The rating of the best interest rates under the interest-free and low rate credit cards02.08.2019

Bankchart.com.au has surveyed the terms of the offered interest free and low rate credit cards in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 02.08.2019

As of 18 July 2019 the loans under review have been offered by 29 banks.  The average comparison rate under such loans equals 13,11 % p.a. The total number of the loan programs available for the specified loan terms is 41.

The most affordable credit card is offered by G&C Mutual Bank. The comparison rate under "Low Rate Visa Credit Card" loan program constitutes 8,43 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.

The TOP-29 interest free and low rate credit cards, as of 18 July 2019

#

Name

Interest Purchase Rate, %

1

7,49

interest purchase rate, %

interest rate (purchases)

7,49 %

an annual fee

$ 50,00

a grace period

55

a class of the card

Visa Card

2

8,99

interest purchase rate, %

interest rate (purchases)

8,99 %

an annual fee

$ 0,00

a grace period

55

a class of the card

American Express Card

3

9,90

interest purchase rate, %

interest rate (purchases)

9,90 %

an annual fee

$ 9,00

a grace period

45

a class of the card

Visa Card

4

9,39

interest purchase rate, %

interest rate (purchases)

9,39 %

an annual fee

$ 59,00

a class of the card

Visa Card

5

9,90

interest purchase rate, %

interest rate (purchases)

9,90 %

an annual fee

$ 60,00

a grace period

55

a class of the card

MasterCard PayPass

6

10,76

interest purchase rate, %

interest rate (purchases)

10,76 %

an annual fee

$ 30,00

a grace period

55

a class of the card

Visa Card

7

9,84

interest purchase rate, %

interest rate (purchases)

9,84 %

an annual fee

$ 99,00

a grace period

55

a class of the card

Visa Platinum

8

11,80

interest purchase rate, %

interest rate (purchases)

11,80 %

an annual fee

$ 0,00

a class of the card

Visa Gold

9

11,95

interest purchase rate, %

interest rate (purchases)

11,95 %

an annual fee

$ 0,00

a grace period

44

a class of the card

Visa Card

10

11,95

interest purchase rate, %

interest rate (purchases)

11,95 %

an annual fee

$ 0,00

a grace period

55

a class of the card

Visa Card

11

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

an annual fee

$ 0,00

a grace period

55

a class of the card

MasterCard PayPass

12

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

an annual fee

$ 0,00

a class of the card

Visa Card

13

11,50

interest purchase rate, %

interest rate (purchases)

11,50 %

an annual fee

$ 30,00

a grace period

55

a class of the card

Visa Card

14

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

an annual fee

$ 29,00

a grace period

55

a class of the card

Visa Card

15

11,74

interest purchase rate, %

interest rate (purchases)

11,74 %

an annual fee

$ 45,00

a grace period

55

a class of the card

Visa Card

16

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

an annual fee

$ 49,00

a grace period

55

a class of the card

MasterCard PayPass, Visa Card

17

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

an annual fee

$ 49,00

a grace period

44

a class of the card

Visa Card

18

12,49

interest purchase rate, %

interest rate (purchases)

12,49 %

an annual fee

$ 49,00

a grace period

62

a class of the card

MasterCard PayPass

19

12,49

interest purchase rate, %

interest rate (purchases)

12,49 %

an annual fee

$ 58,00

a grace period

55

a class of the card

Visa Card

20

12,74

interest purchase rate, %

interest rate (purchases)

12,74 %

an annual fee

$ 55,00

a class of the card

Visa Card

21

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

an annual fee

$ 49,00

a grace period

55

a class of the card

MasterCard PayPass

22

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

an annual fee

$ 58,00

a grace period

55

a class of the card

MasterCard PayPass

23

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

an annual fee

$ 79,00

a grace period

55

a class of the card

MasterCard PayPass

24

13,49

interest purchase rate, %

interest rate (purchases)

13,49 %

an annual fee

$ 55,00

a grace period

55

a class of the card

Visa Card

25

13,25

interest purchase rate, %

interest rate (purchases)

13,25 %

an annual fee

$ 79,00

a grace period

55

a class of the card

Visa Card

26

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

an annual fee

$ 99,00

a grace period

55

a class of the card

Visa Platinum

27

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

an annual fee

$ 99,00

a grace period

55

a class of the card

Visa Platinum

28

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

an annual fee

$ 99,00

a grace period

55

a class of the card

Visa Platinum

29

13,99

interest purchase rate, %

interest rate (purchases)

13,99 %

an annual fee

$ 59,00

a grace period

55

a class of the card

Visa Card

To view the up-to-date rating of the credit cards at our website, click here.

Reference:

Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.