Bank details of Bank@Post

How to correctly complete a deposit or transfer at Bank@Post

As Australia's largest agency banking network operated by Australia Post, Bank@Post handles millions of over-the-counter transactions daily. Because Bank@Post processes transactions on behalf of over 80 partner banks rather than holding its own accounts, providing your physical card or using official bank-issued deposit slips is essential to ensure your funds are routed correctly through the national banking network.

Examples of processing a transfer/deposit:

• Local AU Personal Deposit: Recipient: Michael Taylor; Bank: Participating partner bank (e.g., NAB, Westpac); Routing Method: Physical debit card insertion and PIN; Note: Bank@Post automatically reads your specific BSB and Account number from the card.
• Business Barcoded Deposit: Recipient: Sarah's Cafe Pty Ltd; Identifier: Bank-issued barcoded deposit slip or "Deposit Only" card; Account details: Encrypted within the barcode; Note: Scanned by the teller to securely route cash or cheques directly to the business account.

Tips for making a transaction

• Bank@Post does not have its own BSB or SWIFT numbers; always use the specific BSB and SWIFT codes issued by your own financial institution for any electronic clearing.
• For over-the-counter cash or cheque deposits, you must use a physical debit/EFTPOS card and PIN, or a pre-printed barcoded deposit book provided by your bank. Digital wallets (Apple Pay/Google Pay) are not accepted.
• Double-check your daily limits; most partner banks restrict Bank@Post cash withdrawals to $2,000 and cash deposits to between $3,000 and $9,999 per day.
• Bank@Post does not process direct third-party domestic transfers. To send money to someone else, you should use your bank's app with Osko or PayID for near-instant transfers.

FAQ

Question: Do I need a Bank@Post SWIFT code for international incoming transfers?Answer: No, Bank@Post is a service network, not a bank. For international remittances, you must use the public bank identifier (SWIFT code) and account details provided by your specific partner bank.

Question: Can I fill out a generic transfer form to send money overseas via Bank@Post?Answer: Bank@Post is strictly for managing your own everyday banking with partner banks. However, Australia Post does offer international money transfers separately through their partnership with Western Union, which requires filling out a specific Western Union remittance form at the counter.