Which Australian bank offers the best balance transfer credit cards offers10.11.2021

Bankchart.com.au has surveyed the terms of the offered balance transfer credit cards offers in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 10.11.2021

As of 31 October 2021 the loans under review have been offered by 21 bank.   The average comparison rate under such loans equals 20,50 % p.a. The total number of the loan programs available for the specified loan terms is 87.

The most affordable credit card is offered by American Express. The comparison rate under "The Low Rate Credit Card from American Express" loan program constitutes 8,99 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.

The TOP-21 balance transfer credit cards offers, as of 31 October 2021

#

Name

Interest Purchase Rate, %

1

8,99

interest purchase rate, %

interest rate (purchases)

8,99 %

annual fee

$ 0,00

grace period

55

a class of the card

American Express Card

2

10,80

interest purchase rate, %

interest rate (purchases)

10,80 %

annual fee

$ 0,00

a class of the card

Visa Gold

3

9,90

interest purchase rate, %

interest rate (purchases)

9,90 %

annual fee

$ 49,00

grace period

55

a class of the card

MasterCard PayPass

4

9,59

interest purchase rate, %

interest rate (purchases)

9,59 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

5

11,95

interest purchase rate, %

interest rate (purchases)

11,95 %

annual fee

$ 0,00

grace period

44

a class of the card

Visa Card

6

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

annual fee

$ 49,00

grace period

62

a class of the card

Visa Card

7

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

annual fee

$ 49,00

grace period

44

a class of the card

Visa Card

8

12,49

interest purchase rate, %

interest rate (purchases)

12,49 %

annual fee

$ 58,00

grace period

55

a class of the card

Visa Card

9

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 59,00

grace period

55

a class of the card

Visa Card

10

13,24

interest purchase rate, %

interest rate (purchases)

13,24 %

annual fee

$ 59,00

grace period

55

a class of the card

MasterCard PayPass

11

13,49

interest purchase rate, %

interest rate (purchases)

13,49 %

annual fee

$ 55,00

grace period

55

a class of the card

Visa Card

12

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Card

13

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

14

13,74

interest purchase rate, %

interest rate (purchases)

13,74 %

annual fee

$ 59,00

grace period

55

a class of the card

Visa Card

15

13,99

interest purchase rate, %

interest rate (purchases)

13,99 %

annual fee

$ 55,00

grace period

55

a class of the card

Visa Card

16

13,99

interest purchase rate, %

interest rate (purchases)

13,99 %

annual fee

$ 55,00

grace period

55

a class of the card

Visa Card

17

14,99

interest purchase rate, %

interest rate (purchases)

14,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Card

18

15,95

interest purchase rate, %

interest rate (purchases)

15,95 %

annual fee

$ 69,00

grace period

55

a class of the card

Visa Card

19

18,49

interest purchase rate, %

interest rate (purchases)

18,49 %

annual fee

$ 129,00

grace period

55

a class of the card

Visa Platinum, MasterCard Platinum

20

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 49,00

grace period

55

a class of the card

Visa Platinum

21

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 99,00

grace period

55

a class of the card

MasterCard PayPass

To view the up-to-date rating of the credit cards at our website, click here.

Reference:

Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.

 

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