
  • Step 3: Select Settings and then tap on Notifications.
  • Step 4: Toggle the Push Notifications switch to the On position. If prompted by your device OS (iOS or Android), tap Allow to grant permission.
  • Step 5: Select Manage Alerts to set specific thresholds for individual accounts, such as "Notify me when I spend more than $50."

Troubleshooting Notification Pain Points

  • MFA (Multi-Factor Authentication) Delays: When enabling sensitive security alerts for the first time, ANZ may require an SMS verification code. If the verification code does not arrive or expires, request a new code or use the ANZ Shield app for secure authentication.
  • OS Permission Errors: If notifications are toggled "On" in the app but you aren't receiving them, your smartphone's operating system may be blocking them. Navigate to your phone's Settings > Notifications > ANZ and ensure "Allow Notifications" and "Background App Refresh" are both active.
  • Locked ID/Account Suspension: If your Customer Registration Number (CRN) is locked due to multiple failed login attempts may temporarily lock your access, all notification management features are disabled. You must use the Forgot Password tool on the desktop portal to restore access before you can adjust your alert settings.

Pro-Tip: For maximum efficiency, pair your notifications with the Quick Balance widget. By enabling push notifications for transactions and using the widget, you can see exactly why your balance changed directly from your lock screen in under a second, completely bypassing the need to log in to the app for minor balance checks.

Frequently Asked Questions

Are there fees for receiving ANZ push notifications?

No. ANZ provides push notifications through the app free of charge. However, ensure you have an active data connection, as your mobile service provider may charge for data usage while traveling or outside Wi-Fi zones.

Why am I receiving SMS alerts instead of push notifications?

High-risk security alerts, such as a changed password or a new PayID registration, are often sent via SMS by default to ensure delivery even if your app is closed or your data connection is unstable. You can adjust your preference for standard transaction alerts back to "Push" within the Notification Settings menu.

Official Bank Information

ANZ Bank

Support: 13-13-14

SWIFT Code: ANZBAU3M

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Minimum credit limit is $1,000Up to 55 interestfree days on purchases when the closing balance is paid in full by the due dateNo ANZ Reward or Qantas Points benefitsNo complimentary insurancesEligibility: 18+ and Australian/New Zealand citizen, permanent resident, or valid visa holder with more than 12 months remainingBalance transfer offer may include 0% p.a. for 26 months, with the promotional period starting when the Letter of Offer is issuedBalance transfer promotional offer reverts to the standard balance transfer rate after the promotional periodCreditback offer available on selected promotions, subject to spending conditions

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Linked Account: Must be linked to an ANZ Plus Everyday accountDigital Integration: Can be added to digital wallets on phones, watches, or wearablesGlobal Acceptance: Useable online, over the phone, or overseas wherever Visa is acceptedSecurity: Monitored by ANZ Falcon with a Fraud Money Back GuaranteeSpecial Features: Includes builtin accessibility features

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Bonus Interest Requirement: Single deposit of $10 or more and no withdrawals, transfers, or fees processed in the monthBase Interest Rate: 0.01% p.a. applied if bonus criteria are not metEligibility: Australian residents aged 12 or older (under 12 requires a Trust account)Account Purpose: Designed for personal use onlyEffective Date Logic: Bonus eligibility is based on effective processing dates, which may differ from calendar transaction dates

Personal transaction accounts

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Available only to recipients of eligible Centrelink or Veterans’ Affairs pensions or allowancesMust be an Australian resident with a valid residential addressInterest is tiered and paid quarterly based on balanceOptional ANZ Access Visa Debit card for payments and withdrawalsAccess to ANZ App, Internet Banking, ATMs and Phone BankingIncludes budgeting tool (ANZ Spendi) and fraud protectionAbility to link to savings accounts for better interest optimization

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Unsecured personal loan; no car or other asset is required as securityBorrowing amount from $5,000 to $75,000Loan term from 1 to 7 yearsFixed rate and variable rate options availableVariable rate loans allow early or extra repayments without additional costs and include redraw accessSameday cash may be available if approved in branch by midday, Monday to FridayEligibility includes being 18 or older, earning at least $15,000 per annum, and holding Australian citizenship, permanent residency, or a valid visa

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Minimum Age: 18+ yearsBusiness Location: Must be an Australian businessOwnership: Applicant must be the owner or directorID Requirements: Two forms of ID and ABN or ACN required for verificationInterest: Paid on balances of $5,000 and over at 0.01% p.a.Software Integration: Compatible with retail/commercial accounting software via ANZ Internet BankingDebit Card: ANZ Business Visa Debit card included at no extra cost

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Eligibility: Australian citizen or permanent resident, 18+ years oldBusiness requirements: Current ABN; must be a sole trader, partner, or directorAsset types: Car, van, ute, truck, bus, or trailer used mostly for businessSecurity: The vehicle acts as security; personal guarantees may be required from directorsDeposit: No deposit required option availableRapid Replacement: Faster approval for upgrades if business borrowings are under $1.5 million

Business credit cards

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Interest Free Days: 0 days on purchasesUnauthorised Transaction Insurance: Covers up to $37,500 per cardholderAccounting Integration: Supports data feeds to Xero, MYOB, and QuickBooksSecurity: 24/7 monitoring with ANZ Falcon and Fraud Money Back GuaranteeEligibility: New cardholders only for the fee waiver offer

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Security: No asset security required for limits up to $200,000; director guarantees may applySoftware Requirement: Must use Xero, MYOB, or Intuit QuickBooks with 6+ months of reconciled dataBusiness Eligibility: Registered ABN/ACN, GST registered if turnover ≥ $75,000, turnover up to $75mApplicant Requirements: Australian citizen or permanent resident, 18+ years oldRepayments: No fixed deadline; repay as funds become availableExclusions: Not suitable for franchises or certain partnership structures

Business savings

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Notice Period: A mandatory 31day notice is required for any withdrawal before the end of the termInvestment Amount: Rates provided for investments between $5,000 and $99,999; amounts above $99,999 are negotiablePayment Frequency: Interest can be paid monthly, quarterly, halfyearly, annually, or at maturity depending on the termMaturity Options: Funds can be paid out or reinvested into another ANZ term depositWithdrawal Restrictions: Early access is restricted except in cases of hardship

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