The American Express Essential® Credit Card - American Express3730

Tariff information is current on 18 July 2019

IMPORTANT! This is archived data! Links to current data can be found at the end of this information!

Monthly Repayment
Total Overpayment
  • Class of the card

    American Express Card

  • Type of the card

    Low fee credit cards, Flight and travel credit cards, Balance transfer credit cards offers

  • Card term

    2 years

  • Annual fee

    $ 0,00

  • Interest rate (purchases)

    14,99 %

  • Interest rate (balance transfer)

    14,99 %

  • Comments to the interest rate (transfer)

    0% p.a. on balance transfers for the first 12 months

  • Grace period

    55,00

  • Paywave

    Yes

  • A free additional card

    No

  • Bonus points

    for every $1 you spend on purchases, you’ll earn 1 Membership Rewards point except on those ‘not-so-fun’ life admin costs including spend on utilities, insurance, telecommunications and government bodies in Australia where you earn 0.5 points per $1 spent. The best thing is that the points you earn from your spend can be redeemed. So the more you spend the more you get to treat yourself! This includes; • Travel with 8 airline partners. Just transfer your points to one of our airline partners and book your next flight on points! • A fresh new kit from David Jones. Just shop online and checkout with your points • A gift card7 from your favourite retailers. Perfect gift for the friend who has everything • Or pay off your purchases with the Select + Pay with Points program8 Earn points faster with up to 4 Additional Cards for family members or friends for no extra fee.

  • Remote magement

    • internet banking
    • phone banking
    • card
    • EFTPOS
    • cheque
    • mobile internet banking
  • Type of clients

    general

  • Data updated

    18 July 2019

Personal Credit Cards