The TOP - 33 credit cards15.09.2020

Bankchart.com.au has surveyed the terms of the offered credit cards in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 15.09.2020

As of 10 September 2020 the loans under review have been offered by 33 banks.  The average comparison rate under such loans equals 19,97 % p.a. The total number of the loan programs available for the specified loan terms is 137.

The most affordable credit card is offered by G&C Mutual Bank. The comparison rate under "Low Rate Visa Credit Card" loan program constitutes 8,43 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.

The TOP-33 credit cards, as of 10 September 2020

Name

1

7,49

interest purchase rate, %

interest rate (purchases)

7,49 %

annual fee

$ 50,00

grace period

55

a class of the card

Visa Card

2

8,99

interest purchase rate, %

interest rate (purchases)

8,99 %

annual fee

$ 0,00

grace period

55

a class of the card

American Express Card

3

9,90

interest purchase rate, %

interest rate (purchases)

9,90 %

annual fee

$ 9,00

grace period

45

a class of the card

Visa Card

4

9,39

interest purchase rate, %

interest rate (purchases)

9,39 %

annual fee

$ 59,00

a class of the card

Visa Card

5

10,80

interest purchase rate, %

interest rate (purchases)

10,80 %

annual fee

$ 0,00

a class of the card

Visa Gold

6

9,90

interest purchase rate, %

interest rate (purchases)

9,90 %

annual fee

$ 60,00

grace period

55

a class of the card

MasterCard PayPass

7

10,76

interest purchase rate, %

interest rate (purchases)

10,76 %

annual fee

$ 30,00

grace period

55

a class of the card

Visa Card

8

9,59

interest purchase rate, %

interest rate (purchases)

9,59 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

9

11,50

interest purchase rate, %

interest rate (purchases)

11,50 %

annual fee

$ 0,00

grace period

55

a class of the card

Visa Card

10

11,95

interest purchase rate, %

interest rate (purchases)

11,95 %

annual fee

$ 0,00

grace period

44

a class of the card

Visa Card

11

11,95

interest purchase rate, %

interest rate (purchases)

11,95 %

annual fee

$ 0,00

grace period

55

a class of the card

Visa Card

12

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

annual fee

$ 0,00

grace period

55

a class of the card

MasterCard PayPass

13

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

annual fee

$ 0,00

a class of the card

Visa Card

14

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

annual fee

$ 29,00

grace period

55

a class of the card

Visa Card

15

11,74

interest purchase rate, %

interest rate (purchases)

11,74 %

annual fee

$ 45,00

grace period

55

a class of the card

Visa Card

16

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

annual fee

$ 49,00

grace period

44

a class of the card

Visa Card

17

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

annual fee

$ 49,00

grace period

55

a class of the card

MasterCard PayPass, Visa Card

18

12,49

interest purchase rate, %

interest rate (purchases)

12,49 %

annual fee

$ 49,00

grace period

62

a class of the card

Visa Card

19

12,49

interest purchase rate, %

interest rate (purchases)

12,49 %

annual fee

$ 58,00

grace period

55

a class of the card

Visa Card

20

12,74

interest purchase rate, %

interest rate (purchases)

12,74 %

annual fee

$ 55,00

a class of the card

Visa Card

21

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 58,00

grace period

55

a class of the card

MasterCard PayPass

22

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 59,00

grace period

55

a class of the card

Visa Card

23

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 79,00

grace period

55

a class of the card

MasterCard PayPass

24

13,49

interest purchase rate, %

interest rate (purchases)

13,49 %

annual fee

$ 55,00

grace period

55

a class of the card

Visa Card

25

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Card

26

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

27

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

28

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

29

14,99

interest purchase rate, %

interest rate (purchases)

14,99 %

annual fee

$ 69,00

grace period

55

a class of the card

MasterCard PayPass

30

14,99

interest purchase rate, %

interest rate (purchases)

14,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

31

15,95

interest purchase rate, %

interest rate (purchases)

15,95 %

annual fee

$ 69,00

grace period

55

a class of the card

Visa Card

32

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 49,00

grace period

55

a class of the card

Visa Platinum

33

21,99

interest purchase rate, %

interest rate (purchases)

21,99 %

annual fee

$ 0,00

grace period

55

a class of the card

MasterCard Platinum

To view the up-to-date rating of the credit cards at our website, click here.

Reference:

Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.

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