Which Australian bank offers the lowest interest rates under the investment loans for 4 years13.11.2020

Bankchart.com.au has surveyed the terms of the offered investment loans for 4 years in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 13.11.2020

As of 26 October 2020 the loans under review have been offered by 27 banks.  The average comparison rate under such loans equals 4,10 % p.a. The total number of the loan programs available for the specified loan terms is 64.

The most affordable home loan is offered by Pasific mortgage group. The comparison rate under "INVESTMENT VARIABLE HOME LOAN" loan program constitutes 2,74 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.

The TOP-27 investment loans loan programs for 4 years, as of 26 October 2020

#

Name

Interest Rate, %

1

2,74

interest rate, %

interest rate

2,74

one-time fees

no

periodic fees

no

advance from

20,00 %

2

2,87

interest rate, %

interest rate

2,87

one-time fees

no

periodic fees

no

advance from

5,00 %

3

3,00

interest rate, %

interest rate

3,00

one-time fees

no

periodic fees

no

advance from

5,00 %

4

2,95

interest rate, %

interest rate

2,95

one-time fees

$ 330,00

periodic fees

no

advance from

10,00 %

5

2,79

interest rate, %

interest rate

2,79

one-time fees

$ 399,00

periodic fees

$ 8,00, monthly

advance from

10,00 %

6

3,18

interest rate, %

interest rate

3,18

one-time fees

no

periodic fees

no

advance from

10,00 %

7

3,19

interest rate, %

interest rate

3,19

one-time fees

no

periodic fees

no

advance from

2,00 %

8

3,24

interest rate, %

interest rate

3,24

one-time fees

no

periodic fees

no

advance from

40,00 %

9

3,28

interest rate, %

interest rate

3,28

one-time fees

no

periodic fees

no

advance from

5,00 %

10

3,04

interest rate, %

interest rate

3,04

one-time fees

$ 150,00

periodic fees

$ 8,00, monthly

advance from

10,00 %

11

3,34

interest rate, %

interest rate

3,34

one-time fees

no

periodic fees

no

advance from

0,00 %

12

3,34

interest rate, %

interest rate

3,34

one-time fees

no

periodic fees

no

advance from

20,00 %

13

3,39

interest rate, %

interest rate

3,39

one-time fees

no

periodic fees

no

advance from

0,00 %

14

3,04

interest rate, %

interest rate

3,04

one-time fees

$ 300,00

periodic fees

$ 10,00, monthly

advance from

20,00 %

15

3,19

interest rate, %

interest rate

3,19

one-time fees

$ 499,00

periodic fees

no

advance from

0,00 %

16

3,00

interest rate, %

interest rate

3,00

one-time fees

$ 750,00

periodic fees

$ 5,00, monthly

advance from

0,00 %

17

3,14

interest rate, %

interest rate

3,14

one-time fees

$ 600,00

periodic fees

$ 10,00, monthly

advance from

20,00 %

18

3,19

interest rate, %

interest rate

3,19

one-time fees

$ 600,00

periodic fees

$ 8,00, monthly

advance from

5,00 %

19

3,59

interest rate, %

interest rate

3,59

one-time fees

$ 150,00

periodic fees

no

advance from

0,00 %

20

3,39

interest rate, %

interest rate

3,39

one-time fees

$ 600,00

periodic fees

no

advance from

10,00 %

21

3,19

interest rate, %

interest rate

3,19

one-time fees

$ 600,00

periodic fees

$ 10,00, monthly

advance from

40,00 %

22

3,24

interest rate, %

interest rate

3,24

one-time fees

$ 600,00

periodic fees

$ 8,00, monthly

advance from

0,00 %

23

3,29

interest rate, %

interest rate

3,29

one-time fees

$ 600,00

periodic fees

$ 8,00, monthly

advance from

0,00 %

24

3,79

interest rate, %

interest rate

3,79

one-time fees

$ 695,00

periodic fees

$ 12,00, monthly

advance from

10,00 %

25

4,59

interest rate, %

interest rate

4,59

one-time fees

$ 350,00

periodic fees

no

advance from

0,00 %

26

5,04

interest rate, %

interest rate

5,04

one-time fees

$ 600,00

periodic fees

$ 5,00, monthly

advance from

0,00 %

27

5,91

interest rate, %

interest rate

5,91

one-time fees

$ 600,00

periodic fees

$ 10,00, monthly

advance from

10,00 %

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