8,99 % p.a. is the minimal comparison rate under the balance transfer credit cards offers07.04.2022
Bankchart.com.au has surveyed the terms of the offered balance transfer credit cards offers in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 07.04.2022

As of 03 April 2022 the loans under review have been offered by 22 banks. The average comparison rate under such loans equals 20,53 % p.a. The total number of the loan programs available for the specified loan terms is 88.
The most affordable credit card is offered by American Express. The comparison rate under "The Low Rate Credit Card from American Express" loan program constitutes 8,99 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.
The TOP-22 balance transfer credit cards offers, as of 03 April 2022
#
Name
Interest Purchase Rate, %
1
8,99
interest purchase rate, %
interest rate (purchases)
8,99 %
annual fee
$ 0,00
grace period
55
a class of the card
American Express Card
2
10,80
interest purchase rate, %
interest rate (purchases)
10,80 %
annual fee
$ 0,00
a class of the card
Visa Gold
3
9,90
interest purchase rate, %
interest rate (purchases)
9,90 %
annual fee
$ 49,00
grace period
55
a class of the card
MasterCard PayPass
4
9,59
interest purchase rate, %
interest rate (purchases)
9,59 %
annual fee
$ 99,00
grace period
55
a class of the card
Visa Platinum
5
11,95
interest purchase rate, %
interest rate (purchases)
11,95 %
annual fee
$ 0,00
grace period
44
a class of the card
Visa Card
6
11,99
interest purchase rate, %
interest rate (purchases)
11,99 %
annual fee
$ 49,00
grace period
44
a class of the card
Visa Card
7
11,99
interest purchase rate, %
interest rate (purchases)
11,99 %
annual fee
$ 49,00
grace period
62
a class of the card
Visa Card
8
12,49
interest purchase rate, %
interest rate (purchases)
12,49 %
annual fee
$ 58,00
grace period
55
a class of the card
Visa Card
9
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
annual fee
$ 59,00
grace period
55
a class of the card
Visa Card
10
13,24
interest purchase rate, %
interest rate (purchases)
13,24 %
annual fee
$ 59,00
grace period
55
a class of the card
MasterCard PayPass
11
13,49
interest purchase rate, %
interest rate (purchases)
13,49 %
annual fee
$ 55,00
grace period
55
a class of the card
Visa Card
12
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
annual fee
$ 99,00
grace period
55
a class of the card
Visa Card
13
12,99
interest purchase rate, %
interest rate (purchases)
12,99 %
annual fee
$ 99,00
grace period
55
a class of the card
Visa Platinum
14
13,74
interest purchase rate, %
interest rate (purchases)
13,74 %
annual fee
$ 59,00
grace period
55
a class of the card
Visa Card
15
13,99
interest purchase rate, %
interest rate (purchases)
13,99 %
annual fee
$ 55,00
grace period
55
a class of the card
Visa Card
16
13,99
interest purchase rate, %
interest rate (purchases)
13,99 %
annual fee
$ 55,00
grace period
55
a class of the card
Visa Card
17
14,99
interest purchase rate, %
interest rate (purchases)
14,99 %
annual fee
$ 99,00
grace period
55
a class of the card
Visa Card
18
15,95
interest purchase rate, %
interest rate (purchases)
15,95 %
annual fee
$ 69,00
grace period
55
a class of the card
Visa Card
19
18,49
interest purchase rate, %
interest rate (purchases)
18,49 %
annual fee
$ 129,00
grace period
55
a class of the card
Visa Platinum, MasterCard Platinum
20
19,99
interest purchase rate, %
interest rate (purchases)
19,99 %
annual fee
$ 49,00
grace period
55
a class of the card
Visa Platinum
21
19,99
interest purchase rate, %
interest rate (purchases)
19,99 %
annual fee
$ 99,00
grace period
55
a class of the card
MasterCard PayPass
22
19,99
interest purchase rate, %
interest rate (purchases)
19,99 %
annual fee
$ 169,00
grace period
55
a class of the card
MasterCard Platinum
To view the up-to-date rating of the credit cards at our website, click here.
Reference:
Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.
Published: 07 April 2022
Author: Prostobank Consulting
Source: https://bankchart.com.au