How to Obtain the Discharge Authority Form
There are several ways to obtain the Discharge Authority Form:
- Online: Download the form directly from Bankwest's official website: Discharge Authority Form (PDF)
- Mobile App: Log in to the Bankwest mobile banking app, navigate to the 'Message Centre', and request the form via Bankmail.
- Online Banking: Log in to Bankwest Online Banking, go to the 'Message Centre', and select 'Bankmail' to request the form.
- Phone: Call Bankwest at 13 17 19 to request the form.
Submitting the Discharge Authority Form
Once completed, return the form to Bankwest using one of the following methods:
- Mail: Bankwest, Reply Paid GPO E237, Perth WA 6841
- Email: Send to [email protected]
Processing Time and Fees
Processing a discharge request typically takes up to 10 business days. Be aware that additional state duties and bank commissions may apply. Bankwest will provide a breakdown of any applicable fees upon submission of the Discharge Authority Form.
Contact Information
If you need assistance or have questions about the discharge process, you can:
- Contact Bankwest at 13 17 19
- Message Bankwest through the mobile app or online banking
- Visit a Bankwest branch for in-person support
Discharge Request Overview
| Category | Details |
|---|---|
| Form Name | Bankwest Discharge Authority Form |
| Primary Request Method | Secure messaging via Bankwest App or Online Banking |
| Common Use Cases | Property sale, refinancing, or paying out a loan in full |
| Recommended Lead Time | Submit at least 3 to 4 weeks before your settlement date |
Frequently Asked Questions
What fees are involved in discharging my Bankwest home loan?
After you submit your signed form, Bankwest will send you a final payout figure detailing the exact costs. This typically includes a standard bank discharge administration fee, state government title registration fees, and potentially break costs if you are exiting a fixed-rate loan contract before the term has expired.
Can I just download a generic discharge form from the internet?
While third-party websites may host outdated Bankwest forms, it is highly recommended to request the most current version directly through your secure Bankwest messaging portal. Using an outdated or generic form can result in rejection by the bank's processing team, causing severe delays to your property settlement.
Does every borrower need to sign the form?
Yes. Any individual listed as a borrower or a guarantor on the home loan must physically sign the Discharge Authority Form before it can be processed by the bank's settlement team.
If you're looking to discharge your mortgage with Bankwest, you'll need to complete a Discharge Authority Form. This form is required to remove Bankwest as the 'Mortgagee' on the Certificate of Title. Common reasons for requesting a discharge include:
- Paying off your home loan in full
- Selling the property
- Refinancing to another lender
- Transferring ownership
