Which Australian bank offers the best holiday loans for 3 years27.11.2020
Bankchart.com.au has surveyed the terms of the offered holiday loans for 3 years in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 27.11.2020
As of 10 November 2020 the loans under review have been offered by 27 banks. The average comparison rate under such loans equals 12,53 % p.a. The total number of the loan programs available for the specified loan terms is 61.
The most affordable personal loan is offered by Hume Bank. The comparison rate under "Property Package Special" loan program constitutes 5,72 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.
The TOP-27 holiday loans loan programs for 3 years, as of 10 November 2020
#
Name
Interest Rate, %
1
4,95
interest rate, %
interest rate
4,95
one-time fees
$ 125,00
periodic fees
no
2
5,79
interest rate, %
interest rate
5,79
one-time fees
no
periodic fees
no
3
7,99
interest rate, %
interest rate
7,99
one-time fees
no
periodic fees
no
4
8,15
interest rate, %
interest rate
8,15
one-time fees
$ 90,00
periodic fees
no
5
7,89
interest rate, %
interest rate
7,89
one-time fees
$ 150,00
periodic fees
no
6
8,99
interest rate, %
interest rate
8,99
one-time fees
$ 100,00
periodic fees
no
7
8,99
interest rate, %
interest rate
8,99
one-time fees
$ 206,00
periodic fees
no
9
7,99
interest rate, %
interest rate
7,99
one-time fees
$ 200,00
periodic fees
$ 5,00, monthly
10
7,79
interest rate, %
interest rate
7,79
one-time fees
$ 250,00
periodic fees
$ 5,00, monthly
11
8,50
interest rate, %
interest rate
8,50
one-time fees
$ 150,00
periodic fees
$ 5,00, monthly
13
9,95
interest rate, %
interest rate
9,95
one-time fees
$ 100,00
periodic fees
no
14
11,30
interest rate, %
interest rate
11,30
one-time fees
no
periodic fees
no
15
7,49
interest rate, %
interest rate
7,49
one-time fees
$ 195,00
periodic fees
$ 12,00, monthly
16
7,49
interest rate, %
interest rate
7,49
one-time fees
$ 195,00
periodic fees
$ 12,00, monthly
17
8,49
interest rate, %
interest rate
8,49
one-time fees
$ 195,00
periodic fees
$ 12,00, monthly
18
10,98
interest rate, %
interest rate
10,98
one-time fees
$ 250,00
periodic fees
no
19
9,50
interest rate, %
interest rate
9,50
one-time fees
$ 150,00
periodic fees
$ 10,00, monthly
20
10,49
interest rate, %
interest rate
10,49
one-time fees
$ 175,00
periodic fees
$ 5,00, monthly
21
9,99
interest rate, %
interest rate
9,99
one-time fees
$ 199,00
periodic fees
$ 10,00, monthly
22
10,99
interest rate, %
interest rate
10,99
one-time fees
$ 150,00
periodic fees
$ 7,50, monthly
23
10,50
interest rate, %
interest rate
10,50
one-time fees
$ 150,00
periodic fees
$ 30,00, every 3 months
24
10,99
interest rate, %
interest rate
10,99
one-time fees
$ 195,00
periodic fees
$ 8,00, monthly
25
12,69
interest rate, %
interest rate
12,69
one-time fees
$ 150,00
periodic fees
$ 10,00, monthly
26
11,99
interest rate, %
interest rate
11,99
one-time fees
$ 250,00
periodic fees
$ 12,00, monthly
27
16,99
interest rate, %
interest rate
16,99
one-time fees
no
periodic fees
$ 6,00,
To view the up-to-date rating of the personal loans at our website, click here.
Reference:
Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.
Published: 27 November 2020
Author: Prostobank Consulting
Source: https://bankchart.com.au