How to Update Your ANZ Credit Card Billing Address

Change Your ANZ Credit Card Address Fast

Olesya Krasavtseva
Fact-checked by Olesya Krasavtseva
Content Editor at Prostobank Consulting Prostobank Consulting Logo
Updated: 01.09.2026
Table of Contents

Why Keeping Your Billing Address Updated is Crucial

Keeping your contact details up to date is essential for maintaining the security of your account and ensuring you receive important legal notices, statements, or replacement credit cards on time. If you have recently moved or changed your primary residence, updating your ANZ credit card billing address should be at the top of your financial to-do list to avoid missed communications or potential identity theft.

Fortunately, ANZ makes it incredibly simple to change your residential and postal addresses directly through their secure digital banking platforms. This guide outlines the exact steps to update your credit card billing address online, preventing statement delays and seamlessly protecting your financial identity during a move.

Address Update Options

Category Details
Digital Banking Instantly update your address via ANZ Internet Banking or the ANZ App.
Phone Support Call the number on the back of your card to have an agent manually change it.
Branch Visit Visit an ANZ branch with your physical photo ID to update your profile in person.

Step-by-Step Guide: How to Update Your Address Online

To change your billing address without calling customer service, follow this official sequence:

  • Step 1: Open the ANZ App or navigate to the official ANZ Internet Banking login portal on your browser.
  • Step 2: Enter your Customer Registration Number (CRN) and password to log in.
  • Step 3: Navigate to the Profile or Settings menu (often represented by a gear icon or your initials).
  • Step 4: Select Personal details or Contact details, then locate your current residential and postal addresses.
  • Step 5: Click Edit, enter your new address details, authenticate the change if prompted, and click Save.

Troubleshooting Common Update Issues

  • MFA (Multi-Factor Authentication) Delays: Updating sensitive profile information often requires an SMS verification code. If you have poor cellular reception during a move, use the ANZ Shield app to generate an instant, offline security code.
  • Browser Errors (Cache/Cookies): If the "Save" button is unresponsive or the personal details page loops endlessly, clear your browser's cache and cookies. Alternatively, log in via a Private or Incognito browsing window to bypass cached data conflicts.
  • Locked ID/Account Suspension: Entering your password incorrectly multiple times while trying to log in will lock your CRN. You must use the Forgot Password tool or contact ANZ support to verify your identity and restore access before you can update your address.

Pro-Tip: The fastest and safest way to update your address during a busy move is by using the ANZ App with biometric login (FaceID or Fingerprint) enabled. Because your device is already a trusted authentication factor, this method often allows you to bypass secondary SMS verification steps, making the update completely seamless even if you are changing your phone number at the same time.

Frequently Asked Questions

Will updating my credit card address also update my other ANZ accounts?

Yes. Your billing address is tied to your central ANZ customer profile (your CRN). Updating your address for your credit card will automatically update the residential and postal details for your linked everyday transaction accounts and savings accounts.

How long does it take for my new address to reflect in the system?

When you update your address via ANZ Internet Banking or the ANZ App, the changes take effect in the digital system almost instantly. However, if a physical paper statement was already generated and sent to the mailing house before your update, it may still arrive at your old address.

Official Bank Information

ANZ Bank

Support: 13-13-14

SWIFT Code: ANZBAU3M

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Minimum credit limit is $1,000Up to 55 interestfree days on purchases when the closing balance is paid in full by the due dateNo ANZ Reward or Qantas Points benefitsNo complimentary insurancesEligibility: 18+ and Australian/New Zealand citizen, permanent resident, or valid visa holder with more than 12 months remainingBalance transfer offer may include 0% p.a. for 26 months, with the promotional period starting when the Letter of Offer is issuedBalance transfer promotional offer reverts to the standard balance transfer rate after the promotional periodCreditback offer available on selected promotions, subject to spending conditions

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Linked Account: Must be linked to an ANZ Plus Everyday accountDigital Integration: Can be added to digital wallets on phones, watches, or wearablesGlobal Acceptance: Useable online, over the phone, or overseas wherever Visa is acceptedSecurity: Monitored by ANZ Falcon with a Fraud Money Back GuaranteeSpecial Features: Includes builtin accessibility features

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Available only to recipients of eligible Centrelink or Veterans’ Affairs pensions or allowancesMust be an Australian resident with a valid residential addressInterest is tiered and paid quarterly based on balanceOptional ANZ Access Visa Debit card for payments and withdrawalsAccess to ANZ App, Internet Banking, ATMs and Phone BankingIncludes budgeting tool (ANZ Spendi) and fraud protectionAbility to link to savings accounts for better interest optimization

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Interest Free Days: 0 days on purchasesUnauthorised Transaction Insurance: Covers up to $37,500 per cardholderAccounting Integration: Supports data feeds to Xero, MYOB, and QuickBooksSecurity: 24/7 monitoring with ANZ Falcon and Fraud Money Back GuaranteeEligibility: New cardholders only for the fee waiver offer

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Notice Period: A mandatory 31day notice is required for any withdrawal before the end of the termInvestment Amount: Rates provided for investments between $5,000 and $99,999; amounts above $99,999 are negotiablePayment Frequency: Interest can be paid monthly, quarterly, halfyearly, annually, or at maturity depending on the termMaturity Options: Funds can be paid out or reinvested into another ANZ term depositWithdrawal Restrictions: Early access is restricted except in cases of hardship

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