The TOP - 11 personal overdrafts05.11.2019

Bankchart.com.au has surveyed the terms of the offered overdrafts for termless in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 05.11.2019

As of 04 November 2019 the loans under review have been offered by 11 banks.  The average comparison rate under such loans equals 27,32 % p.a. The total number of the loan programs available for the specified loan terms is 14.

The most affordable personal loan is offered by Westpac Bank. The comparison rate under "Personal Overdraft" loan program constitutes 12,81 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.

The TOP-11 overdrafts loan programs for termless, as of 04 November 2019

#

Name

Interest Rate, %

1

12,09

interest rate, %

interest rate

12,09

one-time fees

no

periodic fees

$ 6,00, monthly

2

12,95

interest rate, %

interest rate

12,95

one-time fees

no

periodic fees

no

3

15,35

interest rate, %

interest rate

15,35

one-time fees

no

periodic fees

no

4

15,50

interest rate, %

interest rate

15,50

one-time fees

no

periodic fees

no

5

14,90

interest rate, %

interest rate

14,90

one-time fees

no

periodic fees

$ 15,00, monthly

6

16,85

interest rate, %

interest rate

16,85

one-time fees

no

periodic fees

$ 60,00, annual

7

12,64

interest rate, %

interest rate

12,64

one-time fees

$ 100,00

periodic fees

no

8

13,04

interest rate, %

interest rate

13,04

one-time fees

$ 150,00

periodic fees

no

9

14,99

interest rate, %

interest rate

14,99

one-time fees

$ 150,00

periodic fees

$ 12,00, monthly

10

14,99

interest rate, %

interest rate

14,99

one-time fees

$ 195,00

periodic fees

$ 5,00, monthly

11

14,99

interest rate, %

interest rate

14,99

one-time fees

$ 195,00

periodic fees

$ 5,00, monthly

To view the up-to-date rating of the personal loans at our website, click here.

Reference:

Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.