The TOP - 22 second home loans for 30 years11.11.2020

Bankchart.com.au has surveyed the terms of the offered second home loans for 30 years in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Текст статьи: Review date - 11.11.2020

As of 26 October 2020 the loans under review have been offered by 22 banks.  The average comparison rate under such loans equals 4,14 % p.a. The total number of the loan programs available for the specified loan terms is 39.

The most affordable home loan is offered by Pasific mortgage group. The comparison rate under "INVESTMENT VARIABLE HOME LOAN" loan program constitutes 2,74 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.

The TOP-22 second home loans loan programs for 30 years, as of 26 October 2020

#

Name

Interest Rate, %

1

2,74

interest rate, %

interest rate

2,74

one-time fees

no

periodic fees

no

advance from

20,00 %

2

2,85

interest rate, %

interest rate

2,85

one-time fees

$ 500,00

periodic fees

no

advance from

10,00 %

3

2,79

interest rate, %

interest rate

2,79

one-time fees

$ 399,00

periodic fees

$ 8,00, monthly

advance from

10,00 %

4

2,84

interest rate, %

interest rate

2,84

one-time fees

$ 600,00

periodic fees

$ 10,00, monthly

advance from

10,00 %

5

3,19

interest rate, %

interest rate

3,19

one-time fees

no

periodic fees

no

advance from

2,00 %

6

3,04

interest rate, %

interest rate

3,04

one-time fees

$ 150,00

periodic fees

$ 8,00, monthly

advance from

10,00 %

7

3,24

interest rate, %

interest rate

3,24

one-time fees

no

periodic fees

no

advance from

40,00 %

8

3,04

interest rate, %

interest rate

3,04

one-time fees

$ 300,00

periodic fees

$ 10,00, monthly

advance from

20,00 %

9

3,28

interest rate, %

interest rate

3,28

one-time fees

no

periodic fees

no

advance from

5,00 %

10

3,34

interest rate, %

interest rate

3,34

one-time fees

no

periodic fees

no

advance from

0,00 %

11

3,34

interest rate, %

interest rate

3,34

one-time fees

no

periodic fees

no

advance from

5,00 %

12

3,34

interest rate, %

interest rate

3,34

one-time fees

$ 600,00

periodic fees

$ 10,00, monthly

advance from

10,00 %

13

3,72

interest rate, %

interest rate

3,72

one-time fees

$ 150,00

periodic fees

no

advance from

10,00 %

14

3,77

interest rate, %

interest rate

3,77

one-time fees

no

periodic fees

no

advance from

0,00 %

15

3,97

interest rate, %

interest rate

3,97

one-time fees

$ 600,00

periodic fees

$ 8,00, monthly

advance from

5,00 %

16

4,48

interest rate, %

interest rate

4,48

one-time fees

$ 600,00

periodic fees

no

advance from

0,00 %

17

4,59

interest rate, %

interest rate

4,59

one-time fees

$ 350,00

periodic fees

no

advance from

0,00 %

18

4,64

interest rate, %

interest rate

4,64

one-time fees

$ 330,00

periodic fees

no

advance from

10,00 %

19

4,99

interest rate, %

interest rate

4,99

one-time fees

$ 600,00

periodic fees

$ 5,00, monthly

advance from

20,00 %

20

5,04

interest rate, %

interest rate

5,04

one-time fees

$ 600,00

periodic fees

$ 5,00, monthly

advance from

0,00 %

21

5,13

interest rate, %

interest rate

5,13

one-time fees

$ 750,00

periodic fees

$ 5,00, monthly

advance from

10,00 %

22

5,13

interest rate, %

interest rate

5,13

one-time fees

$ 600,00

periodic fees

$ 8,00, monthly

advance from

0,00 %

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