Depositing a cheque using the NAB mobile app is a convenient and secure method, allowing you to complete the process from anywhere without visiting a branch. Here's how you can deposit a cheque using the NAB mobile banking app:
How to Deposit a Cheque Using the NAB Mobile App
- Log in to the NAB App: Open the NAB mobile banking app on your smartphone and log in using your credentials.
- Access the Deposit Feature: Navigate to the menu and select Cheque Deposit from the options available.
- Enter Deposit Details: Choose the account into which you wish to deposit the cheque. Enter the cheque amount and a description (optional).
- Capture Images of the Cheque: Using your phone's camera, scan both the front and back of the cheque. Ensure the entire cheque is within the scanning frame for optimal image quality.
- Review and Confirm: Verify the details and images of the cheque. Once confirmed, tap Confirm cheque deposit to complete the process.
Important Notes:
- Deposit Limits: You can deposit up to $5,000 in cheques over a seven-day period using the mobile app. Deposits exceeding this limit require a branch visit.
- Clearing Time: Cheques deposited before 10:00 PM (AEST/AEDT) on a business day will usually clear within three business days. Deposits made after 10:00 PM or on non-business days may take longer.
- Retention of Physical Cheque: After depositing the cheque, retain the physical cheque for 10 business days. NAB may request the original cheque during this period.
For more detailed information and assistance, refer to NAB's official guide on mobile cheque deposits: NAB Mobile Cheque Deposit Guide.
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