Which Australian bank offers the lowest interest rates under the everyday day rewards credit cards25.07.2019

Bankchart.com.au has surveyed the terms of the offered everyday day rewards credit cards in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 25.07.2019

As of 18 July 2019 the loans under review have been offered by 26 banks.  The average comparison rate under such loans equals 22,40 % p.a. The total number of the loan programs available for the specified loan terms is 83.

The most affordable credit card is offered by Hume Bank. The comparison rate under "Value" loan program constitutes 11,95 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.

The TOP-26 everyday day rewards credit cards, as of 18 July 2019

#

Name

Interest Purchase Rate, %

1

11,95

interest purchase rate, %

interest rate (purchases)

11,95 %

an annual fee

$ 0,00

a grace period

55

a class of the card

Visa Card

2

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

an annual fee

$ 89,00

a grace period

55

a class of the card

Visa Platinum

3

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

an annual fee

$ 58,00

a grace period

55

a class of the card

MasterCard PayPass

4

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

an annual fee

$ 99,00

a grace period

55

a class of the card

Visa Platinum

5

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

an annual fee

$ 99,00

a grace period

55

a class of the card

MasterCard Platinum

6

14,99

interest purchase rate, %

interest rate (purchases)

14,99 %

an annual fee

$ 69,00

a grace period

55

a class of the card

MasterCard PayPass

7

14,99

interest purchase rate, %

interest rate (purchases)

14,99 %

an annual fee

$ 99,00

a grace period

55

a class of the card

Visa Platinum

8

16,95

interest purchase rate, %

interest rate (purchases)

16,95 %

an annual fee

$ 95,00

a grace period

55

a class of the card

Visa Card

9

17,99

interest purchase rate, %

interest rate (purchases)

17,99 %

an annual fee

$ 55,00

a grace period

55

a class of the card

Visa Card

10

16,99

interest purchase rate, %

interest rate (purchases)

16,99 %

an annual fee

$ 149,00

a class of the card

Visa Platinum

11

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

an annual fee

$ 0,00

a grace period

55

a class of the card

World MasterCard

12

18,79

interest purchase rate, %

interest rate (purchases)

18,79 %

an annual fee

$ 80,00

a grace period

44

a class of the card

Visa Card

13

18,74

interest purchase rate, %

interest rate (purchases)

18,74 %

an annual fee

$ 89,50

a grace period

50

a class of the card

Visa Platinum

14

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

an annual fee

$ 49,00

a grace period

55

a class of the card

Visa Platinum

15

19,74

interest purchase rate, %

interest rate (purchases)

19,74 %

an annual fee

$ 79,00

a grace period

55

a class of the card

Visa Card

16

19,74

interest purchase rate, %

interest rate (purchases)

19,74 %

an annual fee

$ 79,00

a grace period

55

a class of the card

Visa Card

17

20,24

interest purchase rate, %

interest rate (purchases)

20,24 %

an annual fee

$ 59,00

a grace period

55

a class of the card

MasterCard PayPass

18

19,84

interest purchase rate, %

interest rate (purchases)

19,84 %

an annual fee

$ 90,00

a grace period

55

a class of the card

Visa Platinum

19

18,24

interest purchase rate, %

interest rate (purchases)

18,24 %

an annual fee

$ 189,00

a grace period

55

a class of the card

Visa Platinum

20

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

an annual fee

$ 95,00

a grace period

44

a class of the card

American Express Card, MasterCard PayPass

21

20,74

interest purchase rate, %

interest rate (purchases)

20,74 %

an annual fee

$ 60,00

a grace period

44

a class of the card

Visa Gold

22

21,99

interest purchase rate, %

interest rate (purchases)

21,99 %

an annual fee

$ 0,00

a grace period

55

a class of the card

MasterCard Platinum

23

20,24

interest purchase rate, %

interest rate (purchases)

20,24 %

an annual fee

$ 129,00

a grace period

55

a class of the card

MasterCard Platinum

24

20,50

interest purchase rate, %

interest rate (purchases)

20,50 %

an annual fee

$ 120,00

a grace period

55

a class of the card

Visa Gold

25

20,74

interest purchase rate, %

interest rate (purchases)

20,74 %

an annual fee

$ 129,00

a grace period

44

a class of the card

Visa Platinum

26

20,70

interest purchase rate, %

interest rate (purchases)

20,70 %

an annual fee

$ 249,00

a grace period

55

a class of the card

Visa Platinum

To view the up-to-date rating of the credit cards at our website, click here.

Reference:

Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.