If you're looking to discharge your mortgage with Bankwest, you'll need to complete a Discharge Authority Form. This form is required to remove Bankwest as the 'Mortgagee' on the Certificate of Title. Common reasons for requesting a discharge include:
- Paying off your home loan in full
- Selling the property
- Refinancing to another lender
- Transferring ownership
How to Obtain the Discharge Authority Form
There are several ways to obtain the Discharge Authority Form:
- Online: Download the form directly from Bankwest's official website: Discharge Authority Form (PDF)
- Mobile App: Log in to the Bankwest mobile banking app, navigate to the 'Message Centre', and request the form via Bankmail.
- Online Banking: Log in to Bankwest Online Banking, go to the 'Message Centre', and select 'Bankmail' to request the form.
- Phone: Call Bankwest at 13 17 19 to request the form.
Submitting the Discharge Authority Form
Once completed, return the form to Bankwest using one of the following methods:
- Mail: Bankwest, Reply Paid GPO E237, Perth WA 6841
- Email: Send to [email protected]
Processing Time and Fees
Processing a discharge request typically takes up to 10 business days. Be aware that additional state duties and bank commissions may apply. Bankwest will provide a breakdown of any applicable fees upon submission of the Discharge Authority Form.
Contact Information
If you need assistance or have questions about the discharge process, you can:
- Contact Bankwest at 13 17 19
- Message Bankwest through the mobile app or online banking
- Visit a Bankwest branch for in-person support
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