lumi Australia in Sydney

More about lumi

Lumi Australia, based at Level 23, 227 Elizabeth Street, Sydney, is a leading fintech lender offering fast, flexible, and transparent financing solutions tailored for Australian small and medium-sized enterprises (SMEs). Lumi provides unsecured business loans and lines of credit ranging from $5,000 to $750,000, with repayment terms between 3 to 60 months. The streamlined online application process takes just minutes, with approvals often granted within a few hours and funds disbursed as early as the next business day. Distinctive features include the Payment Pause, allowing a 4-week interest-free repayment break, and Rate Ease™, which rewards consistent repayments with decreasing interest rates over time. Lumi's commitment to responsible lending and innovative credit assessment—leveraging big data beyond traditional credit scores—makes it a trusted partner for businesses across various industries. Operating Hours: Monday–Friday: 8:00 AM – 7:00 PM Saturday–Sunday: Closed