The TOP - 33 first home loans for 3 years03.11.2020
Bankchart.com.au has surveyed the terms of the offered first home loans for 3 years in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 03.11.2020
As of 26 October 2020 the loans under review have been offered by 33 banks. The average comparison rate under such loans equals 3,49 % p.a. The total number of the loan programs available for the specified loan terms is 92.
The most affordable home loan is offered by Pasific mortgage group. The comparison rate under "FIXED HOME LOAN" loan program constitutes 1,99 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.
The TOP-33 first home loans loan programs for 3 years, as of 26 October 2020
#
Name
Interest Rate, %
1
1,99
interest rate, %
interest rate
1,99
one-time fees
no
periodic fees
no
advance from
20,00 %
2
2,30
interest rate, %
interest rate
2,30
one-time fees
no
periodic fees
no
advance from
5,00 %
3
2,34
interest rate, %
interest rate
2,34
one-time fees
no
periodic fees
no
advance from
0,00 %
4
2,15
interest rate, %
interest rate
2,15
one-time fees
$ 330,00
periodic fees
no
advance from
10,00 %
5
2,14
interest rate, %
interest rate
2,14
one-time fees
$ 395,00
periodic fees
no
advance from
20,00 %
6
2,49
interest rate, %
interest rate
2,49
one-time fees
no
periodic fees
no
advance from
5,00 %
7
2,09
interest rate, %
interest rate
2,09
one-time fees
$ 399,00
periodic fees
$ 8,00, monthly
advance from
10,00 %
8
2,55
interest rate, %
interest rate
2,55
one-time fees
no
periodic fees
no
advance from
2,00 %
9
2,69
interest rate, %
interest rate
2,69
one-time fees
no
periodic fees
no
advance from
0,00 %
10
2,69
interest rate, %
interest rate
2,69
one-time fees
no
periodic fees
no
advance from
40,00 %
11
2,44
interest rate, %
interest rate
2,44
one-time fees
$ 150,00
periodic fees
$ 8,00, monthly
advance from
10,00 %
12
2,74
interest rate, %
interest rate
2,74
one-time fees
no
periodic fees
no
advance from
0,00 %
13
2,75
interest rate, %
interest rate
2,75
one-time fees
no
periodic fees
no
advance from
5,00 %
14
2,44
interest rate, %
interest rate
2,44
one-time fees
$ 499,00
periodic fees
no
advance from
0,00 %
15
2,39
interest rate, %
interest rate
2,39
one-time fees
$ 600,00
periodic fees
no
advance from
0,00 %
16
2,59
interest rate, %
interest rate
2,59
one-time fees
$ 295,00
periodic fees
no
advance from
0,00 %
17
2,78
interest rate, %
interest rate
2,78
one-time fees
no
periodic fees
no
advance from
5,00 %
18
2,19
interest rate, %
interest rate
2,19
one-time fees
$ 600,00
periodic fees
$ 10,00, monthly
advance from
40,00 %
19
2,29
interest rate, %
interest rate
2,29
one-time fees
$ 750,00
periodic fees
$ 5,00, monthly
advance from
0,00 %
20
2,79
interest rate, %
interest rate
2,79
one-time fees
$ 150,00
periodic fees
no
advance from
0,00 %
21
2,39
interest rate, %
interest rate
2,39
one-time fees
$ 600,00
periodic fees
$ 8,00, monthly
advance from
5,00 %
22
2,99
interest rate, %
interest rate
2,99
one-time fees
no
periodic fees
no
advance from
0,00 %
23
2,44
interest rate, %
interest rate
2,44
one-time fees
$ 600,00
periodic fees
$ 10,00, monthly
advance from
20,00 %
24
2,49
interest rate, %
interest rate
2,49
one-time fees
$ 600,00
periodic fees
$ 8,00, monthly
advance from
0,00 %
25
2,64
interest rate, %
interest rate
2,64
one-time fees
$ 300,00
periodic fees
$ 10,00, monthly
advance from
20,00 %
26
2,69
interest rate, %
interest rate
2,69
one-time fees
$ 600,00
periodic fees
no
advance from
0,00 %
27
2,59
interest rate, %
interest rate
2,59
one-time fees
$ 600,00
periodic fees
$ 5,00, monthly
advance from
0,00 %
28
2,85
interest rate, %
interest rate
2,85
one-time fees
$ 500,00
periodic fees
no
advance from
10,00 %
29
2,53
interest rate, %
interest rate
2,53
one-time fees
$ 695,00
periodic fees
$ 12,00, monthly
advance from
20,00 %
30
2,84
interest rate, %
interest rate
2,84
one-time fees
$ 600,00
periodic fees
$ 10,00, monthly
advance from
10,00 %
31
3,34
interest rate, %
interest rate
3,34
one-time fees
$ 350,00
periodic fees
no
advance from
0,00 %
32
3,34
interest rate, %
interest rate
3,34
one-time fees
$ 445,00
periodic fees
no
advance from
10,00 %
33
3,04
interest rate, %
interest rate
3,04
one-time fees
no
periodic fees
$ 248,00, annual
advance from
5,00 %
Published: 03 November 2020
Author: Prostobank Consulting
Source: https://bankchart.com.au