Does Commonwealth Bank have an IBAN code?

If you’re sending an international payment to a Commonwealth Bank of Australia account, you might wonder whether you need an IBAN code. IBAN, or International Bank Account Number, is a format used mostly in Europe to identify bank accounts across borders.

Australian banks, including CommBank, do not use IBAN codes. Instead, when transferring money to a Commonwealth Bank account from overseas, you should use the SWIFT/BIC code (CTBAAU2S), along with the recipient’s BSB and account number. These three pieces of information are sufficient for receiving international transfers in Australia.

It's important not to try to “create” or guess an IBAN for CommBank. Doing so may delay the transaction or cause it to be rejected. Always check with your sending institution to ensure they accept SWIFT-based transfers without IBAN.

In summary, no IBAN is required when sending money to Commonwealth Bank accounts. Just use the correct SWIFT code, BSB, and account number.