National Australia Bank UK Offices: Contact & Support Guide

How to manage your personal and corporate NAB accounts from the UK

Olesya Krasavtseva
Fact-checked by Olesya Krasavtseva
Content Editor at Prostobank Consulting Prostobank Consulting Logo
Updated: 01.09.2026
Table of Contents

If you are living in or visiting the United Kingdom, you might be wondering how to access your National Australia Bank (NAB) accounts or if you can visit a local branch. While NAB maintains a corporate office in London, keep in mind that this location does not offer retail banking services. For everyday personal banking, such as withdrawing cash, replacing a debit card, or opening a new account, you will need to rely on digital channels.

As a standard practice, you can manage your finances entirely through the NAB app or internet banking. If you require specialised assistance or need to resolve an issue with your account while in the UK, connecting with the bank’s overseas support team is a relatively straightforward process when using the right tools.

Key Information

Category Details
Available UK branches One corporate and institutional office in London (52 Lime Street).
Personal banking access No retail branches. Everyday banking must be done via the app, online, or phone.
Contacting support from the UK Call +61 3 8641 9083, or use the secure call feature directly in the NAB app.
Card replacements Requested via the app and can be mailed to a UK address (international delivery times apply).

Pro-Tip: Using the 'Contact Us' voice calling feature directly inside the NAB app routes your call securely over Wi-Fi. This helps you avoid expensive international roaming charges from UK telecommunication providers and typically reduces the number of security questions you need to answer.

Frequently Asked Questions

Q: Can I visit the NAB London office for personal banking?

The NAB office located on Lime Street in London focuses exclusively on corporate, institutional, and wholesale banking clients. They do not operate tellers, ATMs, or customer service desks for retail banking. If you have an issue with your everyday personal account, your most practical next step is to use the NAB app to securely message or call an Australian-based support team.

Q: Why was my international transaction declined in the UK?

This typically occurs because the transaction triggered a security alert, particularly if you did not notify the bank of your travel plans, or if the merchant’s payment terminal cannot process your specific card type. The network declines the payment to protect your funds from potential fraud. You should first check the NAB app for any security alerts requiring your confirmation, or attempt to use another payment method.

Q: How do I get a replacement card if I lose mine in the UK?

If your card is lost or stolen, the standard procedure is to block it immediately in your app to prevent unauthorised access. While you cannot pick up a physical card in London, the bank can generally mail a replacement to your UK residential or accommodation address. Since international postage involves a significant delay, a good practical step is to check if you have a digital version of the card available in your phone's wallet to use in the meantime.

Official Bank Information

NAB

Support: 13 22 65

SWIFT Code: NATAAU33

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Bank's Services and Products

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Personal Banking

Personal credit cards

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Purchase interest rate: 20,99% p.a.Cash advance rate: 21,74% p.a.Balance transfer offer: 0% p.a. for 12 monthsNew customer cashback: 250 AUD after spending 1500 AUD within 90 daysExisting customer cashback: 350 AUD after spending 1500 AUD within 90 daysUp to 44 interestfree days on purchases

Personal debit cards

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Must be an Australian resident for tax purposes Must be 18 years of age or older Earn 1,00% cash back on contactless purchases (up to 10 AUD per month) Includes extensive complimentary insurances: International and Domestic travel, Rental vehicle excess, Purchase protection, and Extended warranty To activate travel insurance, at least 500 AUD of prepaid travel costs must be charged to the card Provides access to a 24/7 concierge service and Visa premium offers

Personal savings accounts

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Total introductory rate of 5,00% p.a. is available for the first four monthsIntroductory rate applies to customers who have not held a NAB iSaver in the last 12 monthsStandard variable rate of 1,55% p.a. applies after the fourmonth periodBonus interest applies to balances up to 20000000 AUDInterest rate remains unaffected by withdrawals

Personal transaction accounts

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Includes choice between NAB Visa Debit ($0 monthly card fee) or NAB Platinum Visa Debit ($10 monthly card fee)NAB Goodies provides personalised cash back offers via the appDigital wallet support for immediate payments before card arrivalStandard card includes access to Visa Entertainment and NAB Defence protectionPlatinum version offers 0% international transaction fees and complimentary insurances

Loans & Mortgages

Personal Car loans

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Provides a 0,75% p.a. interest rate discount specifically for eligible allelectric and plugin hybrid cars The vehicle must be used as security for the loan Applicant must be an existing personal NAB customer registered for Internet Banking and aged 21 years or older Available to sole borrowers only No redraw facility is available from extra funds

Personal Home Loans

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Allows linking of up to 10 offset accounts to an eligible variable rate loan Flexible repayment options including weekly, fortnightly, or monthly schedules Final interest rate is personalized and may depend on the Loan to Value Ratio (LVR)

Personal loans

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Fixed interest rate and repayments for the entire loan termBorrowing limit up to 55000 AUDRedraw option is not available for fixed rate loansRepayments required via direct debitChoice of weekly, fortnightly, or monthly repayment cycles

Business Solutions

Business accounts

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Designed for businesses that mostly transact online and make few banker assisted transactions No free eligible transactions allowance for manual or assisted transactions Transaction data can be integrated directly into accounting packages like Xero and MYOB

Business car loans

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Operates as a chattel mortgage where the purchased vehicle or equipment acts as the sole security against the loan Allows businesses to set a balloon payment at the end of the term to lower monthly repayment obligations Eligible assets include cars, trucks, agricultural machinery, and specialized green equipment like electric vehicles and solar panels Facility limits can be established to purchase multiple assets without applying for finance multiple times

Business credit cards

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Special introductory offer: 0% p.a. on purchases for 12 months Up to 55 interestfree days on business purchases (excludes cash advances) Includes complimentary NAB Commercial Cards Unauthorised Transaction Insurance Allows attaching multiple cards to one facility with individual credit limits Minimum facility credit limit is 5000 AUD

Business loans

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No physical assets required for security Repayments consist of principal and interest Provides an instant decision and fast access to funds

Business savings

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Requires a minimum deposit of 5000 AUD Government guarantee covers combined NAB savings balances up to 250000 AUD A minimum of 31 days' notice is strictly required to withdraw funds before maturity, unless experiencing hardship New term deposits are capped at a maximum term of 2 years; terms up to 5 years are only available for existing rollovers via selfserve channels Interest is calculated daily and paid at maturity for terms up to 12 months, or periodically for longer terms

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