Apple Pay allows you to make payments easily and securely with Apple devices (iPhone, iPad, Apple Watch, or MacBook).
You should open the Wallet and tap + to install Apple Pay on your iPhone. The setting for the Apple Watch is also on the iPhone. Just tap “Wallet & Apple Pay” and “Add Credit or Debit Card” and follow the instructions. Thee similar installation scheme is for iPads, but the procedure must be carried out on the device itself.
For Mac, you are to go to system preferences, choose “Wallet & Apple Pay”, then “Add Card”.
You have several options to use Apple Pay:
1. With Face ID - make double-click on the side button, bring the camera to your face, then hold the phone to the payment terminal
2. Touch ID – bring your iPhone to the terminal keeping your finger on Touch ID
3. Apple Watch - make double-click on the side button and bring Apple Watch to the terminal

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