If you're looking to increase your BankSA credit card limit, the process is straightforward and can be done through various channels. Here's how you can apply:
How to Increase Your BankSA Credit Card Limit
To apply for a credit limit increase on your BankSA credit card, you have the following options:
- Online via Internet Banking: Log in to your BankSA Internet Banking account, navigate to the 'Manage my accounts' section, and select 'Increase Credit Card Limit' under 'Card Services'.
- By Phone: Call BankSA at 13 13 76 and request a credit limit increase.
- In Person: Visit your nearest BankSA branch to apply for a credit limit increase.
Before applying, ensure that:
- Your account has been open for at least 6 months.
- You are the primary cardholder (joint or additional cardholders are not eligible).
- You have not requested a credit limit increase in the last 6 months.
BankSA will assess your application based on their credit criteria, and you will be notified of the outcome within 20 days. Please note that the bank reserves the right to decline any application, including those that are incomplete or where the card account is not in good standing.
Credit Limit Ranges by Card Type
BankSA offers varying credit limit ranges depending on the card type:
| Card Type | Minimum Limit | Maximum Limit |
|---|---|---|
| Vertigo | $500 | $80,000 |
| Vertigo Platinum | $6,000 | $80,000 |
| Amplify Classic | $500 | $80,000 |
| Amplify Platinum | $6,000 | $80,000 |
| Amplify Signature | $15,000 | $80,000 |
| No Annual Fee | $500 | $40,000 |
| Essential | $500 | $40,000 |
| Starts Low Stays Low | $500 | $40,000 |
| Interest Free Days | $500 | $40,000 |
| Low Rate Gold | $500 | $80,000 |
| Gold Advantage | $1,000 | $80,000 |
| Platinum Advantage | $6,000 | $80,000 |
For more detailed information or assistance, please contact BankSA at 13 13 76 or visit your nearest branch.
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