Depositing a cheque at St. George Bank? Here's what to expect in terms of timing and availability of cleared funds. The processing time varies depending on how you deposit the cheque.
Cheque Clearance via Teller or Branch
If you deposit a cheque in person at a St. George Bank branch, funds are typically credited to your account within 24 hours. Actual availability may depend on processing cut‑off times on the day of deposit.
Cheque Clearance via ATM or CDM
When depositing through a St. George Bank ATM or CDM, clearance can take up to 3 business days for Australian cheques. The amount may appear in your account balance immediately, but funds won’t be available until clearance is complete. Deposits made through third‑party agents or Australia Post may take longer.
Special Clearance & Fees
St. George Bank does not currently charge a fee for special clearance on domestic cheques. However, standard processing generally takes around 3 business days; special requests are assessed on a case‑by‑case basis and may take longer.
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