How to Use ANZ Online Statement Delivery Preferences

Manage Your ANZ Online Statement Preferences Easily

Olesya Krasavtseva
Fact-checked by Olesya Krasavtseva
Content Editor at Prostobank Consulting Prostobank Consulting Logo
Updated: 01.09.2026
Table of Contents

Transitioning to digital statements is a smart move for both environmental sustainability and personal financial security. By utilizing your ANZ online statement delivery preferences, you can instantly access your account history, significantly reduce physical mail clutter, and eliminate the risk of sensitive paper documents being intercepted or stolen from your mailbox.

ANZ Internet Banking makes it incredibly simple to toggle between paper and digital statements across all your eligible personal and business accounts. In this comprehensive guide, we will walk you through the exact steps to locate and update your delivery preferences, troubleshoot common digital portal issues, and optimize your paperless banking experience.

ANZ Statement Delivery Overview

Category Details
Digital Access Downloadable as official PDF documents
Historical Archive Securely stores up to 7 years of past statements
Notification Method Email or push notifications when new statements are ready
Required Verification ANZ Shield or SMS OTP for changing delivery settings

Step-by-Step Guide: Changing Statement Preferences

Follow this exact sequence to switch your accounts to digital e-statements using the official ANZ banking portal:

  • Navigate to the official ANZ website and click the Log On button in the upper right corner.
  • Enter your Customer Registration Number (CRN) and password to access your dashboard.
  • From the top navigation menu, select the Settings tab.
  • Scroll down and select Change my statement preferences.
  • You will see a list of your eligible accounts. Select Online to opt into paperless e-statements or select "Paper" if you wish to revert.
  • Read and accept the terms and conditions by checking the box.
  • Click Save and authenticate the update if prompted by the security system.

Efficiency & Security Hack

Pro-Tip: Before saving your new online statement preferences, double-check that your email address is added to your secure contacts list. Add [email protected] to your address book to ensure your automated "Your statement is ready" email alerts are never sent to the spam folder, allowing you to stay on top of your monthly reconciliation without manually logging in to check.

Troubleshooting Common Delivery Issues

  • Multi-Factor Authentication (MFA) Delays: Updating how you receive banking documents is a sensitive action. If the SMS OTP required to confirm your new preference is delayed, do not spam the resend button. Wait a few moments, or open your ANZ Shield app to generate an instant offline authentication code to finalize the save.
  • Browser Cache Errors: If you see an error stating "This account is not eligible to receive online statements", it may be a temporary system glitch or cached data issue. Clear your browser cookies and cache, or try accessing your ANZ account via an Incognito/Private window before submitting the change again.
  • Locked Customer ID: If your session times out due to inactivity while reviewing your accounts, attempting to log back in too quickly with a mistyped password will lock your CRN. Should this happen, use the Forgot login details? link on the main portal to verify your identity and restore access securely.

Frequently Asked Questions

Are ANZ online statements considered valid documents for loan applications?

Yes. The digital e-statements generated by ANZ are official PDF documents containing your account details and the bank's letterhead. They are legally valid and can be printed or downloaded to share directly with accountants, brokers, or government agencies for tax and loan verification purposes.

Why are some of my accounts only available for paper delivery?

While most modern transactional and savings accounts support digital statements, certain older, specialized, or jointly-held legacy products may have technical limitations that require paper delivery. If a specific account is grayed out or throws an eligibility error, you may need to call ANZ support to see if the product can be migrated to a modern tier.

Official Bank Information

ANZ Bank

Support: 13-13-14

SWIFT Code: ANZBAU3M

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Personal credit cards

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Minimum credit limit is $1,000Up to 55 interestfree days on purchases when the closing balance is paid in full by the due dateNo ANZ Reward or Qantas Points benefitsNo complimentary insurancesEligibility: 18+ and Australian/New Zealand citizen, permanent resident, or valid visa holder with more than 12 months remainingBalance transfer offer may include 0% p.a. for 26 months, with the promotional period starting when the Letter of Offer is issuedBalance transfer promotional offer reverts to the standard balance transfer rate after the promotional periodCreditback offer available on selected promotions, subject to spending conditions

Personal debit cards

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Linked Account: Must be linked to an ANZ Plus Everyday accountDigital Integration: Can be added to digital wallets on phones, watches, or wearablesGlobal Acceptance: Useable online, over the phone, or overseas wherever Visa is acceptedSecurity: Monitored by ANZ Falcon with a Fraud Money Back GuaranteeSpecial Features: Includes builtin accessibility features

Personal savings accounts

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Bonus Interest Requirement: Single deposit of $10 or more and no withdrawals, transfers, or fees processed in the monthBase Interest Rate: 0.01% p.a. applied if bonus criteria are not metEligibility: Australian residents aged 12 or older (under 12 requires a Trust account)Account Purpose: Designed for personal use onlyEffective Date Logic: Bonus eligibility is based on effective processing dates, which may differ from calendar transaction dates

Personal transaction accounts

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Available only to recipients of eligible Centrelink or Veterans’ Affairs pensions or allowancesMust be an Australian resident with a valid residential addressInterest is tiered and paid quarterly based on balanceOptional ANZ Access Visa Debit card for payments and withdrawalsAccess to ANZ App, Internet Banking, ATMs and Phone BankingIncludes budgeting tool (ANZ Spendi) and fraud protectionAbility to link to savings accounts for better interest optimization

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Personal Car loans

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Unsecured personal loan; no car or other asset is required as securityBorrowing amount from $5,000 to $75,000Loan term from 1 to 7 yearsFixed rate and variable rate options availableVariable rate loans allow early or extra repayments without additional costs and include redraw accessSameday cash may be available if approved in branch by midday, Monday to FridayEligibility includes being 18 or older, earning at least $15,000 per annum, and holding Australian citizenship, permanent residency, or a valid visa

Personal Home Loans

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Interest Rate Structure: Variable rates are tiered based on Loan to Value Ratio (LVR)Offset Account: Not available with this product (nofrills basic loan)Repayment Flexibility: Additional repayments allowed without fees and access to redraw for extra fundsLenders Mortgage Insurance (LMI): Generally required if the LVR exceeds 80%Construction Terms: Progressive drawdowns permitted over a period of up to 24 months

Personal loans

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Eligibility: At least 18 years old and earning a minimum of $15,000 per annumResidency: Australian citizen, permanent resident, or holder of a valid visaLoan type: Unsecured (no assets required as security)Repayment frequency: Weekly, fortnightly, or monthly optionsCredit check: Interest rates are personalized based on credit score assessment

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Business accounts

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Minimum Age: 18+ yearsBusiness Location: Must be an Australian businessOwnership: Applicant must be the owner or directorID Requirements: Two forms of ID and ABN or ACN required for verificationInterest: Paid on balances of $5,000 and over at 0.01% p.a.Software Integration: Compatible with retail/commercial accounting software via ANZ Internet BankingDebit Card: ANZ Business Visa Debit card included at no extra cost

Business car loans

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Eligibility: Australian citizen or permanent resident, 18+ years oldBusiness requirements: Current ABN; must be a sole trader, partner, or directorAsset types: Car, van, ute, truck, bus, or trailer used mostly for businessSecurity: The vehicle acts as security; personal guarantees may be required from directorsDeposit: No deposit required option availableRapid Replacement: Faster approval for upgrades if business borrowings are under $1.5 million

Business credit cards

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Interest Free Days: 0 days on purchasesUnauthorised Transaction Insurance: Covers up to $37,500 per cardholderAccounting Integration: Supports data feeds to Xero, MYOB, and QuickBooksSecurity: 24/7 monitoring with ANZ Falcon and Fraud Money Back GuaranteeEligibility: New cardholders only for the fee waiver offer

Business loans

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Security: No asset security required for limits up to $200,000; director guarantees may applySoftware Requirement: Must use Xero, MYOB, or Intuit QuickBooks with 6+ months of reconciled dataBusiness Eligibility: Registered ABN/ACN, GST registered if turnover ≥ $75,000, turnover up to $75mApplicant Requirements: Australian citizen or permanent resident, 18+ years oldRepayments: No fixed deadline; repay as funds become availableExclusions: Not suitable for franchises or certain partnership structures

Business savings

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Notice Period: A mandatory 31day notice is required for any withdrawal before the end of the termInvestment Amount: Rates provided for investments between $5,000 and $99,999; amounts above $99,999 are negotiablePayment Frequency: Interest can be paid monthly, quarterly, halfyearly, annually, or at maturity depending on the termMaturity Options: Funds can be paid out or reinvested into another ANZ term depositWithdrawal Restrictions: Early access is restricted except in cases of hardship

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