Borrowing capacity at Westpac – is the maximum sum of money the bank can provide a client.
To calculate the maximum sum a client can take on a mortgage, personal loan, or car loan, you should use the Westpac borrowing capacity calculator at the bank’s site.
Please note that to calculate the indicator, a client will need to fill out a short questionnaire and answer a few questions regarding his quantity of family members, place of residence, salary after taxation, additional revenues, total expenses, and other indicators.