How do I overdraw your account at an ATM of Westpac?

Overdrawing your account at a Westpac ATM is possible if your account or card is linked to an approved overdraft facility. This allows you to access funds beyond your available balance, but it comes with certain conditions and fees.

Overdrawing Your Account at a Westpac ATM

To overdraw your account at a Westpac ATM, consider the following:

• Overdraft Eligibility: Your account or card must have an approved overdraft option. Not all accounts or cards automatically allow overdrafts.
• Fees and Interest: Overdrawing your account may incur additional fees and interest charges. The applicable rates depend on your account type and the overdraft agreement.
• Transaction Limits: There may be limits on how much you can overdraw at an ATM, based on your overdraft arrangement and ATM withdrawal limits.

How to Set Up or Check Your Overdraft

If you do not currently have an overdraft, you can request one by contacting Westpac:

• Call 132 032 for assistance with setting up or reviewing your overdraft facility.
• Visit your nearest Westpac branch to discuss options and confirm your account’s eligibility.

Always ensure you understand the terms and conditions, including fees and interest rates, before using the overdraft facility at an ATM.