The TOP - 31 first home loans for 10 years07.05.2019
Bankchart.com.au has surveyed the terms of the offered first home loans for 10 years in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 07.05.2019
As of 25 April 2019 the loans under review have been offered by 31 bank. The average comparison rate under such loans equals 4,88 % p.a. The total number of the loan programs available for the specified loan terms is 84.
The most affordable home loan is offered by Arab Bank. The comparison rate under "The Basics Low Rate Home Loan" loan program constitutes 3,64 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.
The TOP-31 first home loans loan programs for 10 years, as of 25 April 2019
#
Name
Interest Rate, %
1
3,64
interest rate, %
interest rate
3,64
one-time fees
no
periodic fees
no
an advance from
5,00 %
2
3,69
interest rate, %
interest rate
3,69
one-time fees
no
periodic fees
no
an advance from
11,00 %
3
3,69
interest rate, %
interest rate
3,69
one-time fees
no
periodic fees
no
an advance from
0,00 %
4
3,74
interest rate, %
interest rate
3,74
one-time fees
no
periodic fees
no
an advance from
0,00 %
5
3,76
interest rate, %
interest rate
3,76
one-time fees
$ 295,00
periodic fees
no
an advance from
0,00 %
6
3,72
interest rate, %
interest rate
3,72
one-time fees
$ 600,00
periodic fees
no
an advance from
20,00 %
7
3,84
interest rate, %
interest rate
3,84
one-time fees
no
periodic fees
no
an advance from
0,00 %
8
3,85
interest rate, %
interest rate
3,85
one-time fees
no
periodic fees
no
an advance from
2,00 %
9
3,55
interest rate, %
interest rate
3,55
one-time fees
$ 450,00
periodic fees
$ 10,00, monthly
an advance from
10,00 %
10
3,86
interest rate, %
interest rate
3,86
one-time fees
no
periodic fees
no
an advance from
20,00 %
11
3,88
interest rate, %
interest rate
3,88
one-time fees
$ 330,00
periodic fees
no
an advance from
10,00 %
12
3,97
interest rate, %
interest rate
3,97
one-time fees
no
periodic fees
no
an advance from
5,00 %
13
3,95
interest rate, %
interest rate
3,95
one-time fees
$ 150,00
periodic fees
no
an advance from
10,00 %
14
3,79
interest rate, %
interest rate
3,79
one-time fees
$ 150,00
periodic fees
$ 8,00, monthly
an advance from
10,00 %
15
4,19
interest rate, %
interest rate
4,19
one-time fees
$ 350,00
periodic fees
no
an advance from
0,00 %
16
3,81
interest rate, %
interest rate
3,81
one-time fees
no
periodic fees
$ 248,00, annual
an advance from
30,00 %
17
4,29
interest rate, %
interest rate
4,29
one-time fees
$ 600,00
periodic fees
no
an advance from
5,00 %
18
4,42
interest rate, %
interest rate
4,42
one-time fees
no
periodic fees
no
an advance from
5,00 %
19
4,50
interest rate, %
interest rate
4,50
one-time fees
no
periodic fees
no
an advance from
0,00 %
20
4,56
interest rate, %
interest rate
4,56
one-time fees
$ 445,00
periodic fees
no
an advance from
5,00 %
21
4,55
interest rate, %
interest rate
4,55
one-time fees
$ 600,00
periodic fees
no
an advance from
10,00 %
22
4,77
interest rate, %
interest rate
4,77
one-time fees
no
periodic fees
no
an advance from
0,00 %
23
4,52
interest rate, %
interest rate
4,52
one-time fees
$ 399,00
periodic fees
$ 8,00, monthly
an advance from
10,00 %
24
4,56
interest rate, %
interest rate
4,56
one-time fees
no
periodic fees
$ 10,00, monthly
an advance from
5,00 %
25
4,72
interest rate, %
interest rate
4,72
one-time fees
$ 750,00
periodic fees
$ 5,00, monthly
an advance from
10,00 %
26
4,99
interest rate, %
interest rate
4,99
one-time fees
no
periodic fees
no
an advance from
5,00 %
27
4,78
interest rate, %
interest rate
4,78
one-time fees
$ 750,00
periodic fees
$ 12,00, monthly
an advance from
0,00 %
28
5,10
interest rate, %
interest rate
5,10
one-time fees
$ 600,00
periodic fees
no
an advance from
0,00 %
29
4,90
interest rate, %
interest rate
4,90
one-time fees
no
periodic fees
$ 190,00, annual
an advance from
20,00 %
30
5,19
interest rate, %
interest rate
5,19
one-time fees
$ 600,00
periodic fees
$ 5,00, monthly
an advance from
0,00 %
31
5,37
interest rate, %
interest rate
5,37
one-time fees
$ 600,00
periodic fees
no
an advance from
0,00 %
To view the up-to-date rating of the home loans at our website, click here.
Reference:
Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.
Published: 07 May 2019
Author: Prostobank Consulting
Source: https://bankchart.com.au