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Home Loans For 10 Years In Australia
Find and compare the best interest rates and features of home loans for 10 years with amount $250 000,00 in banks of Australia
Data updated: 27 June 2020
Update frequency: quarterly
Data source: Prostobank Consulting
#
Bank and Loan
Comparison Rate, %
Loan Expenses, $
Home Loan Type
1
2,74
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
2,74 %
fixed interest rate
to 30 years
loan term
to 5 000 000,00
max sum
20,00 %
min prepayment
2
2,79
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
2,79 %
variable interest rate
to 30 years
loan term
0,00 %
min prepayment
3
2,79
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
2,79 %
variable interest rate
to 30 years
loan term
to 5 000 000,00
max sum
20,00 %
min prepayment
4
2,80
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
2,80 %
variable interest rate
no
periodic fees
to 30 years
loan term
2,00 %
min prepayment
5
2,86
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
2,85 %
variable interest rate
$ 150,00
one-time fees
to 30 years
loan term
10,00 %
min prepayment
6
2,87
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
2,85 %
variable interest rate
$ 295,00
one-time fees
to 30 years
loan term
7
2,89
comparison rate, %
total overpayment
monthly repayments
Construction loans
Fees and Features
2,89 %
variable interest rate
to 30 years
loan term
to 5 000 000,00
max sum
20,00 %
min prepayment
8
2,98
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, First Home Buyers Loans
Fees and Features
2,84 %
fixed interest rate
$ 600,00
one-time fees
$ 10,00, monthly
periodic fees
to 30 years
loan term
10,00 %
min prepayment
9
3,04
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,04 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
5,00 %
min prepayment
10
3,09
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
3,09 %
variable interest rate
to 30 years
loan term
to 5 000 000,00
max sum
20,00 %
min prepayment
Show the rest 86 of the 96 home loans
11
3,12
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, First Home Buyers Loans
Fees and Features
3,08 %
variable interest rate
$ 500,00
one-time fees
no
periodic fees
to 30 years
loan term
10,00 %
min prepayment
12
3,13
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans, Investment property loans
Fees and Features
3,13 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
5,00 %
min prepayment
13
3,13
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,11 %
variable interest rate
$ 330,00
one-time fees
no
periodic fees
to 30 years
loan term
10,00 %
min prepayment
14
3,24
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,24 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
5,00 %
min prepayment
15
3,27
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,27 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
0,00 %
min prepayment
16
3,34
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, First Home Buyers Loans
Fees and Features
3,20 %
fixed interest rate
$ 600,00
one-time fees
$ 10,00, monthly
periodic fees
to 30 years
loan term
10,00 %
min prepayment
17
3,34
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,34 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
0,00 %
min prepayment
18
3,36
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans, Investment property loans
Fees and Features
3,36 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
5,00 %
min prepayment
19
3,37
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
3,37 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
2,00 %
min prepayment
20
3,42
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,42 %
variable interest rate
no
periodic fees
to 30 years
loan term
5,00 %
min prepayment
21
3,46
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
3,45 %
variable interest rate
$ 150,00
one-time fees
to 30 years
loan term
10,00 %
min prepayment
22
3,49
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,45 %
variable interest rate
$ 600,00
one-time fees
5,00 %
min prepayment
23
3,50
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,46 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
20,00 %
min prepayment
24
3,53
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
3,53 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
5,00 %
min prepayment
25
3,67
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
3,54 %
variable interest rate
$ 600,00
one-time fees
$ 10,00, monthly
periodic fees
10,00 %
min prepayment
26
3,70
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,66 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
10,00 %
min prepayment
27
3,78
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,74 %
variable interest rate
$ 600,00
one-time fees
to 30 years
loan term
10,00 %
min prepayment
28
3,80
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,76 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
0,00 %
min prepayment
29
3,86
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,82 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
20,00 %
min prepayment
30
3,88
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
3,75 %
variable interest rate
$ 445,00
one-time fees
$ 11,00, monthly
periodic fees
to 30 years
loan term
10,00 %
min prepayment
31
3,92
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
3,92 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
0,00 %
min prepayment
32
3,94
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
3,92 %
variable interest rate
$ 330,00
one-time fees
no
periodic fees
to 30 years
loan term
10,00 %
min prepayment
33
3,95
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
3,91 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
20,00 %
min prepayment
34
3,99
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
3,97 %
variable interest rate
$ 330,00
one-time fees
no
periodic fees
to 30 years
loan term
10,00 %
min prepayment
35
4,03
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
3,92 %
fixed interest rate
$ 300,00
one-time fees
$ 10,00, monthly
periodic fees
to 30 years
loan term
5,00 %
min prepayment
36
4,06
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,02 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
10,00 %
min prepayment
37
4,09
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
3,97 %
variable interest rate
$ 600,00
one-time fees
$ 8,00, monthly
periodic fees
to 30 years
loan term
5,00 %
min prepayment
38
4,15
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,11 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
10,00 %
min prepayment
39
4,16
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,12 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
0,00 %
min prepayment
40
4,18
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
4,16 %
variable interest rate
$ 295,00
one-time fees
to 30 years
loan term
0,00 %
min prepayment
41
4,25
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,16 %
variable interest rate
$ 10,00, monthly
periodic fees
to 30 years
loan term
5,00 %
min prepayment
42
4,25
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,21 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
0,00 %
min prepayment
43
4,26
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,13 %
variable interest rate
$ 600,00
one-time fees
$ 10,00, monthly
periodic fees
5,00 %
min prepayment
44
4,30
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, First Home Buyers Loans
Fees and Features
4,26 %
variable interest rate
$ 500,00
one-time fees
no
periodic fees
to 30 years
loan term
10,00 %
min prepayment
45
4,36
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,32 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
20,00 %
min prepayment
46
4,40
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,40 %
variable interest rate
5,00 %
min prepayment
47
4,41
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,41 %
variable interest rate
no
periodic fees
to 30 years
loan term
2,00 %
min prepayment
48
4,48
comparison rate, %
total overpayment
monthly repayments
Land loans
Fees and Features
4,39 %
variable interest rate
$ 600,00
one-time fees
$ 5,00, monthly
periodic fees
to 30 years
loan term
20,00 %
min prepayment
49
4,48
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,39 %
variable interest rate
$ 600,00
one-time fees
$ 5,00, monthly
periodic fees
to 30 years
loan term
20,00 %
min prepayment
50
4,56
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,52 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
51
4,58
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,49 %
variable interest rate
$ 600,00
one-time fees
$ 5,00, monthly
periodic fees
to 30 years
loan term
52
4,58
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,45 %
variable interest rate
$ 445,00
one-time fees
$ 11,00, monthly
periodic fees
to 30 years
loan term
10,00 %
min prepayment
53
4,62
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,62 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
2,00 %
min prepayment
54
4,62
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,62 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
2,00 %
min prepayment
55
4,64
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,60 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
56
4,66
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
4,64 %
variable interest rate
$ 300,00
one-time fees
to 30 years
loan term
0,00 %
min prepayment
57
4,66
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,62 %
variable interest rate
$ 600,00
one-time fees
no
periodic fees
to 30 years
loan term
0,00 %
min prepayment
58
4,66
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
4,64 %
variable interest rate
$ 330,00
one-time fees
no
periodic fees
to 30 years
loan term
10,00 %
min prepayment
59
4,66
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,64 %
variable interest rate
$ 330,00
one-time fees
to 30 years
loan term
10,00 %
min prepayment
60
4,66
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,55 %
variable interest rate
$ 600,00
one-time fees
$ 8,00, monthly
periodic fees
to 30 years
loan term
0,00 %
min prepayment
61
4,71
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,69 %
variable interest rate
$ 330,00
one-time fees
to 30 years
loan term
10,00 %
min prepayment
62
4,73
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,62 %
variable interest rate
$ 600,00
one-time fees
$ 8,00, monthly
periodic fees
0,00 %
min prepayment
63
4,75
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,75 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
0,00 %
min prepayment
64
4,76
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
4,74 %
variable interest rate
$ 300,00
one-time fees
to 30 years
loan term
0,00 %
min prepayment
65
4,82
comparison rate, %
total overpayment
monthly repayments
Investment property loans
Fees and Features
4,82 %
variable interest rate
10,00 %
min prepayment
66
4,86
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,76 %
variable interest rate
$ 750,00
one-time fees
$ 5,00, monthly
periodic fees
to 30 years
loan term
10,00 %
min prepayment
67
4,93
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
4,84 %
fixed interest rate
$ 10,00, monthly
periodic fees
to 30 years
loan term
10,00 %
min prepayment
68
4,96
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,87 %
variable interest rate
$ 10,00, monthly
periodic fees
to 30 years
loan term
5,00 %
min prepayment
69
4,98
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,88 %
variable interest rate
$ 399,00
one-time fees
$ 8,00, monthly
periodic fees
to 30 years
loan term
to 4 000 000,00
max sum
10,00 %
min prepayment
70
4,98
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
4,88 %
variable interest rate
$ 399,00
one-time fees
$ 8,00, monthly
periodic fees
to 30 years
loan term
to 4 000 000,00
max sum
10,00 %
min prepayment
71
5,04
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
5,04 %
variable interest rate
to 30 years
loan term
30,00 %
min prepayment
72
5,08
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
4,99 %
variable interest rate
$ 600,00
one-time fees
$ 5,00, monthly
periodic fees
to 30 years
loan term
20,00 %
min prepayment
73
5,08
comparison rate, %
total overpayment
monthly repayments
Land loans, Investment property loans
Fees and Features
4,99 %
variable interest rate
$ 600,00
one-time fees
$ 5,00, monthly
periodic fees
to 30 years
loan term
20,00 %
min prepayment
74
5,12
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
5,03 %
variable interest rate
$ 10,00, monthly
periodic fees
to 30 years
loan term
5,00 %
min prepayment
75
5,13
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
5,04 %
variable interest rate
$ 600,00
one-time fees
$ 5,00, monthly
periodic fees
to 30 years
loan term
0,00 %
min prepayment
76
5,14
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
5,14 %
variable interest rate
to 30 years
loan term
5,00 %
min prepayment
77
5,14
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
5,03 %
variable interest rate
$ 600,00
one-time fees
$ 8,00, monthly
periodic fees
0,00 %
min prepayment
78
5,20
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
5,10 %
variable interest rate
$ 399,00
one-time fees
$ 8,00, monthly
periodic fees
to 30 years
loan term
to 4 000 000,00
max sum
10,00 %
min prepayment
79
5,20
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
5,10 %
variable interest rate
$ 399,00
one-time fees
$ 8,00, monthly
periodic fees
to 30 years
loan term
to 4 000 000,00
max sum
10,00 %
min prepayment
80
5,20
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
5,10 %
variable interest rate
$ 399,00
one-time fees
$ 8,00, monthly
periodic fees
to 30 years
loan term
to 4 000 000,00
max sum
10,00 %
min prepayment
81
5,20
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
5,10 %
variable interest rate
$ 399,00
one-time fees
$ 8,00, monthly
periodic fees
to 30 years
loan term
to 4 000 000,00
max sum
10,00 %
min prepayment
82
5,21
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
5,21 %
variable interest rate
no
one-time fees
no
periodic fees
to 30 years
loan term
0,00 %
min prepayment
83
5,24
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
5,13 %
variable interest rate
$ 600,00
one-time fees
$ 8,00, monthly
periodic fees
to 30 years
loan term
0,00 %
min prepayment
84
5,30
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
5,21 %
fixed interest rate
$ 10,00, monthly
periodic fees
to 30 years
loan term
10,00 %
min prepayment
85
5,48
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
5,38 %
variable interest rate
$ 750,00
one-time fees
$ 5,00, monthly
periodic fees
to 30 years
loan term
10,00 %
min prepayment
86
5,50
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
5,38 %
variable interest rate
$ 495,00
one-time fees
$ 10,00, monthly
periodic fees
to 30 years
loan term
5,00 %
min prepayment
87
5,55
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, First Home Buyers Loans
Fees and Features
5,51 %
variable interest rate
$ 500,00
one-time fees
no
periodic fees
to 30 years
loan term
10,00 %
min prepayment
88
5,56
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
5,47 %
variable interest rate
$ 10,00, monthly
periodic fees
to 30 years
loan term
5,00 %
min prepayment
89
5,58
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
5,45 %
variable interest rate
$ 600,00
one-time fees
$ 10,00, monthly
periodic fees
10,00 %
min prepayment
90
5,85
comparison rate, %
total overpayment
monthly repayments
Investment property loans
Fees and Features
5,61 %
variable interest rate
$ 600,00
one-time fees
$ 250,00, annual
periodic fees
10,00 %
min prepayment
91
6,04
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
5,91 %
variable interest rate
$ 600,00
one-time fees
$ 10,00, monthly
periodic fees
10,00 %
min prepayment
92
6,13
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
6,01 %
variable interest rate
$ 495,00
one-time fees
$ 10,00, monthly
periodic fees
to 30 years
loan term
5,00 %
min prepayment
93
6,14
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
6,03 %
fixed interest rate
$ 600,00
one-time fees
$ 8,00, monthly
periodic fees
to termless
loan term
94
6,17
comparison rate, %
total overpayment
monthly repayments
Home equity loans
Fees and Features
6,01 %
variable interest rate
$ 600,00
one-time fees
$ 150,00, annual
periodic fees
95
7,82
comparison rate, %
total overpayment
monthly repayments
First Home Buyers Loans
Fees and Features
7,69 %
fixed interest rate
$ 600,00
one-time fees
$ 10,00, monthly
periodic fees
to 10 years
loan term
20,00 %
min prepayment
96
7,82
comparison rate, %
total overpayment
monthly repayments
Second Home Loans, Investment property loans
Fees and Features
7,69 %
fixed interest rate
$ 600,00
one-time fees
$ 10,00, monthly
periodic fees
to 10 years
loan term
20,00 %
min prepayment
How to take a home loan in Australia on favorable terms?
The problem of lack of own housing forces many people to think about mortgage loans. For some families this is the only way to buy an apartment. With the help of a mortgage interest rating, you can find the most affordable mortgage program and minimize loan costs for an apartment in installments.
Which banks give a mortgage, and in which bank is it better to take a mortgage in Australia? To find the best conditions for obtaining a mortgage, specify the amount, the term of the loan and the city. After clicking the "Find" button you will see the average real market rate, the number of lending banks. All mortgage programs are sorted by the level of the real mortgage rate, which takes into account the interest rate and the commission, if any. For each program, we calculate the cost of the loan (overpayment, monthly payments).