The TOP - 33 credit cards15.09.2020
Bankchart.com.au has surveyed the terms of the offered credit cards in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 15.09.2020
As of 10 September 2020 the loans under review have been offered by 33 banks. The average comparison rate under such loans equals 19,97 % p.a. The total number of the loan programs available for the specified loan terms is 137.
The most affordable credit card is offered by G&C Mutual Bank. The comparison rate under "Low Rate Visa Credit Card" loan program constitutes 8,43 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.
The TOP-33 credit cards, as of 10 September 2020
Name
1
7,49
interest purchase rate, %
interest rate (purchases)
7,49 %
annual fee
$ 50,00
grace period
55
a class of the card
Visa Card
2
8,99
interest purchase rate, %
interest rate (purchases)
8,99 %
annual fee
$ 0,00
grace period
55
a class of the card
American Express Card
3
9,90
interest purchase rate, %
interest rate (purchases)
9,90 %
annual fee
$ 9,00
grace period
45
a class of the card
Visa Card
4
9,39
interest purchase rate, %
interest rate (purchases)
9,39 %
annual fee
$ 59,00
a class of the card
Visa Card
5
10,80
interest purchase rate, %
interest rate (purchases)
10,80 %
annual fee
$ 0,00
a class of the card
Visa Gold
6
9,90
interest purchase rate, %
interest rate (purchases)
9,90 %
annual fee
$ 60,00
grace period
55
a class of the card
MasterCard PayPass
7
10,76
interest purchase rate, %
interest rate (purchases)
10,76 %
annual fee
$ 30,00
grace period
55
a class of the card
Visa Card
8
9,59
interest purchase rate, %
interest rate (purchases)
9,59 %
annual fee
$ 99,00
grace period
55
a class of the card
Visa Platinum
9
11,50
interest purchase rate, %
interest rate (purchases)
11,50 %
annual fee
$ 0,00
grace period
55
a class of the card
Visa Card
10
11,95
interest purchase rate, %
interest rate (purchases)
11,95 %
annual fee
$ 0,00
grace period
44
a class of the card
Visa Card
11
11,95
interest purchase rate, %
interest rate (purchases)
11,95 %
annual fee
$ 0,00
grace period
55
a class of the card
Visa Card
12
11,99
interest purchase rate, %
interest rate (purchases)
11,99 %
annual fee
$ 0,00
grace period
55
a class of the card
MasterCard PayPass
13
11,99
interest purchase rate, %
interest rate (purchases)
11,99 %
annual fee
$ 0,00
a class of the card
Visa Card
14
11,99
interest purchase rate, %
interest rate (purchases)
11,99 %
annual fee
$ 29,00
grace period
55
a class of the card
Visa Card
15
11,74
interest purchase rate, %
interest rate (purchases)
11,74 %
annual fee
$ 45,00
grace period
55
a class of the card
Visa Card
16
11,99
interest purchase rate, %
interest rate (purchases)
11,99 %
annual fee
$ 49,00
grace period
44
a class of the card
Visa Card
17
11,99
interest purchase rate, %
interest rate (purchases)
11,99 %
annual fee
$ 49,00
grace period
55
a class of the card
MasterCard PayPass, Visa Card
18
12,49
interest purchase rate, %
interest rate (purchases)
12,49 %
annual fee
$ 49,00
grace period
62
a class of the card
Visa Card
19
12,49
interest purchase rate, %
interest rate (purchases)
12,49 %
annual fee
$ 58,00
grace period
55
a class of the card
Visa Card
20
12,74
interest purchase rate, %
interest rate (purchases)
12,74 %
annual fee
$ 55,00
a class of the card
Visa Card
21
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
annual fee
$ 58,00
grace period
55
a class of the card
MasterCard PayPass
22
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
annual fee
$ 59,00
grace period
55
a class of the card
Visa Card
23
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
annual fee
$ 79,00
grace period
55
a class of the card
MasterCard PayPass
24
13,49
interest purchase rate, %
interest rate (purchases)
13,49 %
annual fee
$ 55,00
grace period
55
a class of the card
Visa Card
25
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
annual fee
$ 99,00
grace period
55
a class of the card
Visa Card
26
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
annual fee
$ 99,00
grace period
55
a class of the card
Visa Platinum
27
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
annual fee
$ 99,00
grace period
55
a class of the card
Visa Platinum
28
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
annual fee
$ 99,00
grace period
55
a class of the card
Visa Platinum
29
14,99
interest purchase rate, %
interest rate (purchases)
14,99 %
annual fee
$ 69,00
grace period
55
a class of the card
MasterCard PayPass
30
14,99
interest purchase rate, %
interest rate (purchases)
14,99 %
annual fee
$ 99,00
grace period
55
a class of the card
Visa Platinum
31
15,95
interest purchase rate, %
interest rate (purchases)
15,95 %
annual fee
$ 69,00
grace period
55
a class of the card
Visa Card
32
19,99
interest purchase rate, %
interest rate (purchases)
19,99 %
annual fee
$ 49,00
grace period
55
a class of the card
Visa Platinum
33
21,99
interest purchase rate, %
interest rate (purchases)
21,99 %
annual fee
$ 0,00
grace period
55
a class of the card
MasterCard Platinum
To view the up-to-date rating of the credit cards at our website, click here.
Reference:
Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.
Published: 15 September 2020
Author: Prostobank Consulting
Source: https://bankchart.com.au