Which Australian bank offers the lowest interest rates under the everyday day rewards credit cards25.07.2019
Bankchart.com.au has surveyed the terms of the offered everyday day rewards credit cards in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 25.07.2019
As of 18 July 2019 the loans under review have been offered by 26 banks. The average comparison rate under such loans equals 22,40 % p.a. The total number of the loan programs available for the specified loan terms is 83.
The most affordable credit card is offered by Hume Bank. The comparison rate under "Value" loan program constitutes 11,95 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.
The TOP-26 everyday day rewards credit cards, as of 18 July 2019
#
Name
Interest Purchase Rate, %
1
11,95
interest purchase rate, %
interest rate (purchases)
11,95 %
an annual fee
$ 0,00
a grace period
55
a class of the card
Visa Card
2
11,99
interest purchase rate, %
interest rate (purchases)
11,99 %
an annual fee
$ 89,00
a grace period
55
a class of the card
Visa Platinum
3
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
an annual fee
$ 58,00
a grace period
55
a class of the card
MasterCard PayPass
4
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
an annual fee
$ 99,00
a grace period
55
a class of the card
Visa Platinum
5
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
an annual fee
$ 99,00
a grace period
55
a class of the card
MasterCard Platinum
6
14,99
interest purchase rate, %
interest rate (purchases)
14,99 %
an annual fee
$ 69,00
a grace period
55
a class of the card
MasterCard PayPass
7
14,99
interest purchase rate, %
interest rate (purchases)
14,99 %
an annual fee
$ 99,00
a grace period
55
a class of the card
Visa Platinum
8
16,95
interest purchase rate, %
interest rate (purchases)
16,95 %
an annual fee
$ 95,00
a grace period
55
a class of the card
Visa Card
9
17,99
interest purchase rate, %
interest rate (purchases)
17,99 %
an annual fee
$ 55,00
a grace period
55
a class of the card
Visa Card
10
16,99
interest purchase rate, %
interest rate (purchases)
16,99 %
an annual fee
$ 149,00
a class of the card
Visa Platinum
11
19,99
interest purchase rate, %
interest rate (purchases)
19,99 %
an annual fee
$ 0,00
a grace period
55
a class of the card
World MasterCard
12
18,79
interest purchase rate, %
interest rate (purchases)
18,79 %
an annual fee
$ 80,00
a grace period
44
a class of the card
Visa Card
13
18,74
interest purchase rate, %
interest rate (purchases)
18,74 %
an annual fee
$ 89,50
a grace period
50
a class of the card
Visa Platinum
14
19,99
interest purchase rate, %
interest rate (purchases)
19,99 %
an annual fee
$ 49,00
a grace period
55
a class of the card
Visa Platinum
15
19,74
interest purchase rate, %
interest rate (purchases)
19,74 %
an annual fee
$ 79,00
a grace period
55
a class of the card
Visa Card
16
19,74
interest purchase rate, %
interest rate (purchases)
19,74 %
an annual fee
$ 79,00
a grace period
55
a class of the card
Visa Card
17
20,24
interest purchase rate, %
interest rate (purchases)
20,24 %
an annual fee
$ 59,00
a grace period
55
a class of the card
MasterCard PayPass
18
19,84
interest purchase rate, %
interest rate (purchases)
19,84 %
an annual fee
$ 90,00
a grace period
55
a class of the card
Visa Platinum
19
18,24
interest purchase rate, %
interest rate (purchases)
18,24 %
an annual fee
$ 189,00
a grace period
55
a class of the card
Visa Platinum
20
19,99
interest purchase rate, %
interest rate (purchases)
19,99 %
an annual fee
$ 95,00
a grace period
44
a class of the card
American Express Card, MasterCard PayPass
21
20,74
interest purchase rate, %
interest rate (purchases)
20,74 %
an annual fee
$ 60,00
a grace period
44
a class of the card
Visa Gold
22
21,99
interest purchase rate, %
interest rate (purchases)
21,99 %
an annual fee
$ 0,00
a grace period
55
a class of the card
MasterCard Platinum
23
20,24
interest purchase rate, %
interest rate (purchases)
20,24 %
an annual fee
$ 129,00
a grace period
55
a class of the card
MasterCard Platinum
24
20,50
interest purchase rate, %
interest rate (purchases)
20,50 %
an annual fee
$ 120,00
a grace period
55
a class of the card
Visa Gold
25
20,74
interest purchase rate, %
interest rate (purchases)
20,74 %
an annual fee
$ 129,00
a grace period
44
a class of the card
Visa Platinum
26
20,70
interest purchase rate, %
interest rate (purchases)
20,70 %
an annual fee
$ 249,00
a grace period
55
a class of the card
Visa Platinum
To view the up-to-date rating of the credit cards at our website, click here.
Reference:
Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.
Published: 25 July 2019
Author: Prostobank Consulting
Source: https://bankchart.com.au